Top Mortgage Lenders in Idaho Falls, ID

Which mortgage lender in the Idaho Falls, ID area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Idaho Falls, ID area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Idaho Falls, ID area is Westmark Credit Union, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.09%. This means that Westmark Credit Union provided a -0.09% lower interest rate for its customers than other lenders in Idaho Falls, ID for a similar set of borrowers. Westmark Credit Union has a market share of 3.2%. On the other hand, the most popular lender in the market is Idaho Central Credit Union, with a market share of 19.5%. Idaho Central Credit Union is an average rate lender in this area, with a “Rate Difference” of -0.06% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Idaho Falls, ID area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Idaho Falls, ID is Glacier Bank. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Wells Fargo Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Idaho Central Credit Union. The cheapest VA mortgage provider is Eagle Bank and Trust Company. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Ranking of Mortgage Lenders in Idaho Falls, ID

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Westmark Credit Union 1, -0.09% 3.23%
Glacier Bank 2, -0.09% 5.55%
East Idaho Credit Union 3, -0.09% 1.09%
Eagle Bank and Trust Company 4, -0.08% 10.38%
Idaho Central Credit Union 5, -0.06% 19.54%
Citywide Home Loans 6, -0.05% 1.07%
Zions Bancorporation 7, -0.05% 0.78%
First Colony Mortgage Corporation 8, -0.05% 0.89%
Us Bank 9, -0.05% 1.95%
Gateway First Bank 10, -0.04% 1.61%
Advantage Plus FCU 11, -0.03% 1.64%
VanDyk Mortgage Corporation 12, -0.03% 2.19%
NBKC Bank 13, -0.02% 0.54%
Bank of Idaho 14, -0.01% 4.30%
Navy Federal Credit Union 15, -0.00% 0.54%
Fairway Independent Mort Corp 16, 0.01% 1.49%
Flagstar Bank 17, 0.01% 2.61%
Paramount Equity Mortgage 18, 0.02% 1.33%
American Financing Corporation 19, 0.02% 0.50%
Mountain America Credit Union 20, 0.02% 3.51%
Caliber Home Loans Inc 21, 0.03% 0.63%
KeyBank National Association 22, 0.03% 2.06%
Usaa Federal Savings Bank 23, 0.04% 0.97%
American Pacific Mortgage Corporation 24, 0.04% 2.48%
Keller Mortgage 25, 0.04% 0.81%
Carrington Mortgage Services 26, 0.04% 0.55%
Academy Mortgage Corporation 27, 0.05% 0.67%
JPMorgan Chase Bank 28, 0.05% 0.99%
D L Evans Bank 29, 0.06% 0.88%
LoanDepot 30, 0.06% 1.46%
Guild Mortgage Company 31, 0.07% 6.76%
Sierra Pacific Mortgage 32, 0.07% 0.57%
Synergy One Lending 33, 0.08% 1.98%
Summit Funding Inc 34, 0.08% 0.70%
Mann Mortgage 35, 0.09% 2.89%
Freedom Mortgage Corporation 36, 0.09% 0.63%
Wells Fargo Bank 37, 0.11% 1.27%
Cornerstone Home Lending, Inc 38, 0.14% 0.73%
Nationstar Mortgage 39, 0.14% 0.81%
Quicken Loans 40, 0.18% 7.39%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Westmark Credit Union 1, -0.11% 4.78%
Eagle Bank and Trust Company 2, -0.07% 12.79%
Gateway First Bank 3, -0.06% 1.79%
Us Bank 4, -0.06% 1.38%
First Colony Mortgage Corporation 5, -0.05% 1.07%
Citywide Home Loans 6, -0.05% 1.27%
VanDyk Mortgage Corporation 7, -0.04% 2.75%
East Idaho Credit Union 8, -0.03% 0.55%
Idaho Central Credit Union 9, -0.02% 22.06%
NBKC Bank 10, -0.02% 0.75%
Bank of Idaho 11, -0.02% 4.63%
Glacier Bank 12, -0.01% 5.98%
Navy Federal Credit Union 13, -0.00% 0.73%
Fairway Independent Mort Corp 14, 0.01% 1.77%
JPMorgan Chase Bank 15, 0.01% 0.73%
Advantage Plus FCU 16, 0.01% 1.64%
Carrington Mortgage Services 17, 0.02% 0.10%
Freedom Mortgage Corporation 18, 0.02% 0.13%
KeyBank National Association 19, 0.03% 0.99%
Mountain America Credit Union 20, 0.03% 2.88%
Flagstar Bank 21, 0.03% 2.52%
American Pacific Mortgage Corporation 22, 0.04% 3.30%
LoanDepot 23, 0.04% 0.13%
Caliber Home Loans Inc 24, 0.04% 0.49%
Keller Mortgage 25, 0.04% 1.20%
American Financing Corporation 26, 0.05% 0.10%
Usaa Federal Savings Bank 27, 0.05% 1.14%
Zions Bancorporation 28, 0.05% 0.47%
Wells Fargo Bank 29, 0.06% 1.14%
D L Evans Bank 30, 0.07% 1.04%
Sierra Pacific Mortgage 31, 0.07% 0.75%
Academy Mortgage Corporation 32, 0.07% 0.75%
Nationstar Mortgage 33, 0.07% 0.21%
Guild Mortgage Company 34, 0.07% 8.84%
Synergy One Lending 35, 0.09% 1.92%
Summit Funding Inc 36, 0.10% 0.86%
Mann Mortgage 37, 0.10% 3.53%
Quicken Loans 38, 0.13% 1.87%
Cornerstone Home Lending, Inc 39, 0.15% 0.96%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Glacier Bank 1, -0.26% 4.85%
Idaho Central Credit Union 2, -0.15% 15.33%
Eagle Bank and Trust Company 3, -0.12% 6.37%
East Idaho Credit Union 4, -0.11% 1.99%
Zions Bancorporation 5, -0.11% 1.30%
Advantage Plus FCU 6, -0.10% 1.65%
Citywide Home Loans 7, -0.05% 0.74%
Us Bank 8, -0.04% 2.90%
First Colony Mortgage Corporation 9, -0.03% 0.61%
Flagstar Bank 10, -0.01% 2.77%
Gateway First Bank 11, -0.00% 1.30%
Usaa Federal Savings Bank 12, 0.00% 0.69%
Mountain America Credit Union 13, 0.00% 4.55%
Academy Mortgage Corporation 14, 0.00% 0.52%
Fairway Independent Mort Corp 15, 0.01% 1.04%
Navy Federal Credit Union 16, 0.01% 0.22%
VanDyk Mortgage Corporation 17, 0.01% 1.26%
Bank of Idaho 18, 0.01% 3.77%
American Financing Corporation 19, 0.01% 1.17%
Paramount Equity Mortgage 20, 0.01% 3.55%
NBKC Bank 21, 0.02% 0.17%
Caliber Home Loans Inc 22, 0.02% 0.87%
D L Evans Bank 23, 0.03% 0.61%
Summit Funding Inc 24, 0.03% 0.43%
Keller Mortgage 25, 0.04% 0.17%
KeyBank National Association 26, 0.04% 3.85%
Carrington Mortgage Services 27, 0.04% 1.30%
Guild Mortgage Company 28, 0.05% 3.29%
Cornerstone Home Lending, Inc 29, 0.05% 0.35%
LoanDepot 30, 0.06% 3.68%
Synergy One Lending 31, 0.06% 2.08%
Sierra Pacific Mortgage 32, 0.06% 0.26%
American Pacific Mortgage Corporation 33, 0.06% 1.13%
Mann Mortgage 34, 0.07% 1.82%
Westmark Credit Union 35, 0.08% 0.65%
JPMorgan Chase Bank 36, 0.09% 1.43%
Freedom Mortgage Corporation 37, 0.10% 1.47%
Nationstar Mortgage 38, 0.15% 1.82%
Wells Fargo Bank 39, 0.17% 1.47%
Quicken Loans 40, 0.19% 16.59%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Glacier Bank 1, -0.10% 6.74%
Westmark Credit Union 2, -0.09% 4.35%
Eagle Bank and Trust Company 3, -0.09% 10.86%
East Idaho Credit Union 4, -0.08% 1.49%
Citywide Home Loans 5, -0.06% 1.16%
Us Bank 6, -0.05% 2.41%
Zions Bancorporation 7, -0.05% 1.05%
Idaho Central Credit Union 8, -0.04% 21.74%
Gateway First Bank 9, -0.04% 1.20%
First Colony Mortgage Corporation 10, -0.04% 0.80%
Advantage Plus FCU 11, -0.03% 2.12%
NBKC Bank 12, -0.02% 0.49%
Fairway Independent Mort Corp 13, -0.00% 1.23%
Bank of Idaho 14, 0.00% 4.30%
VanDyk Mortgage Corporation 15, 0.01% 1.18%
Mountain America Credit Union 16, 0.02% 4.24%
Paramount Equity Mortgage 17, 0.02% 1.40%
American Financing Corporation 18, 0.03% 0.31%
Academy Mortgage Corporation 19, 0.03% 0.54%
Keller Mortgage 20, 0.03% 0.78%
KeyBank National Association 21, 0.04% 2.63%
Guild Mortgage Company 22, 0.05% 5.78%
American Pacific Mortgage Corporation 23, 0.05% 1.61%
Summit Funding Inc 24, 0.05% 0.33%
Navy Federal Credit Union 25, 0.05% 0.18%
Caliber Home Loans Inc 26, 0.06% 0.49%
Usaa Federal Savings Bank 27, 0.06% 0.62%
Carrington Mortgage Services 28, 0.06% 0.27%
JPMorgan Chase Bank 29, 0.06% 1.27%
D L Evans Bank 30, 0.07% 0.96%
LoanDepot 31, 0.08% 1.12%
Flagstar Bank 32, 0.08% 2.01%
Synergy One Lending 33, 0.08% 1.69%
Mann Mortgage 34, 0.09% 2.16%
Sierra Pacific Mortgage 35, 0.10% 0.45%
Freedom Mortgage Corporation 36, 0.12% 0.27%
Wells Fargo Bank 37, 0.12% 1.61%
Cornerstone Home Lending, Inc 38, 0.16% 0.54%
Nationstar Mortgage 39, 0.22% 0.49%
Quicken Loans 40, 0.23% 7.14%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Westmark Credit Union 1, -0.11% 6.64%
Eagle Bank and Trust Company 2, -0.08% 13.97%
Us Bank 3, -0.07% 1.70%
Citywide Home Loans 4, -0.07% 1.36%
Gateway First Bank 5, -0.06% 1.33%
First Colony Mortgage Corporation 6, -0.04% 0.96%
East Idaho Credit Union 7, -0.03% 0.77%
NBKC Bank 8, -0.03% 0.70%
Glacier Bank 9, -0.01% 7.15%
Bank of Idaho 10, -0.01% 4.42%
Fairway Independent Mort Corp 11, -0.00% 1.59%
JPMorgan Chase Bank 12, 0.01% 0.92%
Idaho Central Credit Union 13, 0.01% 24.08%
Advantage Plus FCU 14, 0.01% 2.10%
VanDyk Mortgage Corporation 15, 0.01% 1.44%
Freedom Mortgage Corporation 16, 0.02% 0.04%
Mountain America Credit Union 17, 0.03% 3.28%
KeyBank National Association 18, 0.03% 1.14%
American Financing Corporation 19, 0.03% 0.07%
Keller Mortgage 20, 0.03% 1.14%
American Pacific Mortgage Corporation 21, 0.04% 2.03%
Guild Mortgage Company 22, 0.05% 7.71%
Academy Mortgage Corporation 23, 0.05% 0.59%
Navy Federal Credit Union 24, 0.05% 0.22%
LoanDepot 25, 0.05% 0.11%
Caliber Home Loans Inc 26, 0.06% 0.37%
Summit Funding Inc 27, 0.06% 0.33%
Zions Bancorporation 28, 0.06% 0.63%
Usaa Federal Savings Bank 29, 0.06% 0.85%
Wells Fargo Bank 30, 0.08% 1.40%
D L Evans Bank 31, 0.08% 1.18%
Synergy One Lending 32, 0.09% 1.62%
Mann Mortgage 33, 0.09% 2.77%
Nationstar Mortgage 34, 0.09% 0.15%
Flagstar Bank 35, 0.09% 2.03%
Sierra Pacific Mortgage 36, 0.10% 0.59%
Quicken Loans 37, 0.15% 1.95%
Cornerstone Home Lending, Inc 38, 0.20% 0.66%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Glacier Bank 1, -0.27% 6.09%
Idaho Central Credit Union 2, -0.15% 18.17%
Eagle Bank and Trust Company 3, -0.13% 6.09%
East Idaho Credit Union 4, -0.11% 2.60%
Zions Bancorporation 5, -0.10% 1.69%
Advantage Plus FCU 6, -0.10% 2.14%
Citywide Home Loans 7, -0.06% 0.85%
First Colony Mortgage Corporation 8, -0.04% 0.56%
Us Bank 9, -0.04% 3.50%
Academy Mortgage Corporation 10, -0.00% 0.45%
Gateway First Bank 11, 0.00% 1.02%
Mountain America Credit Union 12, 0.01% 5.70%
Fairway Independent Mort Corp 13, 0.01% 0.68%
VanDyk Mortgage Corporation 14, 0.02% 0.79%
Paramount Equity Mortgage 15, 0.02% 3.56%
Bank of Idaho 16, 0.02% 4.12%
NBKC Bank 17, 0.02% 0.17%
American Financing Corporation 18, 0.03% 0.68%
D L Evans Bank 19, 0.04% 0.62%
Summit Funding Inc 20, 0.04% 0.34%
Usaa Federal Savings Bank 21, 0.04% 0.28%
Keller Mortgage 22, 0.04% 0.23%
KeyBank National Association 23, 0.04% 4.91%
Navy Federal Credit Union 24, 0.05% 0.11%
Guild Mortgage Company 25, 0.05% 2.82%
Caliber Home Loans Inc 26, 0.05% 0.68%
Cornerstone Home Lending, Inc 27, 0.06% 0.34%
Flagstar Bank 28, 0.06% 1.98%
Carrington Mortgage Services 29, 0.06% 0.68%
Synergy One Lending 30, 0.07% 1.81%
LoanDepot 31, 0.08% 2.65%
Westmark Credit Union 32, 0.09% 0.85%
American Pacific Mortgage Corporation 33, 0.09% 0.96%
Mann Mortgage 34, 0.09% 1.24%
Sierra Pacific Mortgage 35, 0.09% 0.23%
JPMorgan Chase Bank 36, 0.10% 1.81%
Freedom Mortgage Corporation 37, 0.13% 0.62%
Wells Fargo Bank 38, 0.18% 1.92%
Quicken Loans 39, 0.24% 15.07%
Nationstar Mortgage 40, 0.24% 1.02%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Idaho Central Credit Union 1, -0.15% 15.71%
Flagstar Bank 2, -0.09% 4.46%
First Colony Mortgage Corporation 3, -0.07% 1.52%
VanDyk Mortgage Corporation 4, -0.07% 6.25%
Bank of Idaho 5, -0.05% 4.29%
Gateway First Bank 6, -0.04% 2.68%
Eagle Bank and Trust Company 7, -0.01% 8.04%
American Financing Corporation 8, 0.00% 1.16%
NBKC Bank 9, 0.00% 0.18%
Us Bank 10, 0.00% 0.27%
Caliber Home Loans Inc 11, 0.01% 0.98%
Zions Bancorporation 12, 0.01% 0.09%
Citywide Home Loans 13, 0.01% 0.80%
Fairway Independent Mort Corp 14, 0.01% 2.41%
KeyBank National Association 15, 0.01% 0.45%
Glacier Bank 16, 0.01% 2.14%
D L Evans Bank 17, 0.02% 0.71%
Carrington Mortgage Services 18, 0.02% 1.43%
Paramount Equity Mortgage 19, 0.02% 0.54%
American Pacific Mortgage Corporation 20, 0.02% 5.62%
Sierra Pacific Mortgage 21, 0.03% 0.98%
Keller Mortgage 22, 0.05% 0.80%
Mountain America Credit Union 23, 0.05% 1.61%
Quicken Loans 24, 0.06% 7.95%
Advantage Plus FCU 25, 0.06% 0.54%
LoanDepot 26, 0.07% 1.61%
Freedom Mortgage Corporation 27, 0.08% 1.07%
Academy Mortgage Corporation 28, 0.08% 1.25%
Nationstar Mortgage 29, 0.09% 1.79%
Synergy One Lending 30, 0.09% 2.68%
Guild Mortgage Company 31, 0.10% 9.73%
Summit Funding Inc 32, 0.10% 2.32%
Cornerstone Home Lending, Inc 33, 0.11% 1.79%
Mann Mortgage 34, 0.12% 6.16%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Idaho Central Credit Union 1, -0.14% 20.35%
First Colony Mortgage Corporation 2, -0.08% 1.76%
VanDyk Mortgage Corporation 3, -0.07% 7.54%
Flagstar Bank 4, -0.07% 3.14%
Bank of Idaho 5, -0.05% 5.03%
Gateway First Bank 6, -0.05% 2.89%
KeyBank National Association 7, 0.01% 0.38%
NBKC Bank 8, 0.01% 0.25%
Freedom Mortgage Corporation 9, 0.01% 0.25%
Citywide Home Loans 10, 0.01% 1.01%
Us Bank 11, 0.01% 0.38%
Eagle Bank and Trust Company 12, 0.01% 8.42%
LoanDepot 13, 0.01% 0.25%
Zions Bancorporation 14, 0.01% 0.13%
Fairway Independent Mort Corp 15, 0.02% 2.39%
D L Evans Bank 16, 0.02% 0.75%
Glacier Bank 17, 0.02% 2.64%
Carrington Mortgage Services 18, 0.02% 0.38%
Caliber Home Loans Inc 19, 0.03% 0.75%
American Pacific Mortgage Corporation 20, 0.03% 7.16%
Sierra Pacific Mortgage 21, 0.04% 1.13%
Quicken Loans 22, 0.05% 1.01%
Keller Mortgage 23, 0.06% 1.13%
Nationstar Mortgage 24, 0.06% 0.25%
Mountain America Credit Union 25, 0.06% 2.01%
Advantage Plus FCU 26, 0.07% 0.75%
American Financing Corporation 27, 0.07% 0.25%
Academy Mortgage Corporation 28, 0.11% 1.38%
Guild Mortgage Company 29, 0.11% 11.93%
Synergy One Lending 30, 0.12% 2.76%
Cornerstone Home Lending, Inc 31, 0.12% 2.26%
Summit Funding Inc 32, 0.12% 2.76%
Mann Mortgage 33, 0.14% 6.53%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Idaho Central Credit Union 1, -0.13% 4.32%
Flagstar Bank 2, -0.13% 7.72%
Eagle Bank and Trust Company 3, -0.08% 7.10%
Caliber Home Loans Inc 4, -0.03% 1.54%
American Financing Corporation 5, -0.03% 3.40%
Mountain America Credit Union 6, -0.03% 0.62%
Bank of Idaho 7, -0.02% 2.47%
Gateway First Bank 8, -0.02% 2.16%
VanDyk Mortgage Corporation 9, -0.02% 3.09%
Fairway Independent Mort Corp 10, -0.02% 2.47%
Glacier Bank 11, -0.01% 0.93%
Sierra Pacific Mortgage 12, -0.01% 0.62%
First Colony Mortgage Corporation 13, -0.00% 0.93%
Paramount Equity Mortgage 14, 0.00% 1.85%
American Pacific Mortgage Corporation 15, 0.00% 1.85%
Carrington Mortgage Services 16, 0.00% 4.01%
D L Evans Bank 17, 0.00% 0.62%
KeyBank National Association 18, 0.00% 0.62%
Citywide Home Loans 19, 0.01% 0.31%
Academy Mortgage Corporation 20, 0.01% 0.93%
Summit Funding Inc 21, 0.02% 1.23%
Synergy One Lending 22, 0.02% 2.47%
Guild Mortgage Company 23, 0.03% 4.32%
Mann Mortgage 24, 0.04% 5.25%
Cornerstone Home Lending, Inc 25, 0.04% 0.62%
Quicken Loans 26, 0.05% 25.00%
LoanDepot 27, 0.06% 4.94%
Nationstar Mortgage 28, 0.08% 5.56%
Freedom Mortgage Corporation 29, 0.08% 3.09%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.04% 7.89%
Idaho Central Credit Union 2, -0.01% 34.21%
KeyBank National Association 3, -0.01% 5.26%
Westmark Credit Union 4, 0.01% 10.53%
Quicken Loans 5, 0.01% 2.63%
Mountain America Credit Union 6, 0.01% 5.26%
Cornerstone Home Lending, Inc 7, 0.01% 2.63%
Us Bank 8, 0.01% 18.42%
Navy Federal Credit Union 9, 0.02% 2.63%
D L Evans Bank 10, 0.02% 2.63%
JPMorgan Chase Bank 11, 0.03% 7.89%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.03% 12.00%
Idaho Central Credit Union 2, -0.01% 32.00%
KeyBank National Association 3, -0.00% 8.00%
Westmark Credit Union 4, 0.01% 16.00%
Us Bank 5, 0.01% 12.00%
Cornerstone Home Lending, Inc 6, 0.02% 4.00%
Navy Federal Credit Union 7, 0.02% 4.00%
D L Evans Bank 8, 0.02% 4.00%
JPMorgan Chase Bank 9, 0.04% 8.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Idaho Central Credit Union 1, -0.01% 38.46%
Quicken Loans 2, 0.00% 7.69%
Mountain America Credit Union 3, 0.00% 15.38%
JPMorgan Chase Bank 4, 0.00% 7.69%
Us Bank 5, 0.01% 30.77%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Eagle Bank and Trust Company 1, -0.10% 12.04%
Gateway First Bank 2, -0.06% 2.91%
Bank of Idaho 3, -0.04% 4.66%
Navy Federal Credit Union 4, -0.04% 4.66%
NBKC Bank 5, -0.04% 1.75%
Idaho Central Credit Union 6, -0.03% 7.57%
Glacier Bank 7, -0.01% 3.11%
Caliber Home Loans Inc 8, -0.01% 1.17%
Mann Mortgage 9, -0.01% 2.33%
Flagstar Bank 10, -0.01% 4.08%
VanDyk Mortgage Corporation 11, -0.01% 2.33%
Wells Fargo Bank 12, -0.01% 0.58%
Citywide Home Loans 13, -0.01% 0.97%
LoanDepot 14, -0.01% 4.27%
Paramount Equity Mortgage 15, -0.01% 2.52%
D L Evans Bank 16, -0.00% 0.39%
First Colony Mortgage Corporation 17, 0.00% 0.39%
Us Bank 18, 0.00% 0.39%
Sierra Pacific Mortgage 19, 0.01% 0.78%
Usaa Federal Savings Bank 20, 0.01% 6.21%
JPMorgan Chase Bank 21, 0.01% 0.19%
American Financing Corporation 22, 0.02% 0.78%
Summit Funding Inc 23, 0.02% 0.39%
Fairway Independent Mort Corp 24, 0.02% 1.94%
American Pacific Mortgage Corporation 25, 0.02% 3.50%
KeyBank National Association 26, 0.02% 0.39%
Synergy One Lending 27, 0.02% 3.11%
Mountain America Credit Union 28, 0.02% 1.17%
Academy Mortgage Corporation 29, 0.03% 0.58%
Carrington Mortgage Services 30, 0.04% 1.17%
Nationstar Mortgage 31, 0.06% 1.55%
Freedom Mortgage Corporation 32, 0.07% 2.91%
Keller Mortgage 33, 0.07% 1.17%
Quicken Loans 34, 0.08% 8.74%
Guild Mortgage Company 35, 0.08% 9.32%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Eagle Bank and Trust Company 1, -0.08% 14.60%
Gateway First Bank 2, -0.08% 3.17%
NBKC Bank 3, -0.03% 2.54%
Bank of Idaho 4, -0.03% 5.71%
Navy Federal Credit Union 5, -0.03% 6.67%
Mann Mortgage 6, -0.02% 2.86%
VanDyk Mortgage Corporation 7, -0.01% 2.22%
Flagstar Bank 8, -0.01% 5.40%
Idaho Central Credit Union 9, -0.01% 8.25%
Glacier Bank 10, -0.01% 4.76%
Citywide Home Loans 11, -0.00% 1.27%
Wells Fargo Bank 12, -0.00% 0.95%
Carrington Mortgage Services 13, 0.00% 0.32%
D L Evans Bank 14, 0.01% 0.32%
Us Bank 15, 0.01% 0.32%
Caliber Home Loans Inc 16, 0.01% 0.95%
Sierra Pacific Mortgage 17, 0.01% 1.27%
First Colony Mortgage Corporation 18, 0.02% 0.32%
JPMorgan Chase Bank 19, 0.02% 0.32%
Summit Funding Inc 20, 0.02% 0.63%
Freedom Mortgage Corporation 21, 0.02% 0.63%
American Pacific Mortgage Corporation 22, 0.03% 4.76%
KeyBank National Association 23, 0.03% 0.63%
Mountain America Credit Union 24, 0.03% 1.90%
Synergy One Lending 25, 0.03% 2.54%
Usaa Federal Savings Bank 26, 0.03% 6.67%
Fairway Independent Mort Corp 27, 0.03% 1.90%
Academy Mortgage Corporation 28, 0.04% 0.63%
Nationstar Mortgage 29, 0.04% 0.63%
Quicken Loans 30, 0.05% 3.49%
Keller Mortgage 31, 0.08% 1.90%
Guild Mortgage Company 32, 0.11% 11.43%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Eagle Bank and Trust Company 1, -0.13% 8.00%
Idaho Central Credit Union 2, -0.06% 6.50%
Bank of Idaho 3, -0.06% 3.00%
Caliber Home Loans Inc 4, -0.04% 1.50%
Navy Federal Credit Union 5, -0.04% 1.50%
Usaa Federal Savings Bank 6, -0.04% 5.50%
Gateway First Bank 7, -0.02% 2.50%
D L Evans Bank 8, -0.02% 0.50%
First Colony Mortgage Corporation 9, -0.02% 0.50%
LoanDepot 10, -0.02% 11.00%
Paramount Equity Mortgage 11, -0.02% 6.50%
Fairway Independent Mort Corp 12, -0.01% 2.00%
Citywide Home Loans 13, -0.01% 0.50%
NBKC Bank 14, -0.01% 0.50%
American Pacific Mortgage Corporation 15, -0.01% 1.50%
Us Bank 16, -0.00% 0.50%
VanDyk Mortgage Corporation 17, -0.00% 2.50%
Glacier Bank 18, -0.00% 0.50%
Flagstar Bank 19, -0.00% 2.00%
American Financing Corporation 20, 0.01% 2.00%
Mann Mortgage 21, 0.01% 1.50%
Synergy One Lending 22, 0.01% 4.00%
Guild Mortgage Company 23, 0.02% 6.00%
Academy Mortgage Corporation 24, 0.02% 0.50%
Carrington Mortgage Services 25, 0.04% 2.50%
Nationstar Mortgage 26, 0.05% 3.00%
Freedom Mortgage Corporation 27, 0.06% 6.50%
Quicken Loans 28, 0.09% 17.00%

* Data is compiled for the Idaho Falls, ID commuting zone area, which comprises of counties of Bannock County, ID, Bingham County, ID, Bonneville County, ID, Butte County, ID, Clark County, ID, Jefferson County, ID, and Power County, ID. This includes cities/towns/communities of Idaho Falls, ID as well as Pocatello, ID, Ammon, ID, Rigby, ID, Chubbuck, ID, Blackfoot, ID, Iona, ID, Shelley, ID, Ririe, ID, McCammon, ID, Groveland, ID, Riverside, ID, American Falls, ID, Atomic City, ID, Menan, ID, Firth, ID, Tyhee, ID, Arco, ID, Roberts, ID, Arbon Valley, ID, Fort Hall, ID, Dubois, ID, and Fort Hall, ID. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings for Other Cities

This page ranks the top mortgage lenders in the Idaho Falls, ID area. For mortgage lender rankings of other cities, click here.