Top Mortgage Lenders in Cincinnati, OH

Which mortgage lender in the Cincinnati, OH area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Cincinnati, OH area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Cincinnati, OH area is Third Federal Savings and Loan, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.31%. This means that Third Federal Savings and Loan provided a -0.31% lower interest rate for its customers than other lenders in Cincinnati, OH for a similar set of borrowers. Third Federal Savings and Loan has a market share of 2.2%. On the other hand, the most popular lender in the market is Union Savings Bank, with a market share of 10.5%. Union Savings Bank is also a relatively cheap lender, with a “Rate Difference” of -0.22% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Cincinnati, OH area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Cincinnati, OH is Third Federal Savings and Loan. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Fifth Third Bank, National Association. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Huntington National Bank. The cheapest VA mortgage provider is Navy Federal Credit Union. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Ranking of Mortgage Lenders in Cincinnati, OH

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Third Federal Savings and Loan 1, -0.31% 2.19%
MyCUmortgage 2, -0.22% 0.23%
Union Savings Bank 3, -0.22% 10.53%
1st National Bank 4, -0.21% 1.49%
Guardian Savings Bank, FSB 5, -0.20% 5.30%
Victory Community Bank 6, -0.20% 1.85%
Prosperity Home Mortgage 7, -0.17% 0.29%
Cinfed Federal Credit Union 8, -0.16% 0.46%
TCF National Bank 9, -0.15% 0.48%
Superior Credit Union Inc 10, -0.14% 0.13%
M/I Financial Corporation 11, -0.14% 0.50%
Victory Mortgage 12, -0.13% 0.58%
Civista Bank 13, -0.12% 0.15%
Huntington National Bank 14, -0.11% 4.50%
Bank of America 15, -0.10% 0.43%
Ruoff Home Mortgage 16, -0.09% 0.98%
General Electric 17, -0.09% 0.40%
LCNB National Bank 18, -0.08% 0.23%
Provident Funding Associates 19, -0.08% 0.27%
The North Side Bank and Trust Company 20, -0.07% 0.20%
Navy Federal Credit Union 21, -0.07% 0.38%
Peoples Bank 22, -0.07% 0.67%
Central Bank & Trust Co 23, -0.07% 0.28%
WesBanco Bank, Inc 24, -0.07% 0.48%
Citizens Bank 25, -0.06% 0.76%
Wright-Patt Credit Union Inc 26, -0.06% 0.61%
JPMorgan Chase Bank 27, -0.06% 1.81%
Truist Bank 28, -0.04% 0.39%
Sirva Mortgage Inc 29, -0.03% 0.09%
Telhio Credit Union 30, -0.03% 0.16%
Amerisave Mortgage Corporation 31, -0.03% 0.21%
Guaranteed Rate Affinity 32, -0.02% 0.62%
Mid America Mortgage Inc 33, -0.02% 0.24%
Fifth Third Bank, National Association 34, -0.01% 6.60%
Lakeview Loan Servicing 35, -0.01% 0.21%
NBKC Bank 36, -0.01% 0.12%
Keller Mortgage 37, -0.00% 0.11%
Usaa Federal Savings Bank 38, -0.00% 0.69%
Sibcy Cline Mortgage Services, Inc 39, 0.00% 1.33%
FirstBank 40, 0.00% 0.07%
First Equity Mortgage Inc 41, 0.01% 0.91%
RoundPoint Mortgage Servicing Corporation 42, 0.01% 0.11%
Guaranteed Rate Inc 43, 0.01% 3.17%
Pennymac Loan Services 44, 0.01% 0.34%
The Park National Bank 45, 0.02% 0.32%
Home Point Financial Corporation 46, 0.02% 0.15%
Century Mortgage Company DBA Century Lending Company 47, 0.02% 0.11%
Planet Home Lending 48, 0.02% 0.11%
Liberty Home Mortgage Corp 49, 0.02% 0.08%
Plaza Home Mortgage Inc 50, 0.02% 0.09%
The Union Bank Company 51, 0.03% 0.11%
Stockton Mortgage Corporation 52, 0.03% 0.55%
Wells Fargo Bank 53, 0.03% 1.08%
Village Capital & Investment 54, 0.03% 0.10%
Nations Direct Mortgage 55, 0.04% 0.10%
Equity Resources Inc 56, 0.04% 0.67%
JG Wentworth Home Lending 57, 0.04% 0.12%
Barrington Bank & Trust 58, 0.04% 0.08%
Us Bank 59, 0.04% 3.80%
VanDyk Mortgage Corporation 60, 0.04% 0.40%
Land Home Financial Services Inc 61, 0.04% 0.26%
American Mortgage Service Company 62, 0.04% 2.65%
Amcap Mortgage Ltd 63, 0.05% 0.15%
Synergy One Lending 64, 0.05% 0.11%
Regions Bank 65, 0.05% 0.36%
New American Funding 66, 0.05% 0.24%
Forcht Bank National Association 67, 0.05% 0.20%
Churchill Mortgage Corporation 68, 0.05% 0.33%
Primary Residential Mortgage Inc 69, 0.06% 0.08%
First Federal Bank 70, 0.06% 0.08%
Flagstar Bank 71, 0.06% 0.22%
1st Signature Lending 72, 0.06% 0.08%
Caliber Home Loans Inc 73, 0.07% 2.40%
KeyBank National Association 74, 0.07% 0.39%
Reliance First Capital 75, 0.07% 0.13%
Commonwealth Bank and Trust Company 76, 0.07% 0.09%
HomeBridge Financial Services, Inc 77, 0.07% 0.08%
Liberty Savings Bank FSB 78, 0.08% 0.19%
RiverHills Bank 79, 0.08% 0.57%
Gateway First Bank 80, 0.08% 0.13%
Bayshore Mortgage Funding 81, 0.08% 0.97%
Chemecal Bank 82, 0.08% 0.42%
Northpointe Bank 83, 0.08% 0.14%
Guaranty Home Mortgage Corporation 84, 0.08% 0.47%
AnnieMac Home Mortgage 85, 0.08% 0.94%
Warsaw Fedral Savings & Loan Association 86, 0.09% 0.13%
Bank of England 87, 0.09% 0.36%
Carrington Mortgage Services 88, 0.09% 0.68%
Newrez 89, 0.09% 0.24%
United Mortgage Corp 90, 0.09% 0.20%
Pnc Bank 91, 0.09% 2.19%
Freedom Mortgage Corporation 92, 0.10% 0.39%
LoanDepot 93, 0.10% 0.97%
HomeServices Lending 94, 0.10% 0.28%
Union Home Mortgage Company 95, 0.11% 1.25%
Movement Mortgage 96, 0.11% 0.11%
First Financial Bank 97, 0.12% 1.55%
NVR Mortgage Finance Inc 98, 0.12% 1.11%
Nations Lending Corporation 99, 0.13% 0.09%
The Merchants National Bank 100, 0.13% 0.10%
First State Bank 101, 0.13% 0.26%
Option Financial 102, 0.13% 0.16%
First Home Bank 103, 0.13% 0.10%
Fairway Independent Mort Corp 104, 0.15% 1.31%
The Federal Savings Bank 105, 0.15% 0.18%
Polaris Home Funding Corp 106, 0.15% 0.59%
Western Ohio Mortgage Corporation 107, 0.16% 0.27%
Homeside Financial 108, 0.16% 0.15%
Waterstone Mortgage Corp 109, 0.18% 0.09%
Primelending 110, 0.18% 2.43%
Royal United Mortgage 111, 0.18% 0.12%
Finance of America Mortgage 112, 0.18% 0.36%
Ditech Financial 113, 0.18% 0.18%
Farm Credit Mid-America 114, 0.19% 0.14%
Cardinal Financial Company LP 115, 0.19% 0.68%
Paramount Residential Mortgage Group Inc 116, 0.21% 0.44%
Quicken Loans 117, 0.21% 5.54%
Rapid Mortgage Company 118, 0.21% 1.08%
DAS Acquisition Company 119, 0.25% 0.72%
First Savings Bank 120, 0.26% 0.28%
AurGroup Finanical Credit Union 121, 0.26% 0.27%
American Financial Resources Inc 122, 0.29% 0.10%
Amerifirst Financial Corporation 123, 0.29% 0.49%
Nations Reliable Lending 124, 0.30% 1.35%
Nationstar Mortgage 125, 0.32% 0.97%
Summit Funding Inc 126, 0.40% 0.71%
NewDay USA 127, 0.43% 0.16%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Third Federal Savings and Loan 1, -0.34% 2.71%
MyCUmortgage 2, -0.28% 0.34%
Victory Community Bank 3, -0.23% 2.48%
Prosperity Home Mortgage 4, -0.19% 0.44%
TCF National Bank 5, -0.19% 0.46%
Union Savings Bank 6, -0.17% 5.89%
Civista Bank 7, -0.15% 0.22%
Bank of America 8, -0.15% 0.44%
JPMorgan Chase Bank 9, -0.15% 1.72%
Victory Mortgage 10, -0.15% 0.91%
Huntington National Bank 11, -0.14% 4.35%
Guardian Savings Bank, FSB 12, -0.14% 3.11%
M/I Financial Corporation 13, -0.14% 0.85%
Fifth Third Bank, National Association 14, -0.14% 5.51%
Us Bank 15, -0.14% 3.27%
1st National Bank 16, -0.13% 1.36%
Pnc Bank 17, -0.12% 1.74%
Peoples Bank 18, -0.11% 0.76%
Ruoff Home Mortgage 19, -0.11% 1.17%
Wright-Patt Credit Union Inc 20, -0.10% 0.60%
WesBanco Bank, Inc 21, -0.10% 0.55%
Freedom Mortgage Corporation 22, -0.09% 0.20%
Telhio Credit Union 23, -0.09% 0.12%
Citizens Bank 24, -0.09% 0.93%
Cinfed Federal Credit Union 25, -0.08% 0.13%
Navy Federal Credit Union 26, -0.08% 0.54%
Wells Fargo Bank 27, -0.07% 1.16%
Superior Credit Union Inc 28, -0.07% 0.07%
Truist Bank 29, -0.07% 0.35%
LCNB National Bank 30, -0.07% 0.10%
Lakeview Loan Servicing 31, -0.07% 0.07%
Provident Funding Associates 32, -0.06% 0.18%
The North Side Bank and Trust Company 33, -0.04% 0.15%
Sirva Mortgage Inc 34, -0.04% 0.16%
General Electric 35, -0.04% 0.14%
Central Bank & Trust Co 36, -0.03% 0.23%
Guaranteed Rate Affinity 37, -0.03% 0.99%
Mid America Mortgage Inc 38, -0.02% 0.31%
Pennymac Loan Services 39, -0.02% 0.11%
NBKC Bank 40, -0.02% 0.12%
Keller Mortgage 41, -0.01% 0.16%
The Union Bank Company 42, -0.01% 0.09%
The Park National Bank 43, -0.01% 0.33%
First Federal Bank 44, -0.00% 0.02%
Sibcy Cline Mortgage Services, Inc 45, -0.00% 2.03%
First Equity Mortgage Inc 46, 0.00% 1.54%
KeyBank National Association 47, 0.00% 0.34%
JG Wentworth Home Lending 48, 0.01% 0.07%
Usaa Federal Savings Bank 49, 0.01% 0.90%
Amerisave Mortgage Corporation 50, 0.01% 0.02%
Plaza Home Mortgage Inc 51, 0.01% 0.14%
Century Mortgage Company DBA Century Lending Company 52, 0.01% 0.14%
Liberty Home Mortgage Corp 53, 0.02% 0.13%
Forcht Bank National Association 54, 0.02% 0.18%
FirstBank 55, 0.02% 0.04%
Reliance First Capital 56, 0.02% 0.01%
RoundPoint Mortgage Servicing Corporation 57, 0.02% 0.00%
Home Point Financial Corporation 58, 0.02% 0.12%
The Federal Savings Bank 59, 0.02% 0.03%
Guaranteed Rate Inc 60, 0.03% 4.30%
New American Funding 61, 0.03% 0.19%
HomeBridge Financial Services, Inc 62, 0.03% 0.03%
VanDyk Mortgage Corporation 63, 0.03% 0.56%
Churchill Mortgage Corporation 64, 0.03% 0.42%
Planet Home Lending 65, 0.03% 0.08%
Nations Direct Mortgage 66, 0.03% 0.12%
1st Signature Lending 67, 0.04% 0.07%
The Merchants National Bank 68, 0.04% 0.06%
Barrington Bank & Trust 69, 0.04% 0.11%
Land Home Financial Services Inc 70, 0.04% 0.34%
Nations Lending Corporation 71, 0.04% 0.02%
Liberty Savings Bank FSB 72, 0.04% 0.18%
Regions Bank 73, 0.04% 0.55%
American Mortgage Service Company 74, 0.05% 3.65%
NewDay USA 75, 0.05% 0.02%
Ditech Financial 76, 0.05% 0.01%
Stockton Mortgage Corporation 77, 0.05% 0.70%
United Mortgage Corp 78, 0.05% 0.10%
Equity Resources Inc 79, 0.06% 0.87%
Amcap Mortgage Ltd 80, 0.06% 0.19%
Primary Residential Mortgage Inc 81, 0.06% 0.11%
Synergy One Lending 82, 0.07% 0.03%
Commonwealth Bank and Trust Company 83, 0.07% 0.10%
Chemecal Bank 84, 0.08% 0.59%
Homeside Financial 85, 0.08% 0.11%
Caliber Home Loans Inc 86, 0.08% 2.99%
Guaranty Home Mortgage Corporation 87, 0.09% 0.42%
Bayshore Mortgage Funding 88, 0.09% 1.34%
Warsaw Fedral Savings & Loan Association 89, 0.09% 0.16%
RiverHills Bank 90, 0.09% 0.76%
Bank of England 91, 0.10% 0.45%
Flagstar Bank 92, 0.10% 0.19%
HomeServices Lending 93, 0.10% 0.47%
Northpointe Bank 94, 0.11% 0.12%
AnnieMac Home Mortgage 95, 0.11% 1.33%
Quicken Loans 96, 0.11% 3.20%
Gateway First Bank 97, 0.11% 0.16%
Royal United Mortgage 98, 0.11% 0.08%
LoanDepot 99, 0.12% 0.53%
First Financial Bank 100, 0.12% 1.68%
NVR Mortgage Finance Inc 101, 0.12% 1.90%
Movement Mortgage 102, 0.13% 0.16%
Newrez 103, 0.14% 0.12%
Option Financial 104, 0.15% 0.23%
Union Home Mortgage Company 105, 0.15% 1.51%
Fairway Independent Mort Corp 106, 0.15% 1.85%
First State Bank 107, 0.15% 0.31%
First Home Bank 108, 0.16% 0.13%
Western Ohio Mortgage Corporation 109, 0.18% 0.36%
Waterstone Mortgage Corp 110, 0.18% 0.14%
Polaris Home Funding Corp 111, 0.19% 0.76%
Primelending 112, 0.19% 3.50%
Finance of America Mortgage 113, 0.19% 0.53%
Carrington Mortgage Services 114, 0.21% 0.26%
Cardinal Financial Company LP 115, 0.22% 0.96%
Rapid Mortgage Company 116, 0.22% 1.68%
Farm Credit Mid-America 117, 0.22% 0.20%
DAS Acquisition Company 118, 0.26% 1.18%
Paramount Residential Mortgage Group Inc 119, 0.26% 0.56%
First Savings Bank 120, 0.28% 0.24%
Nationstar Mortgage 121, 0.30% 0.67%
AurGroup Finanical Credit Union 122, 0.31% 0.26%
American Financial Resources Inc 123, 0.33% 0.15%
Amerifirst Financial Corporation 124, 0.33% 0.69%
Nations Reliable Lending 125, 0.35% 1.88%
Summit Funding Inc 126, 0.43% 1.13%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
1st National Bank 1, -0.31% 1.68%
Union Savings Bank 2, -0.24% 17.08%
Third Federal Savings and Loan 3, -0.24% 1.46%
Guardian Savings Bank, FSB 4, -0.22% 8.39%
Superior Credit Union Inc 5, -0.17% 0.21%
Cinfed Federal Credit Union 6, -0.17% 0.93%
TCF National Bank 7, -0.10% 0.51%
The North Side Bank and Trust Company 8, -0.10% 0.27%
Central Bank & Trust Co 9, -0.10% 0.34%
General Electric 10, -0.10% 0.77%
Provident Funding Associates 11, -0.09% 0.39%
Victory Community Bank 12, -0.09% 0.97%
LCNB National Bank 13, -0.08% 0.40%
Huntington National Bank 14, -0.07% 4.72%
Guaranteed Rate Inc 15, -0.07% 1.57%
Ruoff Home Mortgage 16, -0.06% 0.72%
Usaa Federal Savings Bank 17, -0.05% 0.39%
Stockton Mortgage Corporation 18, -0.04% 0.36%
AnnieMac Home Mortgage 19, -0.03% 0.40%
Bank of America 20, -0.03% 0.41%
Prosperity Home Mortgage 21, -0.03% 0.08%
Navy Federal Credit Union 22, -0.03% 0.16%
Equity Resources Inc 23, -0.02% 0.38%
Amerisave Mortgage Corporation 24, -0.02% 0.49%
Mid America Mortgage Inc 25, -0.02% 0.13%
Sibcy Cline Mortgage Services, Inc 26, -0.01% 0.35%
WesBanco Bank, Inc 27, -0.01% 0.38%
Wright-Patt Credit Union Inc 28, -0.01% 0.63%
Truist Bank 29, -0.01% 0.44%
Victory Mortgage 30, -0.00% 0.12%
FirstBank 31, -0.00% 0.12%
Peoples Bank 32, 0.00% 0.54%
First Equity Mortgage Inc 33, 0.01% 0.01%
Lakeview Loan Servicing 34, 0.01% 0.41%
NBKC Bank 35, 0.01% 0.12%
Citizens Bank 36, 0.01% 0.51%
Union Home Mortgage Company 37, 0.01% 0.87%
Gateway First Bank 38, 0.01% 0.09%
Planet Home Lending 39, 0.01% 0.14%
RoundPoint Mortgage Servicing Corporation 40, 0.01% 0.25%
Amcap Mortgage Ltd 41, 0.01% 0.11%
Caliber Home Loans Inc 42, 0.01% 1.58%
Flagstar Bank 43, 0.01% 0.25%
Option Financial 44, 0.01% 0.05%
Primary Residential Mortgage Inc 45, 0.02% 0.04%
Telhio Credit Union 46, 0.02% 0.22%
RiverHills Bank 47, 0.02% 0.30%
Home Point Financial Corporation 48, 0.02% 0.20%
Guaranteed Rate Affinity 49, 0.02% 0.09%
Pennymac Loan Services 50, 0.02% 0.67%
Keller Mortgage 51, 0.02% 0.03%
Liberty Home Mortgage Corp 52, 0.03% 0.02%
Movement Mortgage 53, 0.03% 0.04%
Civista Bank 54, 0.03% 0.06%
American Mortgage Service Company 55, 0.03% 1.24%
Century Mortgage Company DBA Century Lending Company 56, 0.03% 0.07%
Nations Direct Mortgage 57, 0.03% 0.06%
Bayshore Mortgage Funding 58, 0.04% 0.45%
MyCUmortgage 59, 0.04% 0.09%
First Home Bank 60, 0.04% 0.06%
Village Capital & Investment 61, 0.04% 0.25%
Barrington Bank & Trust 62, 0.04% 0.04%
Amerifirst Financial Corporation 63, 0.04% 0.21%
Paramount Residential Mortgage Group Inc 64, 0.04% 0.28%
Land Home Financial Services Inc 65, 0.05% 0.15%
Polaris Home Funding Corp 66, 0.05% 0.36%
Synergy One Lending 67, 0.05% 0.23%
The Park National Bank 68, 0.05% 0.32%
HomeServices Lending 69, 0.05% 0.02%
JPMorgan Chase Bank 70, 0.06% 1.94%
American Financial Resources Inc 71, 0.06% 0.04%
Summit Funding Inc 72, 0.06% 0.11%
The Union Bank Company 73, 0.06% 0.15%
DAS Acquisition Company 74, 0.06% 0.07%
Regions Bank 75, 0.06% 0.08%
JG Wentworth Home Lending 76, 0.06% 0.19%
Northpointe Bank 77, 0.06% 0.17%
Farm Credit Mid-America 78, 0.06% 0.07%
Plaza Home Mortgage Inc 79, 0.06% 0.03%
Carrington Mortgage Services 80, 0.06% 1.28%
Cardinal Financial Company LP 81, 0.07% 0.30%
Warsaw Fedral Savings & Loan Association 82, 0.07% 0.10%
New American Funding 83, 0.07% 0.31%
Bank of England 84, 0.07% 0.23%
Commonwealth Bank and Trust Company 85, 0.07% 0.08%
First Federal Bank 86, 0.07% 0.17%
First State Bank 87, 0.07% 0.19%
Waterstone Mortgage Corp 88, 0.07% 0.02%
Reliance First Capital 89, 0.08% 0.30%
Newrez 90, 0.08% 0.41%
Guaranty Home Mortgage Corporation 91, 0.08% 0.55%
Nations Reliable Lending 92, 0.08% 0.61%
1st Signature Lending 93, 0.09% 0.10%
HomeBridge Financial Services, Inc 94, 0.09% 0.16%
Forcht Bank National Association 95, 0.09% 0.22%
VanDyk Mortgage Corporation 96, 0.09% 0.19%
Chemecal Bank 97, 0.09% 0.19%
LoanDepot 98, 0.10% 1.58%
Western Ohio Mortgage Corporation 99, 0.10% 0.14%
Fairway Independent Mort Corp 100, 0.10% 0.55%
Churchill Mortgage Corporation 101, 0.11% 0.21%
Fifth Third Bank, National Association 102, 0.11% 8.14%
United Mortgage Corp 103, 0.11% 0.35%
Liberty Savings Bank FSB 104, 0.12% 0.20%
Finance of America Mortgage 105, 0.12% 0.12%
First Financial Bank 106, 0.12% 1.37%
Rapid Mortgage Company 107, 0.12% 0.25%
Primelending 108, 0.13% 0.93%
KeyBank National Association 109, 0.13% 0.46%
Nations Lending Corporation 110, 0.14% 0.19%
The Federal Savings Bank 111, 0.16% 0.39%
The Merchants National Bank 112, 0.18% 0.16%
Freedom Mortgage Corporation 113, 0.19% 0.65%
Ditech Financial 114, 0.19% 0.43%
AurGroup Finanical Credit Union 115, 0.20% 0.27%
Wells Fargo Bank 116, 0.21% 0.96%
Royal United Mortgage 117, 0.23% 0.18%
Us Bank 118, 0.23% 4.56%
Homeside Financial 119, 0.23% 0.20%
First Savings Bank 120, 0.25% 0.34%
Quicken Loans 121, 0.27% 8.85%
Pnc Bank 122, 0.28% 2.83%
Nationstar Mortgage 123, 0.34% 1.40%
NewDay USA 124, 0.47% 0.36%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Third Federal Savings and Loan 1, -0.31% 2.92%
Union Savings Bank 2, -0.21% 12.93%
1st National Bank 3, -0.21% 1.82%
Prosperity Home Mortgage 4, -0.19% 0.30%
Guardian Savings Bank, FSB 5, -0.18% 6.53%
Victory Community Bank 6, -0.18% 2.04%
TCF National Bank 7, -0.15% 0.47%
Cinfed Federal Credit Union 8, -0.15% 0.62%
M/I Financial Corporation 9, -0.14% 0.62%
Superior Credit Union Inc 10, -0.13% 0.18%
Victory Mortgage 11, -0.13% 0.60%
Civista Bank 12, -0.12% 0.18%
Ruoff Home Mortgage 13, -0.11% 0.98%
Bank of America 14, -0.10% 0.50%
General Electric 15, -0.09% 0.50%
LCNB National Bank 16, -0.07% 0.30%
Provident Funding Associates 17, -0.07% 0.35%
Huntington National Bank 18, -0.07% 5.03%
The North Side Bank and Trust Company 19, -0.07% 0.27%
Central Bank & Trust Co 20, -0.07% 0.34%
Wright-Patt Credit Union Inc 21, -0.06% 0.76%
JPMorgan Chase Bank 22, -0.05% 2.36%
WesBanco Bank, Inc 23, -0.05% 0.51%
Peoples Bank 24, -0.05% 0.74%
Truist Bank 25, -0.04% 0.46%
Sirva Mortgage Inc 26, -0.04% 0.10%
Telhio Credit Union 27, -0.02% 0.22%
Amerisave Mortgage Corporation 28, -0.02% 0.24%
Guaranteed Rate Affinity 29, -0.02% 0.58%
Citizens Bank 30, -0.01% 0.77%
Guaranteed Rate Inc 31, 0.00% 3.39%
Keller Mortgage 32, 0.00% 0.13%
FirstBank 33, 0.01% 0.07%
NBKC Bank 34, 0.01% 0.09%
Fifth Third Bank, National Association 35, 0.02% 7.82%
RoundPoint Mortgage Servicing Corporation 36, 0.02% 0.10%
Planet Home Lending 37, 0.02% 0.08%
The Park National Bank 38, 0.03% 0.40%
Century Mortgage Company DBA Century Lending Company 39, 0.03% 0.04%
First Equity Mortgage Inc 40, 0.03% 1.01%
Equity Resources Inc 41, 0.03% 0.51%
Stockton Mortgage Corporation 42, 0.03% 0.48%
Mid America Mortgage Inc 43, 0.03% 0.04%
The Federal Savings Bank 44, 0.04% 0.01%
JG Wentworth Home Lending 45, 0.04% 0.11%
Home Point Financial Corporation 46, 0.04% 0.05%
American Financial Resources Inc 47, 0.05% 0.01%
Wells Fargo Bank 48, 0.05% 1.26%
First Federal Bank 49, 0.05% 0.05%
Barrington Bank & Trust 50, 0.05% 0.03%
1st Signature Lending 51, 0.05% 0.02%
Synergy One Lending 52, 0.05% 0.06%
Amcap Mortgage Ltd 53, 0.05% 0.08%
Plaza Home Mortgage Inc 54, 0.06% 0.01%
Forcht Bank National Association 55, 0.06% 0.24%
Nations Lending Corporation 56, 0.06% 0.02%
Us Bank 57, 0.06% 4.53%
The Union Bank Company 58, 0.06% 0.08%
HomeBridge Financial Services, Inc 59, 0.06% 0.01%
MyCUmortgage 60, 0.07% 0.05%
RiverHills Bank 61, 0.08% 0.59%
Sibcy Cline Mortgage Services, Inc 62, 0.08% 1.33%
KeyBank National Association 63, 0.08% 0.48%
Land Home Financial Services Inc 64, 0.08% 0.20%
Liberty Home Mortgage Corp 65, 0.08% 0.03%
Usaa Federal Savings Bank 66, 0.08% 0.32%
Bayshore Mortgage Funding 67, 0.08% 0.74%
Gateway First Bank 68, 0.09% 0.11%
VanDyk Mortgage Corporation 69, 0.09% 0.31%
Primary Residential Mortgage Inc 70, 0.09% 0.05%
Warsaw Fedral Savings & Loan Association 71, 0.10% 0.12%
Bank of England 72, 0.10% 0.30%
Liberty Savings Bank FSB 73, 0.10% 0.22%
Nations Direct Mortgage 74, 0.10% 0.02%
Commonwealth Bank and Trust Company 75, 0.10% 0.08%
New American Funding 76, 0.11% 0.16%
Flagstar Bank 77, 0.11% 0.14%
Regions Bank 78, 0.11% 0.36%
Churchill Mortgage Corporation 79, 0.11% 0.33%
American Mortgage Service Company 80, 0.11% 2.25%
Northpointe Bank 81, 0.11% 0.14%
Lakeview Loan Servicing 82, 0.11% 0.03%
Pennymac Loan Services 83, 0.11% 0.17%
HomeServices Lending 84, 0.12% 0.29%
Pnc Bank 85, 0.13% 2.64%
Chemecal Bank 86, 0.13% 0.44%
Newrez 87, 0.13% 0.23%
Fairway Independent Mort Corp 88, 0.13% 0.95%
The Merchants National Bank 89, 0.14% 0.14%
NVR Mortgage Finance Inc 90, 0.14% 1.04%
First State Bank 91, 0.14% 0.35%
Reliance First Capital 92, 0.14% 0.06%
Polaris Home Funding Corp 93, 0.14% 0.19%
AnnieMac Home Mortgage 94, 0.14% 0.58%
Caliber Home Loans Inc 95, 0.15% 1.78%
First Home Bank 96, 0.15% 0.04%
Finance of America Mortgage 97, 0.15% 0.25%
First Financial Bank 98, 0.15% 1.82%
Carrington Mortgage Services 99, 0.16% 0.16%
Paramount Residential Mortgage Group Inc 100, 0.16% 0.24%
LoanDepot 101, 0.16% 0.66%
United Mortgage Corp 102, 0.17% 0.13%
Guaranty Home Mortgage Corporation 103, 0.17% 0.41%
Western Ohio Mortgage Corporation 104, 0.17% 0.21%
Cardinal Financial Company LP 105, 0.18% 0.46%
Union Home Mortgage Company 106, 0.18% 1.11%
Movement Mortgage 107, 0.18% 0.09%
Primelending 108, 0.19% 2.39%
Waterstone Mortgage Corp 109, 0.22% 0.07%
Farm Credit Mid-America 110, 0.22% 0.16%
DAS Acquisition Company 111, 0.23% 0.43%
Royal United Mortgage 112, 0.24% 0.12%
Freedom Mortgage Corporation 113, 0.24% 0.09%
Rapid Mortgage Company 114, 0.24% 0.77%
Nations Reliable Lending 115, 0.24% 0.93%
Navy Federal Credit Union 116, 0.25% 0.18%
Amerifirst Financial Corporation 117, 0.25% 0.43%
Option Financial 118, 0.25% 0.09%
Homeside Financial 119, 0.26% 0.09%
AurGroup Finanical Credit Union 120, 0.27% 0.35%
Quicken Loans 121, 0.34% 4.82%
Summit Funding Inc 122, 0.34% 0.55%
First Savings Bank 123, 0.35% 0.27%
Ditech Financial 124, 0.36% 0.14%
Nationstar Mortgage 125, 0.46% 0.37%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Third Federal Savings and Loan 1, -0.34% 3.87%
Victory Community Bank 2, -0.21% 2.83%
Prosperity Home Mortgage 3, -0.21% 0.49%
TCF National Bank 4, -0.18% 0.49%
Civista Bank 5, -0.16% 0.27%
Bank of America 6, -0.16% 0.54%
Victory Mortgage 7, -0.15% 1.00%
JPMorgan Chase Bank 8, -0.15% 2.39%
M/I Financial Corporation 9, -0.15% 1.13%
Union Savings Bank 10, -0.14% 6.81%
Ruoff Home Mortgage 11, -0.14% 1.19%
Us Bank 12, -0.14% 3.94%
Fifth Third Bank, National Association 13, -0.11% 6.54%
1st National Bank 14, -0.11% 1.64%
Pnc Bank 15, -0.11% 2.11%
Wright-Patt Credit Union Inc 16, -0.10% 0.81%
Guardian Savings Bank, FSB 17, -0.09% 3.66%
Telhio Credit Union 18, -0.09% 0.17%
Peoples Bank 19, -0.08% 0.84%
Huntington National Bank 20, -0.08% 4.85%
WesBanco Bank, Inc 21, -0.08% 0.60%
Cinfed Federal Credit Union 22, -0.08% 0.19%
Wells Fargo Bank 23, -0.07% 1.38%
Truist Bank 24, -0.07% 0.47%
Superior Credit Union Inc 25, -0.06% 0.10%
LCNB National Bank 26, -0.06% 0.15%
Provident Funding Associates 27, -0.05% 0.26%
Sirva Mortgage Inc 28, -0.04% 0.18%
General Electric 29, -0.03% 0.20%
The North Side Bank and Trust Company 30, -0.03% 0.21%
Central Bank & Trust Co 31, -0.03% 0.29%
Guaranteed Rate Affinity 32, -0.03% 1.00%
Citizens Bank 33, -0.02% 0.94%
Keller Mortgage 34, -0.00% 0.20%
The Park National Bank 35, -0.00% 0.40%
NBKC Bank 36, 0.00% 0.09%
First Federal Bank 37, 0.00% 0.02%
Planet Home Lending 38, 0.01% 0.07%
KeyBank National Association 39, 0.01% 0.44%
Mid America Mortgage Inc 40, 0.02% 0.05%
Guaranteed Rate Inc 41, 0.02% 4.83%
Amerisave Mortgage Corporation 42, 0.02% 0.02%
JG Wentworth Home Lending 43, 0.02% 0.07%
Century Mortgage Company DBA Century Lending Company 44, 0.02% 0.06%
First Equity Mortgage Inc 45, 0.03% 1.84%
Forcht Bank National Association 46, 0.03% 0.24%
The Union Bank Company 47, 0.03% 0.06%
RoundPoint Mortgage Servicing Corporation 48, 0.03% 0.01%
FirstBank 49, 0.03% 0.04%
American Financial Resources Inc 50, 0.03% 0.01%
1st Signature Lending 51, 0.03% 0.01%
Pennymac Loan Services 52, 0.04% 0.07%
The Merchants National Bank 53, 0.05% 0.09%
Plaza Home Mortgage Inc 54, 0.05% 0.01%
Freedom Mortgage Corporation 55, 0.05% 0.03%
Home Point Financial Corporation 56, 0.05% 0.03%
Nations Lending Corporation 57, 0.05% 0.01%
Barrington Bank & Trust 58, 0.05% 0.03%
MyCUmortgage 59, 0.05% 0.04%
Equity Resources Inc 60, 0.06% 0.64%
Carrington Mortgage Services 61, 0.07% 0.02%
New American Funding 62, 0.07% 0.10%
Liberty Savings Bank FSB 63, 0.07% 0.21%
Stockton Mortgage Corporation 64, 0.07% 0.60%
Amcap Mortgage Ltd 65, 0.07% 0.09%
HomeBridge Financial Services, Inc 66, 0.07% 0.02%
Homeside Financial 67, 0.07% 0.05%
VanDyk Mortgage Corporation 68, 0.08% 0.43%
Liberty Home Mortgage Corp 69, 0.08% 0.06%
Synergy One Lending 70, 0.08% 0.03%
Usaa Federal Savings Bank 71, 0.08% 0.46%
United Mortgage Corp 72, 0.09% 0.05%
Sibcy Cline Mortgage Services, Inc 73, 0.09% 2.14%
Land Home Financial Services Inc 74, 0.09% 0.25%
RiverHills Bank 75, 0.09% 0.79%
Churchill Mortgage Corporation 76, 0.09% 0.43%
Bayshore Mortgage Funding 77, 0.10% 1.00%
Primary Residential Mortgage Inc 78, 0.10% 0.09%
Bank of England 79, 0.10% 0.37%
Nationstar Mortgage 80, 0.10% 0.10%
Regions Bank 81, 0.11% 0.59%
Warsaw Fedral Savings & Loan Association 82, 0.11% 0.13%
Commonwealth Bank and Trust Company 83, 0.11% 0.08%
Nations Direct Mortgage 84, 0.12% 0.02%
HomeServices Lending 85, 0.12% 0.52%
American Mortgage Service Company 86, 0.12% 3.14%
Gateway First Bank 87, 0.12% 0.13%
Chemecal Bank 88, 0.13% 0.64%
NVR Mortgage Finance Inc 89, 0.13% 1.91%
Fairway Independent Mort Corp 90, 0.14% 1.36%
Royal United Mortgage 91, 0.14% 0.07%
Caliber Home Loans Inc 92, 0.15% 2.49%
Northpointe Bank 93, 0.15% 0.11%
Finance of America Mortgage 94, 0.15% 0.36%
Flagstar Bank 95, 0.15% 0.16%
First Financial Bank 96, 0.16% 2.06%
First State Bank 97, 0.16% 0.45%
Polaris Home Funding Corp 98, 0.16% 0.24%
First Home Bank 99, 0.17% 0.06%
Western Ohio Mortgage Corporation 100, 0.19% 0.28%
Paramount Residential Mortgage Group Inc 101, 0.19% 0.32%
Guaranty Home Mortgage Corporation 102, 0.19% 0.38%
Newrez 103, 0.19% 0.12%
Primelending 104, 0.19% 3.61%
Movement Mortgage 105, 0.20% 0.15%
AnnieMac Home Mortgage 106, 0.20% 0.81%
Cardinal Financial Company LP 107, 0.20% 0.67%
Quicken Loans 108, 0.21% 2.98%
Waterstone Mortgage Corp 109, 0.22% 0.12%
LoanDepot 110, 0.23% 0.29%
Union Home Mortgage Company 111, 0.23% 1.41%
DAS Acquisition Company 112, 0.25% 0.72%
Rapid Mortgage Company 113, 0.25% 1.23%
Farm Credit Mid-America 114, 0.25% 0.25%
Navy Federal Credit Union 115, 0.27% 0.29%
Nations Reliable Lending 116, 0.28% 1.32%
Option Financial 117, 0.30% 0.14%
Amerifirst Financial Corporation 118, 0.31% 0.61%
AurGroup Finanical Credit Union 119, 0.32% 0.37%
First Savings Bank 120, 0.36% 0.23%
Summit Funding Inc 121, 0.37% 0.92%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
1st National Bank 1, -0.30% 2.02%
Union Savings Bank 2, -0.24% 20.26%
Third Federal Savings and Loan 3, -0.23% 1.78%
Guardian Savings Bank, FSB 4, -0.22% 9.97%
Superior Credit Union Inc 5, -0.17% 0.26%
Cinfed Federal Credit Union 6, -0.16% 1.13%
TCF National Bank 7, -0.12% 0.45%
General Electric 8, -0.11% 0.85%
Central Bank & Trust Co 9, -0.10% 0.41%
The North Side Bank and Trust Company 10, -0.10% 0.33%
Provident Funding Associates 11, -0.09% 0.47%
Victory Community Bank 12, -0.09% 1.11%
LCNB National Bank 13, -0.08% 0.48%
Ruoff Home Mortgage 14, -0.07% 0.73%
Guaranteed Rate Inc 15, -0.06% 1.67%
Huntington National Bank 16, -0.06% 5.23%
Stockton Mortgage Corporation 17, -0.05% 0.34%
AnnieMac Home Mortgage 18, -0.03% 0.31%
Prosperity Home Mortgage 19, -0.03% 0.08%
Equity Resources Inc 20, -0.03% 0.35%
Bank of America 21, -0.02% 0.46%
Amerisave Mortgage Corporation 22, -0.02% 0.50%
WesBanco Bank, Inc 23, -0.01% 0.41%
Sibcy Cline Mortgage Services, Inc 24, -0.00% 0.36%
FirstBank 25, -0.00% 0.11%
Wright-Patt Credit Union Inc 26, -0.00% 0.71%
Truist Bank 27, -0.00% 0.46%
Victory Mortgage 28, -0.00% 0.12%
Peoples Bank 29, 0.01% 0.61%
Amcap Mortgage Ltd 30, 0.01% 0.06%
First Equity Mortgage Inc 31, 0.01% 0.01%
Citizens Bank 32, 0.01% 0.56%
Gateway First Bank 33, 0.01% 0.08%
RoundPoint Mortgage Servicing Corporation 34, 0.02% 0.21%
Telhio Credit Union 35, 0.02% 0.27%
Guaranteed Rate Affinity 36, 0.02% 0.08%
NBKC Bank 37, 0.02% 0.10%
RiverHills Bank 38, 0.03% 0.35%
Barrington Bank & Trust 39, 0.03% 0.01%
Primary Residential Mortgage Inc 40, 0.03% 0.01%
Keller Mortgage 41, 0.03% 0.04%
Movement Mortgage 42, 0.03% 0.02%
HomeBridge Financial Services, Inc 43, 0.03% 0.01%
Bayshore Mortgage Funding 44, 0.03% 0.43%
Option Financial 45, 0.04% 0.03%
Civista Bank 46, 0.04% 0.08%
Flagstar Bank 47, 0.04% 0.12%
Planet Home Lending 48, 0.04% 0.08%
Synergy One Lending 49, 0.04% 0.10%
Home Point Financial Corporation 50, 0.04% 0.08%
The Federal Savings Bank 51, 0.04% 0.02%
Century Mortgage Company DBA Century Lending Company 52, 0.04% 0.03%
Amerifirst Financial Corporation 53, 0.05% 0.22%
Land Home Financial Services Inc 54, 0.06% 0.15%
1st Signature Lending 55, 0.06% 0.03%
The Park National Bank 56, 0.06% 0.39%
JG Wentworth Home Lending 57, 0.06% 0.15%
JPMorgan Chase Bank 58, 0.06% 2.32%
American Mortgage Service Company 59, 0.06% 1.19%
American Financial Resources Inc 60, 0.06% 0.01%
HomeServices Lending 61, 0.06% 0.01%
Union Home Mortgage Company 62, 0.06% 0.75%
First Federal Bank 63, 0.06% 0.09%
First Home Bank 64, 0.07% 0.02%
Plaza Home Mortgage Inc 65, 0.07% 0.01%
Summit Funding Inc 66, 0.07% 0.10%
Regions Bank 67, 0.07% 0.10%
Nations Lending Corporation 68, 0.07% 0.03%
Mid America Mortgage Inc 69, 0.07% 0.03%
Usaa Federal Savings Bank 70, 0.07% 0.16%
DAS Acquisition Company 71, 0.07% 0.08%
Warsaw Fedral Savings & Loan Association 72, 0.08% 0.11%
First State Bank 73, 0.08% 0.23%
Nations Direct Mortgage 74, 0.08% 0.02%
Cardinal Financial Company LP 75, 0.08% 0.20%
Northpointe Bank 76, 0.08% 0.17%
Farm Credit Mid-America 77, 0.08% 0.06%
Paramount Residential Mortgage Group Inc 78, 0.09% 0.14%
Bank of England 79, 0.09% 0.21%
Navy Federal Credit Union 80, 0.09% 0.06%
Commonwealth Bank and Trust Company 81, 0.09% 0.08%
The Union Bank Company 82, 0.09% 0.11%
MyCUmortgage 83, 0.09% 0.06%
Waterstone Mortgage Corp 84, 0.09% 0.01%
Polaris Home Funding Corp 85, 0.09% 0.14%
Nations Reliable Lending 86, 0.10% 0.47%
Forcht Bank National Association 87, 0.10% 0.23%
Fairway Independent Mort Corp 88, 0.11% 0.47%
VanDyk Mortgage Corporation 89, 0.11% 0.17%
Newrez 90, 0.11% 0.36%
Chemecal Bank 91, 0.11% 0.19%
Lakeview Loan Servicing 92, 0.11% 0.06%
Western Ohio Mortgage Corporation 93, 0.12% 0.14%
Fifth Third Bank, National Association 94, 0.13% 9.35%
New American Funding 95, 0.13% 0.24%
Liberty Savings Bank FSB 96, 0.13% 0.23%
First Financial Bank 97, 0.14% 1.53%
Churchill Mortgage Corporation 98, 0.14% 0.21%
Pennymac Loan Services 99, 0.14% 0.29%
Caliber Home Loans Inc 100, 0.14% 0.94%
LoanDepot 101, 0.14% 1.10%
Reliance First Capital 102, 0.14% 0.13%
Finance of America Mortgage 103, 0.14% 0.11%
Guaranty Home Mortgage Corporation 104, 0.15% 0.45%
KeyBank National Association 105, 0.15% 0.52%
Primelending 106, 0.15% 0.94%
Rapid Mortgage Company 107, 0.16% 0.21%
Carrington Mortgage Services 108, 0.17% 0.32%
The Merchants National Bank 109, 0.18% 0.20%
United Mortgage Corp 110, 0.19% 0.23%
AurGroup Finanical Credit Union 111, 0.21% 0.32%
Wells Fargo Bank 112, 0.22% 1.12%
Us Bank 113, 0.24% 5.23%
Freedom Mortgage Corporation 114, 0.28% 0.16%
Royal United Mortgage 115, 0.28% 0.17%
Pnc Bank 116, 0.30% 3.27%
Homeside Financial 117, 0.34% 0.14%
First Savings Bank 118, 0.34% 0.31%
Ditech Financial 119, 0.36% 0.30%
Quicken Loans 120, 0.41% 7.01%
Nationstar Mortgage 121, 0.53% 0.70%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Huntington National Bank 1, -0.41% 2.97%
Victory Community Bank 2, -0.33% 1.20%
MyCUmortgage 3, -0.32% 1.06%
Guardian Savings Bank, FSB 4, -0.31% 2.15%
Union Savings Bank 5, -0.29% 3.76%
Pnc Bank 6, -0.28% 0.58%
Citizens Bank 7, -0.28% 0.86%
1st National Bank 8, -0.28% 0.57%
Fifth Third Bank, National Association 9, -0.28% 2.55%
Sibcy Cline Mortgage Services, Inc 10, -0.26% 1.31%
TCF National Bank 11, -0.23% 0.41%
Victory Mortgage 12, -0.22% 0.45%
Peoples Bank 13, -0.22% 0.45%
First Equity Mortgage Inc 14, -0.20% 0.41%
Regions Bank 15, -0.19% 0.32%
Us Bank 16, -0.17% 1.11%
Prosperity Home Mortgage 17, -0.16% 0.25%
WesBanco Bank, Inc 18, -0.14% 0.44%
Guaranty Home Mortgage Corporation 19, -0.13% 0.61%
Churchill Mortgage Corporation 20, -0.12% 0.36%
Chemecal Bank 21, -0.12% 0.38%
Civista Bank 22, -0.10% 0.08%
First Financial Bank 23, -0.10% 0.63%
American Mortgage Service Company 24, -0.08% 4.53%
Union Home Mortgage Company 25, -0.07% 1.77%
The Union Bank Company 26, -0.07% 0.13%
Quicken Loans 27, -0.07% 8.60%
Ditech Financial 28, -0.07% 0.34%
Mid America Mortgage Inc 29, -0.07% 0.91%
Liberty Savings Bank FSB 30, -0.06% 0.11%
NBKC Bank 31, -0.06% 0.04%
Lakeview Loan Servicing 32, -0.05% 0.81%
Central Bank & Trust Co 33, -0.05% 0.05%
Keller Mortgage 34, -0.04% 0.03%
Caliber Home Loans Inc 35, -0.04% 4.36%
VanDyk Mortgage Corporation 36, -0.04% 0.85%
Guaranteed Rate Affinity 37, -0.03% 0.74%
Movement Mortgage 38, -0.03% 0.15%
Navy Federal Credit Union 39, -0.03% 0.09%
Newrez 40, -0.03% 0.28%
Sirva Mortgage Inc 41, -0.03% 0.04%
Pennymac Loan Services 42, -0.03% 0.57%
KeyBank National Association 43, -0.03% 0.03%
Land Home Financial Services Inc 44, -0.03% 0.46%
Liberty Home Mortgage Corp 45, -0.02% 0.33%
New American Funding 46, -0.02% 0.58%
The Federal Savings Bank 47, -0.02% 0.07%
The Park National Bank 48, -0.02% 0.11%
Ruoff Home Mortgage 49, -0.02% 1.00%
Amerisave Mortgage Corporation 50, -0.02% 0.09%
M/I Financial Corporation 51, -0.02% 0.04%
RoundPoint Mortgage Servicing Corporation 52, -0.01% 0.11%
FirstBank 53, -0.01% 0.04%
Home Point Financial Corporation 54, -0.01% 0.32%
Provident Funding Associates 55, -0.01% 0.01%
First Federal Bank 56, -0.01% 0.03%
Plaza Home Mortgage Inc 57, -0.01% 0.44%
Freedom Mortgage Corporation 58, -0.01% 1.11%
Nations Direct Mortgage 59, -0.01% 0.29%
Century Mortgage Company DBA Century Lending Company 60, -0.01% 0.41%
Bank of America 61, -0.00% 0.03%
Synergy One Lending 62, -0.00% 0.15%
Planet Home Lending 63, -0.00% 0.17%
Primary Residential Mortgage Inc 64, 0.00% 0.20%
Barrington Bank & Trust 65, 0.00% 0.04%
Stockton Mortgage Corporation 66, 0.01% 0.92%
United Mortgage Corp 67, 0.01% 0.42%
Northpointe Bank 68, 0.01% 0.17%
NewDay USA 69, 0.01% 0.01%
Reliance First Capital 70, 0.01% 0.37%
Forcht Bank National Association 71, 0.01% 0.01%
Commonwealth Bank and Trust Company 72, 0.01% 0.09%
AnnieMac Home Mortgage 73, 0.02% 2.30%
Option Financial 74, 0.02% 0.49%
Amcap Mortgage Ltd 75, 0.03% 0.44%
Village Capital & Investment 76, 0.03% 0.36%
Royal United Mortgage 77, 0.03% 0.18%
Carrington Mortgage Services 78, 0.04% 2.39%
Flagstar Bank 79, 0.04% 0.29%
Equity Resources Inc 80, 0.04% 1.32%
1st Signature Lending 81, 0.05% 0.32%
JPMorgan Chase Bank 82, 0.05% 0.09%
JG Wentworth Home Lending 83, 0.05% 0.13%
HomeServices Lending 84, 0.05% 0.25%
Warsaw Fedral Savings & Loan Association 85, 0.07% 0.21%
HomeBridge Financial Services, Inc 86, 0.07% 0.26%
Bayshore Mortgage Funding 87, 0.07% 1.98%
Gateway First Bank 88, 0.07% 0.22%
Bank of England 89, 0.07% 0.67%
Homeside Financial 90, 0.08% 0.30%
First Savings Bank 91, 0.08% 0.30%
LoanDepot 92, 0.08% 1.82%
NVR Mortgage Finance Inc 93, 0.09% 1.70%
RiverHills Bank 94, 0.10% 0.63%
Waterstone Mortgage Corp 95, 0.11% 0.20%
Guaranteed Rate Inc 96, 0.13% 2.07%
Nations Lending Corporation 97, 0.13% 0.37%
Polaris Home Funding Corp 98, 0.14% 2.26%
First Home Bank 99, 0.15% 0.24%
Fairway Independent Mort Corp 100, 0.16% 2.88%
Western Ohio Mortgage Corporation 101, 0.16% 0.54%
Rapid Mortgage Company 102, 0.17% 2.51%
Cardinal Financial Company LP 103, 0.21% 1.57%
Finance of America Mortgage 104, 0.22% 0.86%
Nationstar Mortgage 105, 0.26% 3.41%
Paramount Residential Mortgage Group Inc 106, 0.26% 1.24%
DAS Acquisition Company 107, 0.27% 1.89%
Primelending 108, 0.28% 2.05%
American Financial Resources Inc 109, 0.31% 0.48%
Nations Reliable Lending 110, 0.38% 3.25%
Amerifirst Financial Corporation 111, 0.39% 0.81%
Summit Funding Inc 112, 0.53% 1.39%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Huntington National Bank 1, -0.46% 3.33%
Guardian Savings Bank, FSB 2, -0.38% 2.28%
Victory Community Bank 3, -0.34% 1.51%
MyCUmortgage 4, -0.34% 1.29%
Fifth Third Bank, National Association 5, -0.33% 2.77%
Pnc Bank 6, -0.32% 0.68%
Union Savings Bank 7, -0.31% 4.20%
Citizens Bank 8, -0.30% 1.06%
TCF National Bank 9, -0.29% 0.37%
1st National Bank 10, -0.29% 0.73%
Sibcy Cline Mortgage Services, Inc 11, -0.27% 1.69%
Victory Mortgage 12, -0.23% 0.56%
Peoples Bank 13, -0.23% 0.56%
Us Bank 14, -0.22% 1.18%
First Equity Mortgage Inc 15, -0.20% 0.54%
Regions Bank 16, -0.20% 0.42%
WesBanco Bank, Inc 17, -0.17% 0.49%
Guaranty Home Mortgage Corporation 18, -0.17% 0.44%
Prosperity Home Mortgage 19, -0.16% 0.33%
Freedom Mortgage Corporation 20, -0.15% 0.68%
Chemecal Bank 21, -0.14% 0.44%
Churchill Mortgage Corporation 22, -0.13% 0.44%
Civista Bank 23, -0.11% 0.10%
First Financial Bank 24, -0.11% 0.75%
Quicken Loans 25, -0.10% 4.06%
Lakeview Loan Servicing 26, -0.10% 0.28%
Pennymac Loan Services 27, -0.09% 0.12%
The Union Bank Company 28, -0.09% 0.14%
American Mortgage Service Company 29, -0.08% 5.50%
Liberty Savings Bank FSB 30, -0.07% 0.12%
Central Bank & Trust Co 31, -0.06% 0.05%
Mid America Mortgage Inc 32, -0.06% 0.97%
NBKC Bank 33, -0.06% 0.05%
Home Point Financial Corporation 34, -0.06% 0.23%
Keller Mortgage 35, -0.05% 0.03%
Navy Federal Credit Union 36, -0.04% 0.09%
VanDyk Mortgage Corporation 37, -0.04% 1.01%
Guaranteed Rate Affinity 38, -0.04% 0.91%
Movement Mortgage 39, -0.04% 0.16%
Union Home Mortgage Company 40, -0.04% 1.69%
Sirva Mortgage Inc 41, -0.03% 0.05%
Ruoff Home Mortgage 42, -0.03% 1.06%
Liberty Home Mortgage Corp 43, -0.03% 0.38%
Land Home Financial Services Inc 44, -0.03% 0.56%
KeyBank National Association 45, -0.03% 0.03%
The Federal Savings Bank 46, -0.03% 0.07%
First Federal Bank 47, -0.03% 0.02%
The Park National Bank 48, -0.03% 0.14%
JG Wentworth Home Lending 49, -0.03% 0.03%
FirstBank 50, -0.02% 0.03%
HomeBridge Financial Services, Inc 51, -0.02% 0.05%
Caliber Home Loans Inc 52, -0.02% 4.44%
M/I Financial Corporation 53, -0.02% 0.05%
Reliance First Capital 54, -0.02% 0.02%
Plaza Home Mortgage Inc 55, -0.02% 0.50%
New American Funding 56, -0.01% 0.50%
Nations Direct Mortgage 57, -0.01% 0.35%
Century Mortgage Company DBA Century Lending Company 58, -0.01% 0.40%
Bank of America 59, -0.01% 0.03%
Newrez 60, -0.00% 0.10%
Amerisave Mortgage Corporation 61, -0.00% 0.02%
Barrington Bank & Trust 62, -0.00% 0.03%
Stockton Mortgage Corporation 63, 0.00% 1.06%
Forcht Bank National Association 64, 0.01% 0.02%
Primary Residential Mortgage Inc 65, 0.01% 0.19%
Commonwealth Bank and Trust Company 66, 0.01% 0.12%
Synergy One Lending 67, 0.01% 0.02%
Flagstar Bank 68, 0.01% 0.24%
United Mortgage Corp 69, 0.02% 0.19%
1st Signature Lending 70, 0.02% 0.21%
JPMorgan Chase Bank 71, 0.02% 0.07%
Option Financial 72, 0.02% 0.57%
Nations Lending Corporation 73, 0.02% 0.05%
AnnieMac Home Mortgage 74, 0.02% 2.70%
Northpointe Bank 75, 0.02% 0.16%
Amcap Mortgage Ltd 76, 0.03% 0.49%
LoanDepot 77, 0.04% 1.32%
Equity Resources Inc 78, 0.05% 1.58%
HomeServices Lending 79, 0.05% 0.33%
Royal United Mortgage 80, 0.05% 0.14%
Planet Home Lending 81, 0.06% 0.09%
Warsaw Fedral Savings & Loan Association 82, 0.07% 0.26%
Bayshore Mortgage Funding 83, 0.07% 2.39%
Bank of England 84, 0.08% 0.80%
Gateway First Bank 85, 0.08% 0.26%
Homeside Financial 86, 0.08% 0.26%
NVR Mortgage Finance Inc 87, 0.08% 2.25%
First Savings Bank 88, 0.09% 0.31%
RiverHills Bank 89, 0.10% 0.78%
Waterstone Mortgage Corp 90, 0.12% 0.24%
Guaranteed Rate Inc 91, 0.13% 2.63%
First Home Bank 92, 0.15% 0.30%
Fairway Independent Mort Corp 93, 0.16% 3.43%
Western Ohio Mortgage Corporation 94, 0.17% 0.68%
Polaris Home Funding Corp 95, 0.18% 2.37%
Rapid Mortgage Company 96, 0.18% 3.10%
Carrington Mortgage Services 97, 0.21% 0.84%
Finance of America Mortgage 98, 0.23% 1.06%
Cardinal Financial Company LP 99, 0.24% 1.76%
DAS Acquisition Company 100, 0.27% 2.47%
Primelending 101, 0.30% 2.44%
Paramount Residential Mortgage Group Inc 102, 0.32% 1.32%
Nationstar Mortgage 103, 0.32% 2.33%
American Financial Resources Inc 104, 0.35% 0.56%
Amerifirst Financial Corporation 105, 0.41% 1.01%
Nations Reliable Lending 106, 0.43% 3.69%
Summit Funding Inc 107, 0.54% 1.79%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Union Savings Bank 1, -0.17% 2.41%
Union Home Mortgage Company 2, -0.16% 2.02%
Huntington National Bank 3, -0.12% 1.86%
TCF National Bank 4, -0.11% 0.55%
Guaranty Home Mortgage Corporation 5, -0.09% 1.15%
Caliber Home Loans Inc 6, -0.09% 4.10%
Mid America Mortgage Inc 7, -0.08% 0.71%
American Mortgage Service Company 8, -0.08% 1.48%
Ditech Financial 9, -0.06% 1.42%
Guardian Savings Bank, FSB 10, -0.06% 1.75%
Fifth Third Bank, National Association 11, -0.05% 1.86%
MyCUmortgage 12, -0.05% 0.33%
Quicken Loans 13, -0.04% 22.87%
New American Funding 14, -0.04% 0.82%
AnnieMac Home Mortgage 15, -0.04% 1.04%
Planet Home Lending 16, -0.04% 0.44%
Newrez 17, -0.04% 0.82%
Lakeview Loan Servicing 18, -0.03% 2.46%
First Financial Bank 19, -0.03% 0.27%
Victory Community Bank 20, -0.03% 0.22%
Equity Resources Inc 21, -0.03% 0.49%
Northpointe Bank 22, -0.03% 0.22%
RiverHills Bank 23, -0.03% 0.16%
Option Financial 24, -0.02% 0.22%
Peoples Bank 25, -0.02% 0.11%
Victory Mortgage 26, -0.02% 0.11%
Chemecal Bank 27, -0.01% 0.22%
Movement Mortgage 28, -0.01% 0.11%
Amerisave Mortgage Corporation 29, -0.01% 0.33%
Carrington Mortgage Services 30, -0.01% 7.28%
1st National Bank 31, -0.01% 0.05%
Primary Residential Mortgage Inc 32, -0.01% 0.22%
The Union Bank Company 33, -0.01% 0.11%
Central Bank & Trust Co 34, -0.01% 0.05%
Sibcy Cline Mortgage Services, Inc 35, -0.01% 0.11%
RoundPoint Mortgage Servicing Corporation 36, -0.01% 0.44%
Gateway First Bank 37, -0.01% 0.11%
Pennymac Loan Services 38, -0.01% 1.97%
Provident Funding Associates 39, -0.00% 0.05%
Polaris Home Funding Corp 40, -0.00% 1.91%
The Federal Savings Bank 41, -0.00% 0.05%
Navy Federal Credit Union 42, -0.00% 0.11%
WesBanco Bank, Inc 43, -0.00% 0.27%
Citizens Bank 44, 0.00% 0.22%
Land Home Financial Services Inc 45, 0.00% 0.16%
Churchill Mortgage Corporation 46, 0.00% 0.11%
Stockton Mortgage Corporation 47, 0.00% 0.49%
Synergy One Lending 48, 0.00% 0.55%
United Mortgage Corp 49, 0.01% 1.15%
Liberty Home Mortgage Corp 50, 0.01% 0.16%
FirstBank 51, 0.01% 0.05%
Western Ohio Mortgage Corporation 52, 0.01% 0.11%
Liberty Savings Bank FSB 53, 0.01% 0.05%
VanDyk Mortgage Corporation 54, 0.01% 0.33%
Century Mortgage Company DBA Century Lending Company 55, 0.01% 0.44%
Guaranteed Rate Inc 56, 0.01% 0.33%
DAS Acquisition Company 57, 0.01% 0.05%
Guaranteed Rate Affinity 58, 0.01% 0.22%
Barrington Bank & Trust 59, 0.02% 0.05%
NewDay USA 60, 0.02% 0.05%
First Federal Bank 61, 0.02% 0.05%
Reliance First Capital 62, 0.02% 1.48%
Amcap Mortgage Ltd 63, 0.02% 0.27%
Us Bank 64, 0.02% 0.88%
Royal United Mortgage 65, 0.02% 0.33%
Nations Direct Mortgage 66, 0.02% 0.11%
Paramount Residential Mortgage Group Inc 67, 0.02% 0.98%
Pnc Bank 68, 0.02% 0.27%
Warsaw Fedral Savings & Loan Association 69, 0.02% 0.05%
Waterstone Mortgage Corp 70, 0.02% 0.05%
First Home Bank 71, 0.03% 0.05%
Ruoff Home Mortgage 72, 0.03% 0.82%
Rapid Mortgage Company 73, 0.03% 0.66%
Finance of America Mortgage 74, 0.04% 0.22%
Bank of England 75, 0.04% 0.27%
Amerifirst Financial Corporation 76, 0.04% 0.16%
First Savings Bank 77, 0.04% 0.27%
Village Capital & Investment 78, 0.04% 1.48%
American Financial Resources Inc 79, 0.04% 0.22%
Plaza Home Mortgage Inc 80, 0.05% 0.22%
Home Point Financial Corporation 81, 0.05% 0.60%
Nations Reliable Lending 82, 0.05% 1.86%
Cardinal Financial Company LP 83, 0.05% 0.98%
Summit Funding Inc 84, 0.05% 0.11%
Primelending 85, 0.06% 0.82%
Bayshore Mortgage Funding 86, 0.07% 0.71%
JG Wentworth Home Lending 87, 0.08% 0.44%
Homeside Financial 88, 0.08% 0.44%
1st Signature Lending 89, 0.08% 0.66%
Flagstar Bank 90, 0.09% 0.44%
HomeBridge Financial Services, Inc 91, 0.09% 0.93%
JPMorgan Chase Bank 92, 0.09% 0.16%
Fairway Independent Mort Corp 93, 0.09% 1.15%
Freedom Mortgage Corporation 94, 0.12% 2.46%
LoanDepot 95, 0.15% 3.39%
Nations Lending Corporation 96, 0.15% 1.37%
Nationstar Mortgage 97, 0.20% 6.78%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Fifth Third Bank, National Association 1, -0.08% 17.30%
Wells Fargo Bank 2, -0.03% 7.36%
Bank of America 3, -0.03% 3.78%
Huntington National Bank 4, -0.02% 8.75%
Regions Bank 5, -0.00% 1.59%
Third Federal Savings and Loan 6, 0.00% 0.99%
Fairway Independent Mort Corp 7, 0.01% 0.20%
General Electric 8, 0.01% 2.58%
Navy Federal Credit Union 9, 0.01% 0.40%
Truist Bank 10, 0.01% 3.38%
Cinfed Federal Credit Union 11, 0.01% 0.20%
Civista Bank 12, 0.01% 0.20%
Guaranteed Rate Inc 13, 0.02% 3.78%
JPMorgan Chase Bank 14, 0.02% 2.98%
Keller Mortgage 15, 0.02% 0.20%
Quicken Loans 16, 0.02% 0.40%
KeyBank National Association 17, 0.02% 2.19%
Central Bank & Trust Co 18, 0.02% 0.40%
Victory Community Bank 19, 0.02% 0.60%
Citizens Bank 20, 0.02% 0.20%
Guaranteed Rate Affinity 21, 0.02% 0.60%
Pnc Bank 22, 0.02% 6.16%
M/I Financial Corporation 23, 0.02% 0.60%
LCNB National Bank 24, 0.03% 0.20%
Wright-Patt Credit Union Inc 25, 0.03% 0.80%
Sirva Mortgage Inc 26, 0.03% 0.20%
Churchill Mortgage Corporation 27, 0.03% 0.20%
The Park National Bank 28, 0.03% 0.40%
Equity Resources Inc 29, 0.03% 0.20%
American Mortgage Service Company 30, 0.03% 1.59%
TCF National Bank 31, 0.03% 0.60%
Sibcy Cline Mortgage Services, Inc 32, 0.03% 0.60%
First Financial Bank 33, 0.03% 4.17%
WesBanco Bank, Inc 34, 0.03% 0.20%
HomeServices Lending 35, 0.03% 0.20%
NBKC Bank 36, 0.03% 0.20%
Cardinal Financial Company LP 37, 0.03% 0.20%
Guardian Savings Bank, FSB 38, 0.03% 0.40%
Reliance First Capital 39, 0.03% 0.20%
Chemecal Bank 40, 0.04% 0.40%
Primelending 41, 0.04% 2.98%
Forcht Bank National Association 42, 0.04% 0.99%
Flagstar Bank 43, 0.04% 0.20%
Usaa Federal Savings Bank 44, 0.04% 0.20%
Peoples Bank 45, 0.04% 0.80%
Liberty Savings Bank FSB 46, 0.04% 0.20%
First Equity Mortgage Inc 47, 0.04% 1.39%
Finance of America Mortgage 48, 0.04% 0.20%
Us Bank 49, 0.05% 13.32%
Victory Mortgage 50, 0.05% 1.19%
Farm Credit Mid-America 51, 0.05% 1.79%
Caliber Home Loans Inc 52, 0.07% 0.80%
Newrez 53, 0.08% 0.40%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Fifth Third Bank, National Association 1, -0.08% 18.71%
Bank of America 2, -0.05% 4.19%
Wells Fargo Bank 3, -0.03% 10.65%
Regions Bank 4, 0.00% 2.26%
Pnc Bank 5, 0.01% 5.16%
Third Federal Savings and Loan 6, 0.01% 1.61%
KeyBank National Association 7, 0.01% 1.94%
JPMorgan Chase Bank 8, 0.02% 3.55%
Fairway Independent Mort Corp 9, 0.02% 0.32%
Navy Federal Credit Union 10, 0.02% 0.65%
Forcht Bank National Association 11, 0.02% 0.32%
Us Bank 12, 0.02% 13.55%
Huntington National Bank 13, 0.02% 5.16%
Civista Bank 14, 0.02% 0.32%
Guaranteed Rate Inc 15, 0.02% 3.55%
General Electric 16, 0.02% 0.32%
Keller Mortgage 17, 0.02% 0.32%
Quicken Loans 18, 0.03% 0.32%
Central Bank & Trust Co 19, 0.03% 0.65%
Victory Community Bank 20, 0.03% 0.97%
Citizens Bank 21, 0.03% 0.32%
First Financial Bank 22, 0.03% 2.58%
Guaranteed Rate Affinity 23, 0.03% 0.97%
Sibcy Cline Mortgage Services, Inc 24, 0.03% 0.65%
M/I Financial Corporation 25, 0.03% 0.97%
American Mortgage Service Company 26, 0.03% 1.61%
Sirva Mortgage Inc 27, 0.03% 0.32%
The Park National Bank 28, 0.03% 0.65%
Wright-Patt Credit Union Inc 29, 0.03% 0.97%
HomeServices Lending 30, 0.04% 0.32%
NBKC Bank 31, 0.04% 0.32%
Primelending 32, 0.04% 2.58%
Cardinal Financial Company LP 33, 0.04% 0.32%
Guardian Savings Bank, FSB 34, 0.04% 0.65%
Reliance First Capital 35, 0.04% 0.32%
Chemecal Bank 36, 0.04% 0.65%
Peoples Bank 37, 0.05% 0.65%
Usaa Federal Savings Bank 38, 0.05% 0.32%
Liberty Savings Bank FSB 39, 0.05% 0.32%
First Equity Mortgage Inc 40, 0.05% 2.26%
Finance of America Mortgage 41, 0.05% 0.32%
Truist Bank 42, 0.06% 2.26%
Victory Mortgage 43, 0.06% 1.61%
Farm Credit Mid-America 44, 0.08% 1.94%
Newrez 45, 0.09% 0.65%
Caliber Home Loans Inc 46, 0.09% 0.97%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Fifth Third Bank, National Association 1, -0.07% 15.03%
Huntington National Bank 2, -0.05% 14.51%
Truist Bank 3, -0.03% 5.18%
Wells Fargo Bank 4, -0.02% 2.07%
General Electric 5, -0.00% 6.22%
Cinfed Federal Credit Union 6, 0.00% 0.52%
Farm Credit Mid-America 7, 0.00% 1.55%
Victory Mortgage 8, 0.00% 0.52%
Guaranteed Rate Inc 9, 0.00% 4.15%
Bank of America 10, 0.01% 3.11%
Caliber Home Loans Inc 11, 0.01% 0.52%
Regions Bank 12, 0.01% 0.52%
Wright-Patt Credit Union Inc 13, 0.01% 0.52%
Quicken Loans 14, 0.01% 0.52%
LCNB National Bank 15, 0.01% 0.52%
Churchill Mortgage Corporation 16, 0.01% 0.52%
Equity Resources Inc 17, 0.02% 0.52%
TCF National Bank 18, 0.02% 1.55%
American Mortgage Service Company 19, 0.02% 1.55%
WesBanco Bank, Inc 20, 0.02% 0.52%
JPMorgan Chase Bank 21, 0.02% 2.07%
First Financial Bank 22, 0.02% 6.74%
Flagstar Bank 23, 0.03% 0.52%
Sibcy Cline Mortgage Services, Inc 24, 0.03% 0.52%
KeyBank National Association 25, 0.03% 2.59%
Primelending 26, 0.03% 3.63%
Peoples Bank 27, 0.03% 1.04%
Forcht Bank National Association 28, 0.03% 2.07%
Pnc Bank 29, 0.04% 7.77%
Us Bank 30, 0.09% 12.95%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.28% 3.50%
Sibcy Cline Mortgage Services, Inc 2, -0.17% 1.61%
Union Savings Bank 3, -0.17% 3.17%
Victory Community Bank 4, -0.11% 1.68%
Pennymac Loan Services 5, -0.10% 1.79%
LoanDepot 6, -0.10% 2.33%
Caliber Home Loans Inc 7, -0.09% 4.52%
Fifth Third Bank, National Association 8, -0.08% 1.68%
American Mortgage Service Company 9, -0.07% 2.30%
First Financial Bank 10, -0.07% 0.51%
TCF National Bank 11, -0.07% 0.73%
Usaa Federal Savings Bank 12, -0.07% 6.97%
1st National Bank 13, -0.06% 0.55%
Flagstar Bank 14, -0.05% 0.84%
Guaranteed Rate Inc 15, -0.05% 3.47%
Guardian Savings Bank, FSB 16, -0.05% 0.58%
First Savings Bank 17, -0.05% 0.44%
Wells Fargo Bank 18, -0.04% 0.80%
NBKC Bank 19, -0.04% 0.69%
Regions Bank 20, -0.04% 0.18%
Amerisave Mortgage Corporation 21, -0.04% 0.29%
M/I Financial Corporation 22, -0.04% 0.33%
Peoples Bank 23, -0.04% 0.47%
Ruoff Home Mortgage 24, -0.03% 1.13%
The Park National Bank 25, -0.03% 0.07%
Victory Mortgage 26, -0.03% 0.66%
RoundPoint Mortgage Servicing Corporation 27, -0.03% 0.22%
Prosperity Home Mortgage 28, -0.03% 0.36%
WesBanco Bank, Inc 29, -0.03% 0.29%
New American Funding 30, -0.03% 0.22%
Huntington National Bank 31, -0.03% 1.82%
Pnc Bank 32, -0.03% 0.77%
Churchill Mortgage Corporation 33, -0.03% 0.40%
Keller Mortgage 34, -0.02% 0.07%
Lakeview Loan Servicing 35, -0.02% 0.73%
Sirva Mortgage Inc 36, -0.02% 0.15%
MyCUmortgage 37, -0.02% 0.15%
Wright-Patt Credit Union Inc 38, -0.02% 0.55%
Citizens Bank 39, -0.02% 0.47%
Village Capital & Investment 40, -0.02% 0.62%
Guaranteed Rate Affinity 41, -0.02% 0.69%
Equity Resources Inc 42, -0.02% 0.80%
Central Bank & Trust Co 43, -0.01% 0.11%
Civista Bank 44, -0.01% 0.04%
JG Wentworth Home Lending 45, -0.01% 0.22%
Warsaw Fedral Savings & Loan Association 46, -0.01% 0.11%
FirstBank 47, -0.01% 0.18%
Home Point Financial Corporation 48, -0.01% 0.91%
RiverHills Bank 49, -0.01% 0.26%
Us Bank 50, -0.01% 1.09%
First Equity Mortgage Inc 51, -0.00% 1.02%
Northpointe Bank 52, -0.00% 0.07%
Amcap Mortgage Ltd 53, -0.00% 0.33%
Liberty Savings Bank FSB 54, -0.00% 0.07%
Ditech Financial 55, -0.00% 0.33%
Royal United Mortgage 56, -0.00% 0.04%
Primary Residential Mortgage Inc 57, 0.00% 0.07%
Truist Bank 58, 0.00% 0.04%
The Union Bank Company 59, 0.00% 0.44%
Primelending 60, 0.00% 3.90%
Forcht Bank National Association 61, 0.00% 0.11%
Century Mortgage Company DBA Century Lending Company 62, 0.00% 0.04%
Commonwealth Bank and Trust Company 63, 0.00% 0.22%
Gateway First Bank 64, 0.00% 0.15%
AurGroup Finanical Credit Union 65, 0.01% 0.07%
Liberty Home Mortgage Corp 66, 0.01% 0.04%
Mid America Mortgage Inc 67, 0.01% 0.69%
Waterstone Mortgage Corp 68, 0.01% 0.04%
Land Home Financial Services Inc 69, 0.01% 0.44%
Movement Mortgage 70, 0.01% 0.22%
AnnieMac Home Mortgage 71, 0.01% 1.57%
1st Signature Lending 72, 0.02% 0.11%
Bank of England 73, 0.02% 0.26%
Nations Direct Mortgage 74, 0.02% 0.47%
Planet Home Lending 75, 0.02% 0.26%
Guaranty Home Mortgage Corporation 76, 0.02% 0.88%
Western Ohio Mortgage Corporation 77, 0.02% 0.26%
Barrington Bank & Trust 78, 0.02% 0.88%
Paramount Residential Mortgage Group Inc 79, 0.02% 0.73%
United Mortgage Corp 80, 0.03% 0.47%
HomeBridge Financial Services, Inc 81, 0.03% 0.40%
Stockton Mortgage Corporation 82, 0.03% 0.47%
Newrez 83, 0.03% 0.18%
VanDyk Mortgage Corporation 84, 0.03% 0.36%
Reliance First Capital 85, 0.03% 0.29%
HomeServices Lending 86, 0.03% 0.29%
Option Financial 87, 0.03% 0.04%
Chemecal Bank 88, 0.03% 0.36%
Bayshore Mortgage Funding 89, 0.04% 1.09%
American Financial Resources Inc 90, 0.04% 0.15%
Union Home Mortgage Company 91, 0.04% 1.64%
Plaza Home Mortgage Inc 92, 0.04% 0.11%
Homeside Financial 93, 0.05% 0.44%
Synergy One Lending 94, 0.05% 0.58%
First Home Bank 95, 0.05% 0.44%
Nations Lending Corporation 96, 0.06% 0.18%
NVR Mortgage Finance Inc 97, 0.06% 0.58%
First Federal Bank 98, 0.06% 0.58%
Fairway Independent Mort Corp 99, 0.06% 1.35%
Polaris Home Funding Corp 100, 0.08% 0.80%
Amerifirst Financial Corporation 101, 0.08% 0.40%
Quicken Loans 102, 0.10% 6.53%
Finance of America Mortgage 103, 0.10% 0.33%
Carrington Mortgage Services 104, 0.12% 2.15%
Cardinal Financial Company LP 105, 0.13% 0.95%
The Federal Savings Bank 106, 0.14% 2.48%
Freedom Mortgage Corporation 107, 0.15% 1.97%
Rapid Mortgage Company 108, 0.16% 1.02%
DAS Acquisition Company 109, 0.17% 1.06%
Nations Reliable Lending 110, 0.17% 1.24%
Nationstar Mortgage 111, 0.18% 1.42%
Summit Funding Inc 112, 0.20% 0.88%
NewDay USA 113, 0.41% 2.48%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.31% 4.98%
Sibcy Cline Mortgage Services, Inc 2, -0.17% 2.36%
Union Savings Bank 3, -0.12% 3.00%
Victory Community Bank 4, -0.10% 2.49%
Fifth Third Bank, National Association 5, -0.10% 1.60%
Pennymac Loan Services 6, -0.06% 0.51%
First Financial Bank 7, -0.06% 0.77%
1st National Bank 8, -0.06% 0.77%
American Mortgage Service Company 9, -0.06% 2.94%
TCF National Bank 10, -0.05% 0.57%
Wells Fargo Bank 11, -0.05% 1.15%
Guardian Savings Bank, FSB 12, -0.05% 0.57%
NBKC Bank 13, -0.03% 0.70%
Churchill Mortgage Corporation 14, -0.03% 0.38%
Usaa Federal Savings Bank 15, -0.03% 9.26%
Peoples Bank 16, -0.02% 0.70%
Regions Bank 17, -0.02% 0.32%
Guaranteed Rate Inc 18, -0.02% 4.66%
Pnc Bank 19, -0.02% 0.96%
M/I Financial Corporation 20, -0.02% 0.57%
Prosperity Home Mortgage 21, -0.02% 0.45%
Ruoff Home Mortgage 22, -0.02% 1.60%
Citizens Bank 23, -0.02% 0.51%
Us Bank 24, -0.02% 1.40%
Victory Mortgage 25, -0.02% 1.09%
The Park National Bank 26, -0.01% 0.13%
WesBanco Bank, Inc 27, -0.01% 0.32%
MyCUmortgage 28, -0.01% 0.19%
Huntington National Bank 29, -0.01% 2.30%
Keller Mortgage 30, -0.01% 0.13%
Sirva Mortgage Inc 31, -0.01% 0.26%
Guaranteed Rate Affinity 32, -0.00% 1.21%
Central Bank & Trust Co 33, -0.00% 0.13%
New American Funding 34, -0.00% 0.06%
Equity Resources Inc 35, 0.00% 0.96%
Quicken Loans 36, 0.00% 3.00%
Wright-Patt Credit Union Inc 37, 0.01% 0.51%
JG Wentworth Home Lending 38, 0.01% 0.19%
Civista Bank 39, 0.01% 0.06%
Warsaw Fedral Savings & Loan Association 40, 0.01% 0.19%
Primary Residential Mortgage Inc 41, 0.01% 0.06%
RiverHills Bank 42, 0.01% 0.45%
First Equity Mortgage Inc 43, 0.01% 1.79%
Commonwealth Bank and Trust Company 44, 0.01% 0.19%
LoanDepot 45, 0.01% 0.38%
First Savings Bank 46, 0.01% 0.06%
Lakeview Loan Servicing 47, 0.02% 0.06%
Century Mortgage Company DBA Century Lending Company 48, 0.02% 0.06%
Primelending 49, 0.02% 6.39%
Movement Mortgage 50, 0.02% 0.26%
HomeBridge Financial Services, Inc 51, 0.02% 0.06%
Northpointe Bank 52, 0.02% 0.06%
The Union Bank Company 53, 0.02% 0.26%
Liberty Savings Bank FSB 54, 0.02% 0.06%
Liberty Home Mortgage Corp 55, 0.02% 0.06%
Forcht Bank National Association 56, 0.03% 0.06%
Caliber Home Loans Inc 57, 0.03% 3.58%
Waterstone Mortgage Corp 58, 0.03% 0.06%
Homeside Financial 59, 0.03% 0.26%
Land Home Financial Services Inc 60, 0.03% 0.70%
1st Signature Lending 61, 0.03% 0.19%
AurGroup Finanical Credit Union 62, 0.03% 0.06%
Mid America Mortgage Inc 63, 0.03% 0.83%
Freedom Mortgage Corporation 64, 0.03% 0.38%
Flagstar Bank 65, 0.03% 0.32%
Nations Lending Corporation 66, 0.04% 0.06%
AnnieMac Home Mortgage 67, 0.04% 2.30%
Barrington Bank & Trust 68, 0.04% 1.28%
United Mortgage Corp 69, 0.04% 0.32%
Gateway First Bank 70, 0.05% 0.13%
NewDay USA 71, 0.05% 0.38%
Ditech Financial 72, 0.05% 0.19%
VanDyk Mortgage Corporation 73, 0.05% 0.45%
HomeServices Lending 74, 0.05% 0.45%
Option Financial 75, 0.05% 0.06%
Chemecal Bank 76, 0.05% 0.57%
Guaranty Home Mortgage Corporation 77, 0.06% 0.83%
Nations Direct Mortgage 78, 0.06% 0.45%
Plaza Home Mortgage Inc 79, 0.06% 0.19%
Bank of England 80, 0.06% 0.13%
The Federal Savings Bank 81, 0.06% 0.19%
Bayshore Mortgage Funding 82, 0.06% 1.66%
Western Ohio Mortgage Corporation 83, 0.06% 0.26%
Stockton Mortgage Corporation 84, 0.06% 0.51%
American Financial Resources Inc 85, 0.07% 0.19%
Amcap Mortgage Ltd 86, 0.07% 0.19%
Union Home Mortgage Company 87, 0.07% 2.30%
NVR Mortgage Finance Inc 88, 0.08% 1.02%
Home Point Financial Corporation 89, 0.08% 0.70%
Fairway Independent Mort Corp 90, 0.09% 1.79%
Planet Home Lending 91, 0.10% 0.19%
Polaris Home Funding Corp 92, 0.11% 0.89%
Amerifirst Financial Corporation 93, 0.11% 0.57%
Paramount Residential Mortgage Group Inc 94, 0.12% 0.57%
First Home Bank 95, 0.12% 0.38%
Finance of America Mortgage 96, 0.13% 0.51%
Nationstar Mortgage 97, 0.17% 1.02%
Carrington Mortgage Services 98, 0.17% 0.77%
Rapid Mortgage Company 99, 0.18% 1.72%
Cardinal Financial Company LP 100, 0.19% 1.28%
DAS Acquisition Company 101, 0.19% 1.79%
Nations Reliable Lending 102, 0.22% 1.72%
Summit Funding Inc 103, 0.25% 1.34%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Union Savings Bank 1, -0.22% 3.40%
Caliber Home Loans Inc 2, -0.19% 5.79%
Usaa Federal Savings Bank 3, -0.16% 3.91%
LoanDepot 4, -0.13% 4.94%
Pennymac Loan Services 5, -0.13% 3.49%
Guaranteed Rate Inc 6, -0.13% 1.87%
Navy Federal Credit Union 7, -0.13% 1.53%
Flagstar Bank 8, -0.10% 1.53%
American Mortgage Service Company 9, -0.09% 1.45%
TCF National Bank 10, -0.09% 0.94%
Home Point Financial Corporation 11, -0.08% 1.19%
Sibcy Cline Mortgage Services, Inc 12, -0.08% 0.60%
First Savings Bank 13, -0.07% 0.94%
Fifth Third Bank, National Association 14, -0.07% 1.79%
Huntington National Bank 15, -0.06% 1.19%
Victory Community Bank 16, -0.06% 0.60%
Amerisave Mortgage Corporation 17, -0.06% 0.68%
Paramount Residential Mortgage Group Inc 18, -0.06% 0.94%
NBKC Bank 19, -0.06% 0.68%
Planet Home Lending 20, -0.06% 0.34%
Wright-Patt Credit Union Inc 21, -0.06% 0.60%
WesBanco Bank, Inc 22, -0.06% 0.26%
New American Funding 23, -0.06% 0.43%
RoundPoint Mortgage Servicing Corporation 24, -0.05% 0.51%
Amcap Mortgage Ltd 25, -0.05% 0.51%
Guardian Savings Bank, FSB 26, -0.05% 0.60%
Lakeview Loan Servicing 27, -0.05% 1.62%
AnnieMac Home Mortgage 28, -0.05% 0.60%
Gateway First Bank 29, -0.05% 0.17%
Village Capital & Investment 30, -0.04% 1.45%
Equity Resources Inc 31, -0.04% 0.60%
Prosperity Home Mortgage 32, -0.04% 0.26%
Ditech Financial 33, -0.04% 0.51%
Ruoff Home Mortgage 34, -0.04% 0.51%
First Financial Bank 35, -0.04% 0.17%
Bayshore Mortgage Funding 36, -0.04% 0.34%
Union Home Mortgage Company 37, -0.04% 0.77%
Nations Direct Mortgage 38, -0.04% 0.51%
Peoples Bank 39, -0.04% 0.17%
MyCUmortgage 40, -0.04% 0.09%
Primelending 41, -0.03% 0.60%
1st National Bank 42, -0.03% 0.26%
Victory Mortgage 43, -0.03% 0.09%
Guaranty Home Mortgage Corporation 44, -0.03% 0.94%
Northpointe Bank 45, -0.03% 0.09%
FirstBank 46, -0.03% 0.43%
Western Ohio Mortgage Corporation 47, -0.03% 0.26%
Liberty Savings Bank FSB 48, -0.03% 0.09%
JG Wentworth Home Lending 49, -0.03% 0.26%
Central Bank & Trust Co 50, -0.03% 0.09%
Rapid Mortgage Company 51, -0.03% 0.09%
Pnc Bank 52, -0.03% 0.51%
AurGroup Finanical Credit Union 53, -0.03% 0.09%
Mid America Mortgage Inc 54, -0.03% 0.51%
Stockton Mortgage Corporation 55, -0.03% 0.43%
DAS Acquisition Company 56, -0.03% 0.09%
Forcht Bank National Association 57, -0.03% 0.17%
Churchill Mortgage Corporation 58, -0.03% 0.43%
Royal United Mortgage 59, -0.02% 0.09%
The Union Bank Company 60, -0.02% 0.68%
First Home Bank 61, -0.02% 0.51%
Truist Bank 62, -0.02% 0.09%
Citizens Bank 63, -0.02% 0.43%
Land Home Financial Services Inc 64, -0.02% 0.09%
American Financial Resources Inc 65, -0.02% 0.09%
Bank of England 66, -0.02% 0.43%
Chemecal Bank 67, -0.02% 0.09%
Primary Residential Mortgage Inc 68, -0.02% 0.09%
Commonwealth Bank and Trust Company 69, -0.01% 0.26%
Summit Funding Inc 70, -0.01% 0.26%
Cardinal Financial Company LP 71, -0.01% 0.51%
Amerifirst Financial Corporation 72, -0.01% 0.17%
Finance of America Mortgage 73, -0.01% 0.09%
HomeServices Lending 74, -0.00% 0.09%
Fairway Independent Mort Corp 75, 0.00% 0.77%
United Mortgage Corp 76, 0.00% 0.68%
HomeBridge Financial Services, Inc 77, 0.01% 0.85%
Newrez 78, 0.01% 0.43%
VanDyk Mortgage Corporation 79, 0.01% 0.26%
Barrington Bank & Trust 80, 0.01% 0.34%
Movement Mortgage 81, 0.01% 0.17%
Reliance First Capital 82, 0.01% 0.68%
Nations Reliable Lending 83, 0.01% 0.60%
Polaris Home Funding Corp 84, 0.02% 0.68%
Wells Fargo Bank 85, 0.03% 0.34%
Synergy One Lending 86, 0.03% 1.36%
First Federal Bank 87, 0.04% 1.36%
Nations Lending Corporation 88, 0.04% 0.34%
Homeside Financial 89, 0.04% 0.68%
Us Bank 90, 0.04% 0.68%
Carrington Mortgage Services 91, 0.08% 4.00%
Quicken Loans 92, 0.11% 11.23%
The Federal Savings Bank 93, 0.12% 5.53%
Freedom Mortgage Corporation 94, 0.14% 4.09%
Nationstar Mortgage 95, 0.18% 1.96%
NewDay USA 96, 0.43% 5.28%

* Data is compiled for the Cincinnati, OH commuting zone area, which comprises of counties of Boone County, KY, Bracken County, KY, Campbell County, KY, Gallatin County, KY, Grant County, KY, Kenton County, KY, Pendleton County, KY, Adams County, OH, Brown County, OH, Butler County, OH, Clermont County, OH, Hamilton County, OH, and Warren County, OH. This includes cities/towns/communities of Cincinnati, OH as well as Hamilton, OH, Mason, OH, Florence, KY, South Lebanon, OH, Springboro, OH, Independence, KY, Fairfield, OH, Covington, KY, Lebanon, OH, Monroe, OH, Middletown, OH, Amelia, OH, Montgomery, OH, Fort Wright, KY, Beckett Ridge, OH, Batavia, OH, Union, KY, Norwood, OH, Burlington, KY, Fort Thomas, KY, Francisville, KY, Loveland, OH, Alexandria, KY, Franklin, OH, Blue Ash, OH, Villa Hills, KY, Oakbrook, KY, Withamsville, OH, Mack, OH, Dent, OH, Madeira, OH, Monfort Heights, OH, White Oak, OH, Trenton, OH, Claryville, KY, Erlanger, KY, Finneytown, OH, Turpin Hills, OH, Harrison, OH, Forest Park, OH, Mount Repose, OH, Landen, OH, Williamstown, KY, Walton, KY, Mount Carmel, OH, Hunter, OH, Wyoming, OH, Miamitown, OH, Mount Orab, OH, and The Village of Indian Hill, OH. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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