Top Mortgage Lenders in the Cartersville, GA area

Which mortgage lender in the Cartersville, GA area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Cartersville, GA area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Cartersville, GA area is Centerstate Bank, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.21%. This means that Centerstate Bank provided a -0.21% lower interest rate for its customers than other lenders in Cartersville, GA for a similar set of borrowers. Centerstate Bank has a market share of 4.2%. On the other hand, the most popular lender in the market is Quicken Loans, with a market share of 12.2%. Quicken Loans is an average rate lender in this area, with a “Rate Difference” of +0.03% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Cartersville, GA area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Cartersville, GA is Centerstate Bank. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Georgia United Credit Union. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Centerstate Bank. The cheapest VA mortgage provider is Navy Federal Credit Union. To get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders by “Rate Rank” for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Centerstate Bank 1, -0.21% 4.15%
Ameris Bank 2, -0.20% 3.80%
SWBC Mortgage Corporation 3, -0.13% 6.91%
Georgia United Credit Union 4, -0.10% 2.08%
Suntrust Banks, Inc 5, -0.10% 1.28%
Truist Bank 6, -0.09% 2.32%
Bank of America 7, -0.08% 1.02%
Navy Federal Credit Union 8, -0.07% 0.90%
The Mortgage Firm, Inc 9, -0.07% 1.50%
Amerisave Mortgage Corporation 10, -0.07% 0.66%
Movement Mortgage 11, -0.06% 0.99%
Wells Fargo Bank 12, -0.04% 3.51%
United Community Bank 13, -0.04% 3.31%
TJC Mortgage, Inc 14, -0.04% 0.95%
Carrington Mortgage Services 15, -0.04% 1.10%
Synovus Mortgage Corp 16, -0.04% 1.57%
Renasant Bank 17, -0.03% 1.50%
Success Mortgage Partners Inc 18, -0.02% 1.59%
Usaa Federal Savings Bank 19, -0.02% 1.01%
Stockton Mortgage Corporation 20, -0.02% 1.74%
Home Point Financial Corporation 21, -0.01% 0.73%
Certainty Home Loans 22, -0.01% 0.90%
New American Funding 23, -0.01% 1.65%
Citizens Bank 24, -0.01% 0.59%
Prosperity Home Mortgage 25, -0.01% 0.75%
Pennymac Loan Services 26, -0.00% 1.24%
Flagstar Bank 27, 0.00% 0.90%
Fairway Independent Mort Corp 28, 0.00% 0.91%
JPMorgan Chase Bank 29, 0.00% 0.95%
LoanDepot 30, 0.01% 1.66%
Bay Equity 31, 0.01% 0.57%
Freedom Mortgage Corporation 32, 0.02% 0.91%
Fidelity Bank 33, 0.02% 1.88%
Quicken Loans 34, 0.03% 12.23%
Stearns Lending 35, 0.04% 0.84%
FirstBank 36, 0.05% 4.32%
Milend Inc 37, 0.06% 0.59%
Cardinal Financial Company LP 38, 0.07% 1.06%
Regions Bank 39, 0.08% 5.16%
RPM Mortgage 40, 0.10% 1.92%
HomeStar Financial Corporation 41, 0.11% 9.27%
Nationstar Mortgage 42, 0.14% 1.39%
Primelending 43, 0.15% 1.32%
Guild Mortgage Company 44, 0.18% 6.38%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Ameris Bank 1, -0.23% 4.72%
Centerstate Bank 2, -0.19% 3.52%
Wells Fargo Bank 3, -0.16% 3.30%
SWBC Mortgage Corporation 4, -0.13% 8.08%
Suntrust Banks, Inc 5, -0.09% 1.20%
Truist Bank 6, -0.09% 2.66%
Navy Federal Credit Union 7, -0.08% 1.12%
Georgia United Credit Union 8, -0.08% 2.01%
Bank of America 9, -0.08% 1.01%
The Mortgage Firm, Inc 10, -0.08% 2.01%
Movement Mortgage 11, -0.06% 1.26%
Regions Bank 12, -0.06% 3.52%
Renasant Bank 13, -0.04% 1.34%
Synovus Mortgage Corp 14, -0.04% 1.71%
JPMorgan Chase Bank 15, -0.03% 0.45%
Stockton Mortgage Corporation 16, -0.03% 1.93%
Freedom Mortgage Corporation 17, -0.03% 0.62%
Pennymac Loan Services 18, -0.03% 0.50%
TJC Mortgage, Inc 19, -0.02% 0.48%
Home Point Financial Corporation 20, -0.01% 0.59%
United Community Bank 21, -0.01% 3.10%
Usaa Federal Savings Bank 22, -0.01% 1.15%
Citizens Bank 23, -0.01% 0.78%
Certainty Home Loans 24, -0.01% 1.26%
Prosperity Home Mortgage 25, -0.01% 1.09%
New American Funding 26, -0.01% 2.43%
Fairway Independent Mort Corp 27, 0.00% 1.26%
Flagstar Bank 28, 0.01% 0.84%
Amerisave Mortgage Corporation 29, 0.02% 0.06%
Success Mortgage Partners Inc 30, 0.02% 1.65%
Milend Inc 31, 0.03% 0.22%
Fidelity Bank 32, 0.03% 2.82%
LoanDepot 33, 0.03% 0.56%
Bay Equity 34, 0.03% 0.53%
Quicken Loans 35, 0.03% 6.51%
Nationstar Mortgage 36, 0.03% 0.42%
Carrington Mortgage Services 37, 0.04% 0.08%
Stearns Lending 38, 0.05% 1.12%
FirstBank 39, 0.05% 5.28%
Cardinal Financial Company LP 40, 0.09% 1.23%
RPM Mortgage 41, 0.12% 2.32%
HomeStar Financial Corporation 42, 0.12% 13.14%
Primelending 43, 0.16% 1.93%
Guild Mortgage Company 44, 0.21% 8.19%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Centerstate Bank 1, -0.24% 5.34%
Georgia United Credit Union 2, -0.14% 2.22%
SWBC Mortgage Corporation 3, -0.12% 4.70%
Success Mortgage Partners Inc 4, -0.11% 1.48%
Suntrust Banks, Inc 5, -0.11% 1.43%
United Community Bank 6, -0.09% 3.70%
Amerisave Mortgage Corporation 7, -0.08% 1.80%
Truist Bank 8, -0.08% 1.69%
Bank of America 9, -0.07% 1.06%
TJC Mortgage, Inc 10, -0.06% 1.85%
Carrington Mortgage Services 11, -0.05% 3.01%
Ameris Bank 12, -0.05% 2.06%
Usaa Federal Savings Bank 13, -0.04% 0.74%
Synovus Mortgage Corp 14, -0.03% 1.32%
Navy Federal Credit Union 15, -0.03% 0.48%
Movement Mortgage 16, -0.03% 0.48%
Home Point Financial Corporation 17, -0.02% 1.00%
New American Funding 18, -0.02% 0.16%
Flagstar Bank 19, -0.02% 1.00%
Stearns Lending 20, -0.02% 0.32%
Bay Equity 21, -0.02% 0.63%
Renasant Bank 22, -0.01% 1.80%
Certainty Home Loans 23, -0.01% 0.21%
LoanDepot 24, -0.01% 3.75%
Fidelity Bank 25, -0.00% 0.11%
Prosperity Home Mortgage 26, -0.00% 0.11%
The Mortgage Firm, Inc 27, -0.00% 0.53%
Fairway Independent Mort Corp 28, -0.00% 0.26%
Primelending 29, 0.00% 0.16%
Pennymac Loan Services 30, 0.00% 2.64%
Citizens Bank 31, 0.00% 0.21%
JPMorgan Chase Bank 32, 0.01% 1.90%
Stockton Mortgage Corporation 33, 0.02% 1.37%
Guild Mortgage Company 34, 0.02% 2.96%
Cardinal Financial Company LP 35, 0.02% 0.74%
Quicken Loans 36, 0.02% 23.04%
RPM Mortgage 37, 0.03% 1.16%
FirstBank 38, 0.04% 2.48%
HomeStar Financial Corporation 39, 0.04% 1.96%
Freedom Mortgage Corporation 40, 0.06% 1.48%
Milend Inc 41, 0.07% 1.27%
Wells Fargo Bank 42, 0.15% 3.91%
Nationstar Mortgage 43, 0.16% 3.22%
Regions Bank 44, 0.18% 8.25%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Centerstate Bank 1, -0.21% 5.40%
Ameris Bank 2, -0.18% 3.18%
SWBC Mortgage Corporation 3, -0.13% 6.68%
Suntrust Banks, Inc 4, -0.11% 1.87%
Georgia United Credit Union 5, -0.10% 3.53%
Truist Bank 6, -0.09% 3.50%
Amerisave Mortgage Corporation 7, -0.09% 0.84%
Bank of America 8, -0.08% 1.50%
The Mortgage Firm, Inc 9, -0.08% 1.19%
New American Funding 10, -0.07% 0.78%
TJC Mortgage, Inc 11, -0.06% 0.84%
Success Mortgage Partners Inc 12, -0.05% 1.28%
Wells Fargo Bank 13, -0.04% 5.74%
Movement Mortgage 14, -0.04% 0.87%
Carrington Mortgage Services 15, -0.04% 0.44%
Certainty Home Loans 16, -0.04% 0.81%
Bay Equity 17, -0.03% 0.41%
RPM Mortgage 18, -0.03% 1.28%
Synovus Mortgage Corp 19, -0.03% 2.22%
Fairway Independent Mort Corp 20, -0.03% 0.81%
United Community Bank 21, -0.03% 4.56%
Stearns Lending 22, -0.02% 0.16%
Prosperity Home Mortgage 23, -0.01% 0.78%
Usaa Federal Savings Bank 24, -0.01% 0.47%
Citizens Bank 25, -0.01% 0.87%
Cardinal Financial Company LP 26, -0.00% 0.72%
Renasant Bank 27, -0.00% 1.69%
JPMorgan Chase Bank 28, 0.00% 1.59%
LoanDepot 29, 0.00% 1.37%
Home Point Financial Corporation 30, 0.01% 0.50%
Pennymac Loan Services 31, 0.01% 0.87%
Flagstar Bank 32, 0.02% 0.84%
Fidelity Bank 33, 0.04% 1.75%
Stockton Mortgage Corporation 34, 0.04% 1.53%
Primelending 35, 0.05% 0.97%
Quicken Loans 36, 0.07% 12.14%
Milend Inc 37, 0.08% 0.66%
Freedom Mortgage Corporation 38, 0.08% 0.34%
FirstBank 39, 0.08% 4.71%
Navy Federal Credit Union 40, 0.09% 0.50%
Regions Bank 41, 0.13% 7.27%
HomeStar Financial Corporation 42, 0.13% 5.99%
Nationstar Mortgage 43, 0.17% 1.16%
Guild Mortgage Company 44, 0.19% 5.37%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Ameris Bank 1, -0.21% 4.12%
Wells Fargo Bank 2, -0.16% 5.87%
Centerstate Bank 3, -0.15% 4.18%
SWBC Mortgage Corporation 4, -0.11% 9.14%
Suntrust Banks, Inc 5, -0.10% 1.80%
Truist Bank 6, -0.09% 4.33%
Bank of America 7, -0.08% 1.48%
The Mortgage Firm, Inc 8, -0.08% 1.74%
Georgia United Credit Union 9, -0.08% 3.75%
New American Funding 10, -0.06% 1.27%
RPM Mortgage 11, -0.05% 1.48%
Movement Mortgage 12, -0.03% 1.16%
Certainty Home Loans 13, -0.03% 1.32%
JPMorgan Chase Bank 14, -0.03% 0.85%
Synovus Mortgage Corp 15, -0.02% 2.43%
Fairway Independent Mort Corp 16, -0.02% 1.27%
Bay Equity 17, -0.02% 0.32%
TJC Mortgage, Inc 18, -0.01% 0.26%
Cardinal Financial Company LP 19, -0.01% 0.69%
Prosperity Home Mortgage 20, -0.00% 1.27%
Citizens Bank 21, 0.00% 1.27%
Success Mortgage Partners Inc 22, 0.00% 1.27%
Stearns Lending 23, 0.00% 0.11%
Usaa Federal Savings Bank 24, 0.00% 0.74%
Pennymac Loan Services 25, 0.01% 0.48%
Regions Bank 26, 0.01% 4.28%
Renasant Bank 27, 0.02% 1.16%
Home Point Financial Corporation 28, 0.02% 0.53%
Amerisave Mortgage Corporation 29, 0.03% 0.11%
Freedom Mortgage Corporation 30, 0.03% 0.16%
LoanDepot 31, 0.03% 0.48%
United Community Bank 32, 0.04% 4.12%
Milend Inc 33, 0.05% 0.26%
Fidelity Bank 34, 0.05% 2.91%
Quicken Loans 35, 0.05% 6.98%
Flagstar Bank 36, 0.05% 0.79%
Primelending 37, 0.06% 1.53%
Nationstar Mortgage 38, 0.06% 0.32%
Stockton Mortgage Corporation 39, 0.07% 1.43%
FirstBank 40, 0.11% 5.71%
Navy Federal Credit Union 41, 0.14% 0.63%
HomeStar Financial Corporation 42, 0.16% 8.77%
Guild Mortgage Company 43, 0.24% 7.24%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Centerstate Bank 1, -0.27% 7.17%
SWBC Mortgage Corporation 2, -0.19% 3.13%
Georgia United Credit Union 3, -0.15% 3.20%
Success Mortgage Partners Inc 4, -0.13% 1.30%
Suntrust Banks, Inc 5, -0.12% 1.98%
Amerisave Mortgage Corporation 6, -0.11% 1.91%
United Community Bank 7, -0.10% 5.19%
Truist Bank 8, -0.09% 2.29%
TJC Mortgage, Inc 9, -0.09% 1.68%
Bank of America 10, -0.08% 1.53%
Ameris Bank 11, -0.07% 1.83%
Carrington Mortgage Services 12, -0.06% 1.07%
Bay Equity 13, -0.05% 0.53%
Stearns Lending 14, -0.04% 0.23%
Synovus Mortgage Corp 15, -0.04% 1.91%
Movement Mortgage 16, -0.03% 0.46%
Flagstar Bank 17, -0.03% 0.92%
Navy Federal Credit Union 18, -0.03% 0.31%
New American Funding 19, -0.02% 0.08%
Usaa Federal Savings Bank 20, -0.02% 0.08%
Home Point Financial Corporation 21, -0.02% 0.46%
Renasant Bank 22, -0.02% 2.44%
Certainty Home Loans 23, -0.02% 0.08%
LoanDepot 24, -0.02% 2.67%
Fairway Independent Mort Corp 25, -0.02% 0.15%
Fidelity Bank 26, -0.02% 0.08%
Prosperity Home Mortgage 27, -0.01% 0.08%
The Mortgage Firm, Inc 28, -0.01% 0.38%
Citizens Bank 29, -0.01% 0.31%
Primelending 30, -0.01% 0.15%
Pennymac Loan Services 31, 0.00% 1.45%
JPMorgan Chase Bank 32, 0.00% 2.67%
Cardinal Financial Company LP 33, 0.01% 0.76%
Stockton Mortgage Corporation 34, 0.01% 1.68%
Guild Mortgage Company 35, 0.01% 2.67%
RPM Mortgage 36, 0.01% 0.99%
HomeStar Financial Corporation 37, 0.02% 1.98%
FirstBank 38, 0.03% 3.28%
Quicken Loans 39, 0.07% 19.60%
Milend Inc 40, 0.08% 1.22%
Freedom Mortgage Corporation 41, 0.09% 0.61%
Wells Fargo Bank 42, 0.14% 5.57%
Regions Bank 43, 0.18% 11.59%
Nationstar Mortgage 44, 0.18% 2.36%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Centerstate Bank 1, -0.28% 2.50%
Ameris Bank 2, -0.27% 4.18%
Regions Bank 3, -0.20% 2.38%
SWBC Mortgage Corporation 4, -0.17% 6.44%
United Community Bank 5, -0.13% 1.57%
Stockton Mortgage Corporation 6, -0.11% 2.09%
Renasant Bank 7, -0.10% 1.39%
Synovus Mortgage Corp 8, -0.09% 0.64%
Movement Mortgage 9, -0.08% 1.39%
Truist Bank 10, -0.08% 0.41%
Carrington Mortgage Services 11, -0.07% 1.86%
The Mortgage Firm, Inc 12, -0.07% 2.21%
Quicken Loans 13, -0.05% 12.59%
Home Point Financial Corporation 14, -0.04% 0.81%
Bank of America 15, -0.03% 0.46%
Citizens Bank 16, -0.03% 0.17%
Suntrust Banks, Inc 17, -0.03% 0.46%
Flagstar Bank 18, -0.03% 0.87%
Pennymac Loan Services 19, -0.02% 1.33%
FirstBank 20, -0.02% 4.47%
Freedom Mortgage Corporation 21, -0.01% 1.45%
TJC Mortgage, Inc 22, -0.01% 1.10%
Prosperity Home Mortgage 23, -0.00% 0.75%
Fidelity Bank 24, 0.01% 2.21%
Navy Federal Credit Union 25, 0.01% 0.12%
Success Mortgage Partners Inc 26, 0.01% 2.38%
Certainty Home Loans 27, 0.02% 0.93%
New American Funding 28, 0.02% 3.71%
Amerisave Mortgage Corporation 29, 0.02% 0.12%
Milend Inc 30, 0.04% 0.46%
Fairway Independent Mort Corp 31, 0.04% 0.87%
LoanDepot 32, 0.04% 1.51%
Wells Fargo Bank 33, 0.05% 0.12%
Bay Equity 34, 0.06% 0.75%
Stearns Lending 35, 0.06% 2.15%
HomeStar Financial Corporation 36, 0.10% 15.73%
Nationstar Mortgage 37, 0.13% 1.74%
Cardinal Financial Company LP 38, 0.13% 1.68%
Guild Mortgage Company 39, 0.19% 8.59%
RPM Mortgage 40, 0.20% 3.25%
Primelending 41, 0.26% 2.15%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Centerstate Bank 1, -0.32% 2.87%
Ameris Bank 2, -0.30% 4.71%
Regions Bank 3, -0.22% 2.80%
SWBC Mortgage Corporation 4, -0.20% 6.62%
United Community Bank 5, -0.14% 1.99%
Stockton Mortgage Corporation 6, -0.13% 2.43%
Renasant Bank 7, -0.11% 1.62%
Synovus Mortgage Corp 8, -0.10% 0.81%
Movement Mortgage 9, -0.09% 1.69%
Pennymac Loan Services 10, -0.09% 0.52%
The Mortgage Firm, Inc 11, -0.09% 2.43%
Truist Bank 12, -0.08% 0.52%
Home Point Financial Corporation 13, -0.07% 0.59%
Freedom Mortgage Corporation 14, -0.06% 1.03%
Flagstar Bank 15, -0.04% 0.81%
Suntrust Banks, Inc 16, -0.04% 0.52%
Bank of America 17, -0.04% 0.59%
Citizens Bank 18, -0.04% 0.22%
FirstBank 19, -0.03% 5.37%
TJC Mortgage, Inc 20, -0.02% 0.66%
Prosperity Home Mortgage 21, -0.01% 0.96%
Milend Inc 22, -0.00% 0.07%
Nationstar Mortgage 23, -0.00% 0.44%
Fidelity Bank 24, -0.00% 2.72%
Navy Federal Credit Union 25, 0.00% 0.15%
Certainty Home Loans 26, 0.01% 1.10%
New American Funding 27, 0.01% 4.56%
Quicken Loans 28, 0.02% 6.11%
LoanDepot 29, 0.03% 0.66%
Carrington Mortgage Services 30, 0.03% 0.22%
Fairway Independent Mort Corp 31, 0.04% 1.03%
Success Mortgage Partners Inc 32, 0.04% 2.28%
Wells Fargo Bank 33, 0.05% 0.15%
Stearns Lending 34, 0.05% 2.58%
Bay Equity 35, 0.06% 0.66%
HomeStar Financial Corporation 36, 0.09% 19.57%
Cardinal Financial Company LP 37, 0.14% 1.84%
Guild Mortgage Company 38, 0.20% 9.86%
RPM Mortgage 39, 0.22% 3.53%
Primelending 40, 0.25% 2.72%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, -0.06% 36.81%
Success Mortgage Partners Inc 2, -0.06% 2.75%
Carrington Mortgage Services 3, -0.06% 7.97%
Ameris Bank 4, -0.03% 2.20%
SWBC Mortgage Corporation 5, -0.02% 5.77%
Centerstate Bank 6, -0.02% 1.10%
Renasant Bank 7, 0.00% 0.55%
Home Point Financial Corporation 8, 0.00% 1.65%
TJC Mortgage, Inc 9, 0.01% 2.75%
New American Funding 10, 0.02% 0.55%
Movement Mortgage 11, 0.02% 0.27%
Regions Bank 12, 0.02% 0.82%
Pennymac Loan Services 13, 0.03% 4.40%
The Mortgage Firm, Inc 14, 0.03% 1.37%
Fidelity Bank 15, 0.03% 0.27%
Suntrust Banks, Inc 16, 0.03% 0.27%
Flagstar Bank 17, 0.03% 1.10%
Certainty Home Loans 18, 0.04% 0.27%
Fairway Independent Mort Corp 19, 0.04% 0.27%
Amerisave Mortgage Corporation 20, 0.05% 0.55%
Stearns Lending 21, 0.05% 0.55%
FirstBank 22, 0.06% 1.10%
Bay Equity 23, 0.06% 1.10%
Stockton Mortgage Corporation 24, 0.07% 0.82%
Freedom Mortgage Corporation 25, 0.07% 3.02%
Milend Inc 26, 0.07% 1.92%
HomeStar Financial Corporation 27, 0.07% 1.37%
LoanDepot 28, 0.07% 4.67%
Cardinal Financial Company LP 29, 0.07% 1.10%
RPM Mortgage 30, 0.08% 2.20%
Guild Mortgage Company 31, 0.10% 3.85%
Nationstar Mortgage 32, 0.18% 6.59%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Georgia United Credit Union 1, -0.01% 9.09%
Wells Fargo Bank 2, -0.01% 9.09%
Regions Bank 3, -0.01% 27.27%
Bay Equity 4, 0.00% 9.09%
Truist Bank 5, 0.00% 27.27%
Suntrust Banks, Inc 6, 0.01% 9.09%
SWBC Mortgage Corporation 7, 0.01% 9.09%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Georgia United Credit Union 1, -0.01% 11.11%
Wells Fargo Bank 2, -0.01% 11.11%
Regions Bank 3, -0.01% 22.22%
Bay Equity 4, 0.00% 11.11%
Suntrust Banks, Inc 5, 0.01% 11.11%
Truist Bank 6, 0.01% 22.22%
SWBC Mortgage Corporation 7, 0.01% 11.11%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Regions Bank 1, -0.00% 50.00%
Truist Bank 2, 0.00% 50.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.17% 5.83%
Ameris Bank 2, -0.09% 6.39%
Wells Fargo Bank 3, -0.04% 0.94%
LoanDepot 4, -0.04% 3.95%
SWBC Mortgage Corporation 5, -0.03% 9.77%
Centerstate Bank 6, -0.03% 2.07%
Movement Mortgage 7, -0.03% 0.38%
Truist Bank 8, -0.03% 0.94%
TJC Mortgage, Inc 9, -0.03% 1.13%
Usaa Federal Savings Bank 10, -0.03% 7.52%
United Community Bank 11, -0.02% 1.50%
Stearns Lending 12, -0.02% 0.75%
Synovus Mortgage Corp 13, -0.02% 0.75%
The Mortgage Firm, Inc 14, -0.02% 1.13%
Suntrust Banks, Inc 15, -0.02% 0.19%
Amerisave Mortgage Corporation 16, -0.01% 1.32%
Renasant Bank 17, -0.01% 0.75%
Prosperity Home Mortgage 18, -0.01% 0.56%
Flagstar Bank 19, -0.01% 1.32%
Home Point Financial Corporation 20, -0.01% 1.88%
New American Funding 21, -0.01% 0.19%
Citizens Bank 22, -0.00% 0.19%
Regions Bank 23, -0.00% 0.94%
Milend Inc 24, -0.00% 0.56%
FirstBank 25, 0.00% 1.50%
Primelending 26, 0.00% 0.75%
Fidelity Bank 27, 0.01% 1.69%
Pennymac Loan Services 28, 0.01% 3.20%
Success Mortgage Partners Inc 29, 0.01% 0.94%
Fairway Independent Mort Corp 30, 0.02% 1.69%
JPMorgan Chase Bank 31, 0.02% 0.19%
Bay Equity 32, 0.02% 0.75%
Stockton Mortgage Corporation 33, 0.03% 1.88%
Quicken Loans 34, 0.03% 11.84%
Certainty Home Loans 35, 0.03% 1.32%
Freedom Mortgage Corporation 36, 0.04% 2.63%
RPM Mortgage 37, 0.04% 1.50%
Carrington Mortgage Services 38, 0.05% 2.63%
Nationstar Mortgage 39, 0.05% 1.69%
Cardinal Financial Company LP 40, 0.06% 1.13%
Guild Mortgage Company 41, 0.06% 5.45%
HomeStar Financial Corporation 42, 0.17% 8.27%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.20% 8.20%
Ameris Bank 2, -0.12% 8.52%
Wells Fargo Bank 3, -0.05% 1.26%
Quicken Loans 4, -0.04% 5.68%
TJC Mortgage, Inc 5, -0.04% 0.95%
Truist Bank 6, -0.03% 1.26%
United Community Bank 7, -0.03% 1.89%
Centerstate Bank 8, -0.03% 2.52%
Stearns Lending 9, -0.03% 0.95%
Usaa Federal Savings Bank 10, -0.02% 8.52%
Synovus Mortgage Corp 11, -0.02% 1.26%
The Mortgage Firm, Inc 12, -0.02% 1.89%
Suntrust Banks, Inc 13, -0.02% 0.32%
Prosperity Home Mortgage 14, -0.01% 0.63%
Renasant Bank 15, -0.01% 1.26%
New American Funding 16, -0.01% 0.32%
Flagstar Bank 17, -0.00% 1.26%
Citizens Bank 18, -0.00% 0.32%
Milend Inc 19, -0.00% 0.63%
Regions Bank 20, -0.00% 1.58%
Freedom Mortgage Corporation 21, -0.00% 1.58%
Primelending 22, 0.00% 0.95%
FirstBank 23, 0.00% 2.52%
Pennymac Loan Services 24, 0.00% 0.63%
Home Point Financial Corporation 25, 0.00% 0.95%
Fidelity Bank 26, 0.00% 2.84%
LoanDepot 27, 0.01% 0.63%
SWBC Mortgage Corporation 28, 0.01% 7.89%
Success Mortgage Partners Inc 29, 0.01% 1.26%
Fairway Independent Mort Corp 30, 0.02% 2.21%
Bay Equity 31, 0.03% 0.95%
Stockton Mortgage Corporation 32, 0.03% 2.84%
Nationstar Mortgage 33, 0.03% 0.95%
RPM Mortgage 34, 0.05% 2.21%
Certainty Home Loans 35, 0.05% 1.58%
Cardinal Financial Company LP 36, 0.05% 1.89%
Guild Mortgage Company 37, 0.10% 6.94%
HomeStar Financial Corporation 38, 0.18% 11.99%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
SWBC Mortgage Corporation 1, -0.07% 12.56%
Guild Mortgage Company 2, -0.06% 3.26%
LoanDepot 3, -0.04% 8.84%
Centerstate Bank 4, -0.04% 1.40%
Usaa Federal Savings Bank 5, -0.04% 6.05%
Navy Federal Credit Union 6, -0.03% 2.33%
Movement Mortgage 7, -0.03% 0.93%
TJC Mortgage, Inc 8, -0.02% 1.40%
Flagstar Bank 9, -0.02% 1.40%
Certainty Home Loans 10, -0.02% 0.93%
Home Point Financial Corporation 11, -0.01% 3.26%
Stearns Lending 12, -0.01% 0.47%
Stockton Mortgage Corporation 13, -0.01% 0.47%
Amerisave Mortgage Corporation 14, -0.01% 3.26%
Truist Bank 15, -0.01% 0.47%
United Community Bank 16, -0.01% 0.93%
Success Mortgage Partners Inc 17, -0.01% 0.47%
Prosperity Home Mortgage 18, -0.00% 0.47%
Wells Fargo Bank 19, -0.00% 0.47%
Ameris Bank 20, -0.00% 3.26%
Fairway Independent Mort Corp 21, 0.00% 0.93%
Primelending 22, 0.00% 0.47%
Milend Inc 23, 0.00% 0.47%
Bay Equity 24, 0.01% 0.47%
Pennymac Loan Services 25, 0.01% 6.98%
RPM Mortgage 26, 0.01% 0.47%
JPMorgan Chase Bank 27, 0.02% 0.47%
Carrington Mortgage Services 28, 0.05% 6.51%
Quicken Loans 29, 0.05% 20.93%
Nationstar Mortgage 30, 0.05% 2.79%
Freedom Mortgage Corporation 31, 0.06% 4.19%
HomeStar Financial Corporation 32, 0.08% 2.79%

* Data is compiled for the Cartersville, GA commuting zone area, which comprises of counties of Bartow County, GA, Chattooga County, GA, Floyd County, GA, Gordon County, GA, Murray County, GA, Polk County, GA, and Whitfield County, GA. This includes cities/towns/communities of Cartersville, GA as well as Rome, GA, Calhoun, GA, Dalton, GA, Euharlee, GA, White, GA, Adairsville, GA, Cedartown, GA, Varnell, GA, Kingston, GA, Braswell, GA, Eton, GA, Cohutta, GA, Chatsworth, GA, Fairmount, GA, Ranger, GA, Lindale, GA, Summerville, GA, Aragon, GA, Resaca, GA, Shannon, GA, Tunnel Hill, GA, Cave Spring, GA, Trion, GA, Lyerly, GA, and Menlo, GA. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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