Top Mortgage Lenders in Bakersfield, CA

Which mortgage lender in the Bakersfield, CA area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Bakersfield, CA area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Bakersfield, CA area is Golden Empire Mortgage, Inc, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.45%. This means that Golden Empire Mortgage, Inc provided a -0.45% lower interest rate for its customers than other lenders in Bakersfield, CA for a similar set of borrowers. Golden Empire Mortgage, Inc has a market share of 4.9%. On the other hand, the most popular lender in the market is Quicken Loans, with a market share of 9.5%. Quicken Loans is an average rate lender in this area, with a “Rate Difference” of +0.09% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Bakersfield, CA area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Bakersfield, CA is Golden Empire Mortgage, Inc. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Wells Fargo Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is CMG Mortgage Inc. The cheapest VA mortgage provider is Navy Federal Credit Union. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Ranking of Mortgage Lenders in Bakersfield, CA

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Golden Empire Mortgage, Inc 1, -0.45% 4.92%
Homeowners Financial Group 2, -0.39% 1.00%
Kern Schools Federal Credit Un 3, -0.21% 4.82%
Eagle Home Mortgage 4, -0.20% 0.87%
Castle & Cooke Mortgage 5, -0.18% 1.83%
Essex Mortgage 6, -0.16% 0.53%
Bank of America 7, -0.14% 2.19%
DHI Mortgage Company Limited 8, -0.13% 0.68%
Home Point Financial Corporation 9, -0.12% 1.63%
Nations Lending Corporation 10, -0.10% 0.99%
Guild Mortgage Company 11, -0.09% 4.75%
CMG Mortgage Inc 12, -0.08% 2.56%
Amerisave Mortgage Corporation 13, -0.08% 0.49%
Provident Funding Associates 14, -0.08% 0.52%
Safe 1 Credit Union 15, -0.04% 0.42%
Us Bank 16, -0.03% 0.65%
MUFG Union Bank 17, -0.00% 0.53%
Logix Federal Credit Union 18, -0.00% 0.28%
Interactive Mortgage 19, 0.00% 0.27%
CashCall Mortgage 20, 0.00% 0.34%
JPMorgan Chase Bank 21, 0.01% 1.44%
Cornerstone Home Lending, Inc 22, 0.01% 0.34%
American Pacific Mortgage Corporation 23, 0.01% 2.00%
Plaza Home Mortgage Inc 24, 0.01% 0.31%
Usaa Federal Savings Bank 25, 0.01% 0.89%
Pennymac Loan Services 26, 0.01% 1.54%
JG Wentworth Home Lending 27, 0.03% 0.39%
Eagle Home Mortgage of CA 28, 0.03% 1.02%
Flagstar Bank 29, 0.04% 1.10%
Navy Federal Credit Union 30, 0.04% 1.36%
HomeBridge Financial Services, Inc 31, 0.04% 0.99%
Augusta Financial Inc 32, 0.05% 0.27%
Academy Mortgage Corporation 33, 0.05% 0.31%
LoanDepot 34, 0.05% 6.51%
Wells Fargo Bank 35, 0.05% 3.78%
Caliber Home Loans Inc 36, 0.05% 3.22%
Newrez 37, 0.05% 0.42%
Platinum Home Mortgage Corporation 38, 0.05% 2.58%
Paramount Equity Mortgage 39, 0.06% 0.75%
Nations Direct Mortgage 40, 0.06% 0.28%
K Hovnanian American Mortgage 41, 0.06% 0.42%
Carrington Mortgage Services 42, 0.06% 1.15%
MLD Mortgage Inc 43, 0.07% 0.55%
Performance Financial, Inc 44, 0.07% 0.52%
New American Funding 45, 0.07% 2.23%
Stearns Lending 46, 0.08% 0.76%
Lakeview Loan Servicing 47, 0.08% 0.30%
Quicken Loans 48, 0.09% 9.50%
Finance of America Mortgage 49, 0.09% 1.59%
Mountain West Financial Inc 50, 0.09% 0.85%
Primelending 51, 0.09% 0.34%
FBC Mortgage 52, 0.09% 0.84%
Paramount Residential Mortgage Group Inc 53, 0.09% 0.88%
Fairway Independent Mort Corp 54, 0.10% 0.67%
Dignified Home Loans 55, 0.10% 4.08%
Sierra Pacific Mortgage 56, 0.11% 6.89%
DAS Acquisition Company 57, 0.12% 0.73%
Freedom Mortgage Corporation 58, 0.12% 1.53%
On Q Financial Inc 59, 0.13% 0.93%
Tiaa, Fsb 60, 0.13% 0.27%
Michigan Mutual Inc DBA MiMutual Mortgage 61, 0.15% 1.52%
Movement Mortgage 62, 0.15% 0.50%
Ditech Financial 63, 0.17% 0.50%
Panorama Mortgage Group 64, 0.23% 0.58%
Nationstar Mortgage 65, 0.24% 1.44%
NewDay USA 66, 0.37% 0.28%
Self-Help Federal Credit Union 67, 0.42% 0.42%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Golden Empire Mortgage, Inc 1, -0.50% 7.13%
Homeowners Financial Group 2, -0.37% 1.65%
Bank of America 3, -0.23% 1.64%
Kern Schools Federal Credit Un 4, -0.20% 1.83%
Eagle Home Mortgage 5, -0.17% 1.42%
Castle & Cooke Mortgage 6, -0.17% 2.86%
Nations Lending Corporation 7, -0.16% 1.15%
Essex Mortgage 8, -0.14% 0.86%
Home Point Financial Corporation 9, -0.14% 1.78%
DHI Mortgage Company Limited 10, -0.11% 1.13%
Guild Mortgage Company 11, -0.09% 5.86%
CMG Mortgage Inc 12, -0.07% 3.46%
Us Bank 13, -0.05% 0.69%
JPMorgan Chase Bank 14, -0.05% 1.21%
Wells Fargo Bank 15, -0.04% 2.96%
Provident Funding Associates 16, -0.02% 0.15%
MUFG Union Bank 17, 0.01% 0.44%
Logix Federal Credit Union 18, 0.01% 0.26%
HomeBridge Financial Services, Inc 19, 0.02% 0.94%
Freedom Mortgage Corporation 20, 0.03% 0.94%
Cornerstone Home Lending, Inc 21, 0.03% 0.51%
Usaa Federal Savings Bank 22, 0.04% 1.00%
Pennymac Loan Services 23, 0.04% 0.26%
JG Wentworth Home Lending 24, 0.05% 0.13%
Safe 1 Credit Union 25, 0.05% 0.13%
Plaza Home Mortgage Inc 26, 0.05% 0.33%
American Pacific Mortgage Corporation 27, 0.06% 2.13%
Eagle Home Mortgage of CA 28, 0.06% 1.64%
Newrez 29, 0.06% 0.17%
CashCall Mortgage 30, 0.06% 0.03%
Quicken Loans 31, 0.07% 3.75%
Navy Federal Credit Union 32, 0.07% 1.85%
Academy Mortgage Corporation 33, 0.07% 0.43%
Flagstar Bank 34, 0.07% 0.69%
Augusta Financial Inc 35, 0.07% 0.32%
Caliber Home Loans Inc 36, 0.08% 3.32%
Amerisave Mortgage Corporation 37, 0.09% 0.03%
Platinum Home Mortgage Corporation 38, 0.09% 3.54%
K Hovnanian American Mortgage 39, 0.09% 0.69%
Stearns Lending 40, 0.10% 1.01%
MLD Mortgage Inc 41, 0.10% 0.74%
Performance Financial, Inc 42, 0.10% 0.82%
Ditech Financial 43, 0.10% 0.01%
Carrington Mortgage Services 44, 0.10% 0.24%
Nations Direct Mortgage 45, 0.11% 0.24%
New American Funding 46, 0.11% 2.63%
NewDay USA 47, 0.12% 0.04%
Finance of America Mortgage 48, 0.12% 2.13%
Mountain West Financial Inc 49, 0.12% 1.24%
Primelending 50, 0.12% 0.36%
FBC Mortgage 51, 0.12% 1.28%
Nationstar Mortgage 52, 0.13% 0.46%
LoanDepot 53, 0.13% 6.24%
Dignified Home Loans 54, 0.13% 5.15%
Paramount Residential Mortgage Group Inc 55, 0.13% 1.14%
Fairway Independent Mort Corp 56, 0.13% 0.92%
Sierra Pacific Mortgage 57, 0.15% 9.06%
DAS Acquisition Company 58, 0.15% 1.10%
Michigan Mutual Inc DBA MiMutual Mortgage 59, 0.16% 1.89%
On Q Financial Inc 60, 0.17% 1.36%
Tiaa, Fsb 61, 0.18% 0.38%
Movement Mortgage 62, 0.19% 0.72%
Panorama Mortgage Group 63, 0.26% 0.90%
Self-Help Federal Credit Union 64, 0.48% 0.63%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Kern Schools Federal Credit Un 1, -0.25% 9.32%
Amerisave Mortgage Corporation 2, -0.13% 1.19%
Provident Funding Associates 3, -0.12% 1.07%
Safe 1 Credit Union 4, -0.09% 0.86%
Bank of America 5, -0.07% 3.02%
Home Point Financial Corporation 6, -0.07% 1.40%
American Pacific Mortgage Corporation 7, -0.06% 1.80%
LoanDepot 8, -0.06% 6.91%
Plaza Home Mortgage Inc 9, -0.06% 0.27%
CMG Mortgage Inc 10, -0.05% 1.19%
CashCall Mortgage 11, -0.04% 0.82%
Interactive Mortgage 12, -0.04% 0.67%
Logix Federal Credit Union 13, -0.03% 0.29%
Pennymac Loan Services 14, -0.03% 3.46%
MUFG Union Bank 15, -0.02% 0.67%
Guild Mortgage Company 16, -0.02% 3.08%
On Q Financial Inc 17, -0.02% 0.27%
Usaa Federal Savings Bank 18, -0.02% 0.71%
Platinum Home Mortgage Corporation 19, -0.02% 1.13%
JG Wentworth Home Lending 20, -0.01% 0.80%
Nations Direct Mortgage 21, -0.01% 0.34%
Tiaa, Fsb 22, -0.01% 0.10%
Flagstar Bank 23, -0.01% 1.72%
New American Funding 24, -0.00% 1.63%
Eagle Home Mortgage of CA 25, -0.00% 0.08%
Caliber Home Loans Inc 26, 0.00% 3.06%
Eagle Home Mortgage 27, 0.01% 0.04%
Augusta Financial Inc 28, 0.01% 0.19%
Cornerstone Home Lending, Inc 29, 0.01% 0.08%
Movement Mortgage 30, 0.01% 0.17%
Castle & Cooke Mortgage 31, 0.01% 0.27%
Homeowners Financial Group 32, 0.01% 0.02%
Navy Federal Credit Union 33, 0.01% 0.63%
Us Bank 34, 0.01% 0.59%
Paramount Equity Mortgage 35, 0.02% 1.88%
Newrez 36, 0.02% 0.80%
MLD Mortgage Inc 37, 0.02% 0.27%
FBC Mortgage 38, 0.02% 0.17%
Essex Mortgage 39, 0.02% 0.04%
Carrington Mortgage Services 40, 0.02% 2.53%
Finance of America Mortgage 41, 0.02% 0.77%
Performance Financial, Inc 42, 0.02% 0.06%
Paramount Residential Mortgage Group Inc 43, 0.02% 0.48%
DAS Acquisition Company 44, 0.03% 0.19%
Golden Empire Mortgage, Inc 45, 0.03% 1.59%
Mountain West Financial Inc 46, 0.03% 0.27%
Lakeview Loan Servicing 47, 0.04% 0.75%
Fairway Independent Mort Corp 48, 0.04% 0.29%
Sierra Pacific Mortgage 49, 0.04% 3.62%
Primelending 50, 0.05% 0.31%
Nations Lending Corporation 51, 0.05% 0.75%
JPMorgan Chase Bank 52, 0.05% 1.78%
Dignified Home Loans 53, 0.06% 2.47%
Quicken Loans 54, 0.06% 18.16%
Academy Mortgage Corporation 55, 0.06% 0.13%
Stearns Lending 56, 0.06% 0.38%
Panorama Mortgage Group 57, 0.07% 0.10%
HomeBridge Financial Services, Inc 58, 0.07% 1.05%
Self-Help Federal Credit Union 59, 0.07% 0.10%
Wells Fargo Bank 60, 0.12% 5.03%
Ditech Financial 61, 0.13% 1.24%
Michigan Mutual Inc DBA MiMutual Mortgage 62, 0.14% 0.96%
Freedom Mortgage Corporation 63, 0.14% 2.41%
Nationstar Mortgage 64, 0.23% 2.91%
NewDay USA 65, 0.35% 0.63%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Golden Empire Mortgage, Inc 1, -0.84% 4.63%
Homeowners Financial Group 2, -0.71% 0.93%
Essex Mortgage 3, -0.34% 0.43%
Castle & Cooke Mortgage 4, -0.32% 1.94%
Eagle Home Mortgage 5, -0.22% 0.88%
Kern Schools Federal Credit Un 6, -0.18% 7.77%
Guild Mortgage Company 7, -0.15% 4.18%
Home Point Financial Corporation 8, -0.15% 0.86%
Bank of America 9, -0.11% 3.10%
Nations Lending Corporation 10, -0.11% 0.82%
Amerisave Mortgage Corporation 11, -0.10% 0.57%
DHI Mortgage Company Limited 12, -0.10% 0.39%
Provident Funding Associates 13, -0.05% 0.82%
Us Bank 14, -0.02% 0.85%
Safe 1 Credit Union 15, -0.01% 0.67%
CMG Mortgage Inc 16, 0.02% 1.85%
MUFG Union Bank 17, 0.02% 0.66%
Platinum Home Mortgage Corporation 18, 0.02% 2.53%
LoanDepot 19, 0.02% 6.16%
HomeBridge Financial Services, Inc 20, 0.03% 0.78%
Logix Federal Credit Union 21, 0.03% 0.43%
CashCall Mortgage 22, 0.03% 0.51%
Interactive Mortgage 23, 0.03% 0.35%
American Pacific Mortgage Corporation 24, 0.03% 2.05%
JPMorgan Chase Bank 25, 0.03% 2.14%
Cornerstone Home Lending, Inc 26, 0.04% 0.32%
Academy Mortgage Corporation 27, 0.05% 0.31%
K Hovnanian American Mortgage 28, 0.05% 0.18%
JG Wentworth Home Lending 29, 0.06% 0.54%
Eagle Home Mortgage of CA 30, 0.06% 1.00%
Usaa Federal Savings Bank 31, 0.06% 0.38%
Flagstar Bank 32, 0.07% 1.10%
Augusta Financial Inc 33, 0.07% 0.18%
New American Funding 34, 0.08% 1.71%
Wells Fargo Bank 35, 0.08% 5.66%
Lakeview Loan Servicing 36, 0.08% 0.08%
Paramount Equity Mortgage 37, 0.09% 0.97%
Carrington Mortgage Services 38, 0.09% 0.53%
Nations Direct Mortgage 39, 0.09% 0.19%
Newrez 40, 0.09% 0.51%
Fairway Independent Mort Corp 41, 0.10% 0.62%
MLD Mortgage Inc 42, 0.11% 0.67%
Performance Financial, Inc 43, 0.11% 0.23%
Finance of America Mortgage 44, 0.11% 1.82%
Quicken Loans 45, 0.12% 11.60%
Stearns Lending 46, 0.12% 0.49%
Primelending 47, 0.13% 0.49%
Pennymac Loan Services 48, 0.13% 0.81%
Caliber Home Loans Inc 49, 0.13% 2.90%
Plaza Home Mortgage Inc 50, 0.14% 0.13%
DAS Acquisition Company 51, 0.14% 0.57%
Dignified Home Loans 52, 0.14% 4.03%
On Q Financial Inc 53, 0.16% 1.04%
Paramount Residential Mortgage Group Inc 54, 0.16% 0.54%
Movement Mortgage 55, 0.16% 0.38%
Tiaa, Fsb 56, 0.17% 0.43%
FBC Mortgage 57, 0.18% 0.44%
Freedom Mortgage Corporation 58, 0.19% 0.84%
Mountain West Financial Inc 59, 0.21% 0.47%
Sierra Pacific Mortgage 60, 0.22% 6.29%
Panorama Mortgage Group 61, 0.23% 0.53%
Ditech Financial 62, 0.26% 0.54%
Michigan Mutual Inc DBA MiMutual Mortgage 63, 0.28% 1.24%
Navy Federal Credit Union 64, 0.29% 1.06%
Nationstar Mortgage 65, 0.35% 1.23%
Self-Help Federal Credit Union 66, 0.45% 0.67%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Golden Empire Mortgage, Inc 1, -0.97% 7.18%
Homeowners Financial Group 2, -0.65% 1.72%
Essex Mortgage 3, -0.30% 0.77%
Castle & Cooke Mortgage 4, -0.28% 3.39%
Bank of America 5, -0.23% 2.24%
Guild Mortgage Company 6, -0.19% 5.71%
Home Point Financial Corporation 7, -0.17% 1.12%
Eagle Home Mortgage 8, -0.17% 1.57%
Nations Lending Corporation 9, -0.15% 1.05%
Kern Schools Federal Credit Un 10, -0.14% 3.29%
DHI Mortgage Company Limited 11, -0.04% 0.72%
Us Bank 12, -0.02% 1.02%
JPMorgan Chase Bank 13, -0.00% 2.00%
Wells Fargo Bank 14, 0.01% 4.76%
Provident Funding Associates 15, 0.04% 0.27%
MUFG Union Bank 16, 0.05% 0.55%
HomeBridge Financial Services, Inc 17, 0.06% 1.02%
Platinum Home Mortgage Corporation 18, 0.07% 3.64%
Academy Mortgage Corporation 19, 0.07% 0.42%
Logix Federal Credit Union 20, 0.07% 0.47%
CMG Mortgage Inc 21, 0.08% 2.44%
Cornerstone Home Lending, Inc 22, 0.09% 0.52%
JG Wentworth Home Lending 23, 0.10% 0.17%
K Hovnanian American Mortgage 24, 0.10% 0.32%
Pennymac Loan Services 25, 0.11% 0.27%
Usaa Federal Savings Bank 26, 0.11% 0.47%
Safe 1 Credit Union 27, 0.11% 0.22%
American Pacific Mortgage Corporation 28, 0.11% 2.49%
Eagle Home Mortgage of CA 29, 0.12% 1.75%
CashCall Mortgage 30, 0.12% 0.05%
Augusta Financial Inc 31, 0.13% 0.25%
Quicken Loans 32, 0.13% 4.89%
Freedom Mortgage Corporation 33, 0.13% 0.52%
Flagstar Bank 34, 0.13% 0.67%
LoanDepot 35, 0.13% 5.71%
Newrez 36, 0.14% 0.15%
New American Funding 37, 0.14% 2.17%
Amerisave Mortgage Corporation 38, 0.14% 0.05%
Fairway Independent Mort Corp 39, 0.15% 0.90%
Carrington Mortgage Services 40, 0.15% 0.27%
Ditech Financial 41, 0.16% 0.02%
Nations Direct Mortgage 42, 0.16% 0.17%
Performance Financial, Inc 43, 0.16% 0.40%
MLD Mortgage Inc 44, 0.17% 0.95%
Stearns Lending 45, 0.17% 0.60%
Finance of America Mortgage 46, 0.17% 2.67%
Nationstar Mortgage 47, 0.18% 0.12%
Primelending 48, 0.19% 0.52%
Dignified Home Loans 49, 0.20% 5.09%
Plaza Home Mortgage Inc 50, 0.20% 0.20%
Caliber Home Loans Inc 51, 0.21% 3.24%
DAS Acquisition Company 52, 0.21% 0.82%
Movement Mortgage 53, 0.24% 0.60%
On Q Financial Inc 54, 0.24% 1.62%
Tiaa, Fsb 55, 0.24% 0.67%
FBC Mortgage 56, 0.25% 0.72%
Paramount Residential Mortgage Group Inc 57, 0.26% 0.62%
Panorama Mortgage Group 58, 0.30% 0.85%
Mountain West Financial Inc 59, 0.30% 0.62%
Sierra Pacific Mortgage 60, 0.32% 8.01%
Michigan Mutual Inc DBA MiMutual Mortgage 61, 0.34% 1.50%
Navy Federal Credit Union 62, 0.39% 1.57%
Self-Help Federal Credit Union 63, 0.54% 1.12%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Kern Schools Federal Credit Un 1, -0.24% 13.04%
Amerisave Mortgage Corporation 2, -0.18% 1.17%
Provident Funding Associates 3, -0.12% 1.46%
LoanDepot 4, -0.10% 6.68%
Safe 1 Credit Union 5, -0.08% 1.20%
American Pacific Mortgage Corporation 6, -0.08% 1.52%
Bank of America 7, -0.07% 4.10%
CMG Mortgage Inc 8, -0.06% 1.14%
CashCall Mortgage 9, -0.04% 1.05%
Home Point Financial Corporation 10, -0.04% 0.56%
Interactive Mortgage 11, -0.04% 0.76%
Platinum Home Mortgage Corporation 12, -0.03% 1.23%
MUFG Union Bank 13, -0.02% 0.79%
Logix Federal Credit Union 14, -0.02% 0.38%
On Q Financial Inc 15, -0.02% 0.35%
JG Wentworth Home Lending 16, -0.01% 0.97%
New American Funding 17, -0.01% 1.17%
Tiaa, Fsb 18, -0.00% 0.15%
Movement Mortgage 19, 0.00% 0.12%
Flagstar Bank 20, 0.00% 1.61%
HomeBridge Financial Services, Inc 21, 0.00% 0.50%
Eagle Home Mortgage of CA 22, 0.01% 0.12%
Nations Direct Mortgage 23, 0.01% 0.21%
Cornerstone Home Lending, Inc 24, 0.01% 0.09%
Eagle Home Mortgage 25, 0.01% 0.06%
Usaa Federal Savings Bank 26, 0.01% 0.26%
Plaza Home Mortgage Inc 27, 0.02% 0.06%
Augusta Financial Inc 28, 0.02% 0.09%
Lakeview Loan Servicing 29, 0.02% 0.18%
Us Bank 30, 0.02% 0.64%
Golden Empire Mortgage, Inc 31, 0.02% 1.64%
Carrington Mortgage Services 32, 0.02% 0.82%
Paramount Equity Mortgage 33, 0.02% 2.11%
MLD Mortgage Inc 34, 0.02% 0.35%
Castle & Cooke Mortgage 35, 0.02% 0.23%
Newrez 36, 0.03% 0.94%
Performance Financial, Inc 37, 0.03% 0.03%
Finance of America Mortgage 38, 0.03% 0.82%
Paramount Residential Mortgage Group Inc 39, 0.03% 0.44%
Essex Mortgage 40, 0.03% 0.03%
DAS Acquisition Company 41, 0.04% 0.26%
Caliber Home Loans Inc 42, 0.04% 2.49%
FBC Mortgage 43, 0.05% 0.12%
Navy Federal Credit Union 44, 0.05% 0.47%
Mountain West Financial Inc 45, 0.05% 0.29%
Nations Lending Corporation 46, 0.05% 0.56%
Fairway Independent Mort Corp 47, 0.05% 0.29%
Primelending 48, 0.05% 0.44%
Guild Mortgage Company 49, 0.06% 2.37%
Sierra Pacific Mortgage 50, 0.06% 4.28%
JPMorgan Chase Bank 51, 0.06% 2.31%
Academy Mortgage Corporation 52, 0.07% 0.18%
Dignified Home Loans 53, 0.07% 2.78%
Quicken Loans 54, 0.07% 19.48%
Panorama Mortgage Group 55, 0.08% 0.15%
Pennymac Loan Services 56, 0.08% 1.44%
Self-Help Federal Credit Union 57, 0.08% 0.15%
Stearns Lending 58, 0.08% 0.35%
Wells Fargo Bank 59, 0.13% 6.71%
Freedom Mortgage Corporation 60, 0.18% 1.20%
Ditech Financial 61, 0.20% 1.14%
Michigan Mutual Inc DBA MiMutual Mortgage 62, 0.20% 0.94%
Nationstar Mortgage 63, 0.29% 2.52%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
CMG Mortgage Inc 1, -0.24% 4.16%
DHI Mortgage Company Limited 2, -0.21% 1.17%
Bank of America 3, -0.20% 0.59%
Eagle Home Mortgage 4, -0.18% 0.95%
Home Point Financial Corporation 5, -0.16% 2.83%
Nations Lending Corporation 6, -0.15% 1.51%
Caliber Home Loans Inc 7, -0.08% 3.45%
Plaza Home Mortgage Inc 8, -0.08% 0.37%
Sierra Pacific Mortgage 9, -0.05% 9.42%
Interactive Mortgage 10, -0.05% 0.15%
Pennymac Loan Services 11, -0.05% 1.51%
Cornerstone Home Lending, Inc 12, -0.05% 0.52%
Eagle Home Mortgage of CA 13, -0.04% 1.20%
Navy Federal Credit Union 14, -0.04% 0.18%
Carrington Mortgage Services 15, -0.03% 2.06%
American Pacific Mortgage Corporation 16, -0.03% 1.85%
Newrez 17, -0.03% 0.22%
Michigan Mutual Inc DBA MiMutual Mortgage 18, -0.03% 2.19%
Nations Direct Mortgage 19, -0.03% 0.25%
Flagstar Bank 20, -0.02% 0.59%
MUFG Union Bank 21, -0.02% 0.37%
Amerisave Mortgage Corporation 22, -0.01% 0.37%
Us Bank 23, -0.01% 0.18%
Mountain West Financial Inc 24, -0.01% 1.94%
CashCall Mortgage 25, -0.01% 0.06%
MLD Mortgage Inc 26, -0.00% 0.43%
Provident Funding Associates 27, -0.00% 0.03%
Augusta Financial Inc 28, -0.00% 0.28%
JG Wentworth Home Lending 29, -0.00% 0.09%
Quicken Loans 30, -0.00% 6.01%
Ditech Financial 31, 0.00% 0.40%
Essex Mortgage 32, 0.00% 0.92%
Paramount Equity Mortgage 33, 0.01% 0.37%
Guild Mortgage Company 34, 0.01% 5.54%
Stearns Lending 35, 0.01% 1.36%
Wells Fargo Bank 36, 0.01% 0.12%
FBC Mortgage 37, 0.01% 1.88%
Freedom Mortgage Corporation 38, 0.02% 2.68%
Paramount Residential Mortgage Group Inc 39, 0.02% 1.60%
K Hovnanian American Mortgage 40, 0.03% 1.02%
Homeowners Financial Group 41, 0.03% 1.45%
Academy Mortgage Corporation 42, 0.03% 0.25%
Dignified Home Loans 43, 0.03% 3.94%
Primelending 44, 0.03% 0.09%
New American Funding 45, 0.04% 3.73%
JPMorgan Chase Bank 46, 0.04% 0.09%
Performance Financial, Inc 47, 0.04% 0.62%
HomeBridge Financial Services, Inc 48, 0.05% 1.42%
On Q Financial Inc 49, 0.06% 0.52%
Lakeview Loan Servicing 50, 0.06% 0.49%
Finance of America Mortgage 51, 0.07% 1.08%
DAS Acquisition Company 52, 0.07% 1.36%
Nationstar Mortgage 53, 0.09% 1.66%
LoanDepot 54, 0.10% 7.55%
Castle & Cooke Mortgage 55, 0.10% 1.97%
Fairway Independent Mort Corp 56, 0.10% 0.83%
Platinum Home Mortgage Corporation 57, 0.11% 3.36%
Golden Empire Mortgage, Inc 58, 0.11% 7.11%
Movement Mortgage 59, 0.15% 0.74%
Panorama Mortgage Group 60, 0.21% 0.92%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
CMG Mortgage Inc 1, -0.25% 4.98%
DHI Mortgage Company Limited 2, -0.21% 1.51%
Bank of America 3, -0.20% 0.76%
Nations Lending Corporation 4, -0.19% 1.55%
Eagle Home Mortgage 5, -0.18% 1.23%
Home Point Financial Corporation 6, -0.18% 2.99%
Plaza Home Mortgage Inc 7, -0.08% 0.44%
Caliber Home Loans Inc 8, -0.08% 3.62%
Freedom Mortgage Corporation 9, -0.07% 1.67%
Pennymac Loan Services 10, -0.05% 0.20%
Sierra Pacific Mortgage 11, -0.05% 11.67%
Cornerstone Home Lending, Inc 12, -0.05% 0.64%
Navy Federal Credit Union 13, -0.04% 0.20%
Newrez 14, -0.04% 0.20%
Eagle Home Mortgage of CA 15, -0.04% 1.55%
MUFG Union Bank 16, -0.04% 0.32%
HomeBridge Financial Services, Inc 17, -0.04% 0.76%
American Pacific Mortgage Corporation 18, -0.03% 1.59%
Flagstar Bank 19, -0.02% 0.64%
Michigan Mutual Inc DBA MiMutual Mortgage 20, -0.02% 2.51%
Quicken Loans 21, -0.02% 1.95%
Us Bank 22, -0.01% 0.16%
Nationstar Mortgage 23, -0.01% 0.48%
Mountain West Financial Inc 24, -0.01% 2.43%
JG Wentworth Home Lending 25, -0.00% 0.08%
MLD Mortgage Inc 26, -0.00% 0.56%
Essex Mortgage 27, 0.01% 1.15%
Augusta Financial Inc 28, 0.01% 0.16%
Nations Direct Mortgage 29, 0.01% 0.16%
Stearns Lending 30, 0.01% 1.71%
Wells Fargo Bank 31, 0.01% 0.16%
FBC Mortgage 32, 0.02% 2.27%
Paramount Residential Mortgage Group Inc 33, 0.02% 1.87%
K Hovnanian American Mortgage 34, 0.03% 1.31%
Homeowners Financial Group 35, 0.03% 1.83%
Academy Mortgage Corporation 36, 0.03% 0.32%
Dignified Home Loans 37, 0.03% 4.70%
Carrington Mortgage Services 38, 0.04% 0.20%
Primelending 39, 0.04% 0.12%
Guild Mortgage Company 40, 0.04% 5.81%
JPMorgan Chase Bank 41, 0.04% 0.08%
Performance Financial, Inc 42, 0.05% 0.80%
New American Funding 43, 0.06% 3.70%
On Q Financial Inc 44, 0.07% 0.64%
DAS Acquisition Company 45, 0.08% 1.75%
Finance of America Mortgage 46, 0.09% 1.19%
LoanDepot 47, 0.10% 7.57%
Castle & Cooke Mortgage 48, 0.11% 2.39%
Golden Empire Mortgage, Inc 49, 0.11% 8.52%
Platinum Home Mortgage Corporation 50, 0.12% 3.94%
Fairway Independent Mort Corp 51, 0.12% 0.92%
Movement Mortgage 52, 0.17% 0.84%
Panorama Mortgage Group 53, 0.22% 1.19%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Guild Mortgage Company 1, -0.13% 4.62%
Caliber Home Loans Inc 2, -0.10% 2.85%
Home Point Financial Corporation 3, -0.10% 2.31%
CMG Mortgage Inc 4, -0.07% 1.36%
Nations Direct Mortgage 5, -0.07% 0.54%
Interactive Mortgage 6, -0.06% 0.68%
Pennymac Loan Services 7, -0.06% 5.98%
Carrington Mortgage Services 8, -0.05% 8.42%
Michigan Mutual Inc DBA MiMutual Mortgage 9, -0.04% 1.09%
American Pacific Mortgage Corporation 10, -0.04% 2.72%
New American Funding 11, -0.04% 3.80%
Sierra Pacific Mortgage 12, -0.04% 1.77%
Flagstar Bank 13, -0.03% 0.41%
Castle & Cooke Mortgage 14, -0.03% 0.54%
FBC Mortgage 15, -0.02% 0.54%
Amerisave Mortgage Corporation 16, -0.02% 1.63%
Augusta Financial Inc 17, -0.02% 0.68%
CashCall Mortgage 18, -0.02% 0.27%
Mountain West Financial Inc 19, -0.02% 0.27%
Us Bank 20, -0.02% 0.27%
Newrez 21, -0.02% 0.27%
Stearns Lending 22, -0.01% 0.14%
Provident Funding Associates 23, -0.01% 0.14%
Homeowners Financial Group 24, -0.01% 0.14%
Finance of America Mortgage 25, -0.01% 0.68%
Ditech Financial 26, -0.01% 1.77%
JG Wentworth Home Lending 27, -0.01% 0.14%
Essex Mortgage 28, -0.01% 0.14%
Cornerstone Home Lending, Inc 29, -0.01% 0.14%
On Q Financial Inc 30, -0.01% 0.14%
MUFG Union Bank 31, -0.00% 0.54%
Plaza Home Mortgage Inc 32, -0.00% 0.14%
Quicken Loans 33, -0.00% 19.84%
Paramount Equity Mortgage 34, -0.00% 1.63%
Navy Federal Credit Union 35, 0.00% 0.14%
Movement Mortgage 36, 0.01% 0.41%
Fairway Independent Mort Corp 37, 0.02% 0.54%
JPMorgan Chase Bank 38, 0.02% 0.14%
Dignified Home Loans 39, 0.02% 1.36%
Paramount Residential Mortgage Group Inc 40, 0.02% 0.68%
Nations Lending Corporation 41, 0.04% 1.36%
Platinum Home Mortgage Corporation 42, 0.04% 1.36%
Lakeview Loan Servicing 43, 0.06% 2.17%
Golden Empire Mortgage, Inc 44, 0.07% 2.31%
LoanDepot 45, 0.08% 7.47%
Freedom Mortgage Corporation 46, 0.09% 6.11%
HomeBridge Financial Services, Inc 47, 0.10% 3.67%
Nationstar Mortgage 48, 0.11% 5.71%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.03% 24.66%
Bank of America 2, -0.01% 15.07%
Logix Federal Credit Union 3, 0.00% 1.37%
American Pacific Mortgage Corporation 4, 0.01% 5.48%
Platinum Home Mortgage Corporation 5, 0.01% 1.37%
JPMorgan Chase Bank 6, 0.01% 10.96%
Navy Federal Credit Union 7, 0.01% 1.37%
Essex Mortgage 8, 0.01% 1.37%
Us Bank 9, 0.01% 8.22%
Guild Mortgage Company 10, 0.01% 1.37%
Quicken Loans 11, 0.01% 1.37%
MUFG Union Bank 12, 0.01% 1.37%
Castle & Cooke Mortgage 13, 0.02% 1.37%
Caliber Home Loans Inc 14, 0.02% 5.48%
Dignified Home Loans 15, 0.02% 1.37%
Sierra Pacific Mortgage 16, 0.02% 2.74%
Homeowners Financial Group 17, 0.03% 1.37%
Flagstar Bank 18, 0.03% 1.37%
CMG Mortgage Inc 19, 0.03% 1.37%
LoanDepot 20, 0.04% 10.96%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.04% 26.32%
Bank of America 2, -0.01% 18.42%
Us Bank 3, -0.01% 5.26%
American Pacific Mortgage Corporation 4, 0.00% 2.63%
Navy Federal Credit Union 5, 0.01% 2.63%
Essex Mortgage 6, 0.01% 2.63%
JPMorgan Chase Bank 7, 0.01% 7.89%
Guild Mortgage Company 8, 0.02% 2.63%
MUFG Union Bank 9, 0.02% 2.63%
Caliber Home Loans Inc 10, 0.02% 7.89%
Castle & Cooke Mortgage 11, 0.02% 2.63%
Homeowners Financial Group 12, 0.03% 2.63%
CMG Mortgage Inc 13, 0.03% 2.63%
LoanDepot 14, 0.06% 13.16%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.02% 22.86%
Bank of America 2, -0.00% 11.43%
Logix Federal Credit Union 3, -0.00% 2.86%
JPMorgan Chase Bank 4, 0.00% 14.29%
Platinum Home Mortgage Corporation 5, 0.00% 2.86%
American Pacific Mortgage Corporation 6, 0.00% 8.57%
Quicken Loans 7, 0.01% 2.86%
LoanDepot 8, 0.01% 8.57%
Us Bank 9, 0.01% 11.43%
Dignified Home Loans 10, 0.02% 2.86%
Sierra Pacific Mortgage 11, 0.02% 5.71%
Flagstar Bank 12, 0.02% 2.86%
Caliber Home Loans Inc 13, 0.02% 2.86%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.23% 6.26%
DHI Mortgage Company Limited 2, -0.12% 1.14%
Pennymac Loan Services 3, -0.09% 6.09%
Guild Mortgage Company 4, -0.08% 6.34%
Home Point Financial Corporation 5, -0.07% 3.17%
Plaza Home Mortgage Inc 6, -0.07% 1.22%
Eagle Home Mortgage 7, -0.04% 0.65%
Usaa Federal Savings Bank 8, -0.04% 6.34%
Caliber Home Loans Inc 9, -0.03% 4.39%
American Pacific Mortgage Corporation 10, -0.02% 1.87%
Newrez 11, -0.02% 0.41%
CMG Mortgage Inc 12, -0.02% 2.68%
Wells Fargo Bank 13, -0.02% 0.89%
Primelending 14, -0.01% 0.16%
Ditech Financial 15, -0.01% 0.57%
Flagstar Bank 16, -0.01% 2.44%
JG Wentworth Home Lending 17, -0.01% 0.32%
Us Bank 18, -0.01% 0.24%
Paramount Equity Mortgage 19, -0.00% 0.49%
Mountain West Financial Inc 20, -0.00% 0.32%
Performance Financial, Inc 21, -0.00% 2.03%
MUFG Union Bank 22, -0.00% 0.16%
Lakeview Loan Servicing 23, -0.00% 1.14%
CashCall Mortgage 24, -0.00% 0.08%
Interactive Mortgage 25, 0.00% 0.08%
Essex Mortgage 26, 0.00% 0.08%
Finance of America Mortgage 27, 0.00% 1.62%
Augusta Financial Inc 28, 0.00% 0.81%
Platinum Home Mortgage Corporation 29, 0.00% 0.89%
Bank of America 30, 0.00% 0.16%
HomeBridge Financial Services, Inc 31, 0.00% 1.14%
Movement Mortgage 32, 0.01% 0.65%
DAS Acquisition Company 33, 0.01% 0.16%
FBC Mortgage 34, 0.01% 0.49%
Paramount Residential Mortgage Group Inc 35, 0.01% 1.06%
Stearns Lending 36, 0.02% 0.89%
MLD Mortgage Inc 37, 0.02% 0.16%
K Hovnanian American Mortgage 38, 0.02% 0.32%
Panorama Mortgage Group 39, 0.02% 0.08%
Amerisave Mortgage Corporation 40, 0.02% 0.41%
JPMorgan Chase Bank 41, 0.02% 0.16%
Nations Lending Corporation 42, 0.03% 0.73%
Castle & Cooke Mortgage 43, 0.03% 0.81%
Nations Direct Mortgage 44, 0.03% 0.89%
Eagle Home Mortgage of CA 45, 0.03% 0.73%
LoanDepot 46, 0.03% 5.61%
Golden Empire Mortgage, Inc 47, 0.03% 1.14%
Dignified Home Loans 48, 0.04% 4.96%
Sierra Pacific Mortgage 49, 0.06% 4.06%
Homeowners Financial Group 50, 0.06% 0.24%
Fairway Independent Mort Corp 51, 0.06% 0.57%
Quicken Loans 52, 0.07% 6.50%
Michigan Mutual Inc DBA MiMutual Mortgage 53, 0.07% 1.54%
On Q Financial Inc 54, 0.07% 1.38%
New American Funding 55, 0.09% 1.54%
Academy Mortgage Corporation 56, 0.09% 0.49%
Nationstar Mortgage 57, 0.11% 2.19%
Carrington Mortgage Services 58, 0.12% 2.60%
Freedom Mortgage Corporation 59, 0.13% 2.76%
NewDay USA 60, 0.32% 2.68%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.26% 10.00%
DHI Mortgage Company Limited 2, -0.11% 2.19%
Usaa Federal Savings Bank 3, -0.03% 8.28%
Guild Mortgage Company 4, -0.03% 7.19%
Wells Fargo Bank 5, -0.03% 1.25%
Plaza Home Mortgage Inc 6, -0.03% 0.78%
Eagle Home Mortgage 7, -0.03% 1.25%
Pennymac Loan Services 8, -0.02% 0.47%
CMG Mortgage Inc 9, -0.01% 3.91%
Caliber Home Loans Inc 10, -0.01% 2.34%
Freedom Mortgage Corporation 11, -0.01% 0.78%
Primelending 12, -0.00% 0.31%
Quicken Loans 13, 0.00% 3.91%
Newrez 14, 0.00% 0.16%
HomeBridge Financial Services, Inc 15, 0.01% 1.25%
Mountain West Financial Inc 16, 0.01% 0.47%
Us Bank 17, 0.01% 0.47%
Performance Financial, Inc 18, 0.01% 3.59%
Home Point Financial Corporation 19, 0.01% 1.25%
Finance of America Mortgage 20, 0.01% 2.50%
Platinum Home Mortgage Corporation 21, 0.01% 1.56%
Essex Mortgage 22, 0.01% 0.16%
Augusta Financial Inc 23, 0.01% 1.41%
Nations Lending Corporation 24, 0.01% 0.31%
Bank of America 25, 0.02% 0.31%
MUFG Union Bank 26, 0.02% 0.16%
Stearns Lending 27, 0.02% 0.94%
Movement Mortgage 28, 0.02% 1.09%
MLD Mortgage Inc 29, 0.02% 0.16%
DAS Acquisition Company 30, 0.02% 0.31%
FBC Mortgage 31, 0.03% 0.94%
K Hovnanian American Mortgage 32, 0.03% 0.62%
Panorama Mortgage Group 33, 0.03% 0.16%
Carrington Mortgage Services 34, 0.03% 0.16%
JPMorgan Chase Bank 35, 0.03% 0.31%
Paramount Residential Mortgage Group Inc 36, 0.04% 1.56%
American Pacific Mortgage Corporation 37, 0.04% 1.88%
Eagle Home Mortgage of CA 38, 0.04% 1.41%
Castle & Cooke Mortgage 39, 0.05% 1.41%
Dignified Home Loans 40, 0.05% 7.66%
Golden Empire Mortgage, Inc 41, 0.05% 1.72%
NewDay USA 42, 0.05% 0.47%
Flagstar Bank 43, 0.06% 1.09%
Homeowners Financial Group 44, 0.08% 0.47%
Nations Direct Mortgage 45, 0.08% 0.94%
Fairway Independent Mort Corp 46, 0.08% 1.09%
Sierra Pacific Mortgage 47, 0.08% 5.94%
On Q Financial Inc 48, 0.09% 2.66%
Academy Mortgage Corporation 49, 0.10% 0.94%
Nationstar Mortgage 50, 0.11% 2.50%
Michigan Mutual Inc DBA MiMutual Mortgage 51, 0.11% 2.03%
New American Funding 52, 0.11% 1.41%
LoanDepot 53, 0.19% 3.91%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Guild Mortgage Company 1, -0.14% 5.41%
Pennymac Loan Services 2, -0.11% 12.18%
Home Point Financial Corporation 3, -0.11% 5.25%
Plaza Home Mortgage Inc 4, -0.10% 1.69%
American Pacific Mortgage Corporation 5, -0.08% 1.86%
LoanDepot 6, -0.06% 7.45%
Usaa Federal Savings Bank 7, -0.05% 4.23%
Caliber Home Loans Inc 8, -0.04% 6.60%
Navy Federal Credit Union 9, -0.04% 2.20%
Paramount Residential Mortgage Group Inc 10, -0.04% 0.51%
Flagstar Bank 11, -0.04% 3.89%
Newrez 12, -0.03% 0.68%
Ditech Financial 13, -0.03% 1.18%
Nations Direct Mortgage 14, -0.02% 0.85%
JG Wentworth Home Lending 15, -0.02% 0.68%
MUFG Union Bank 16, -0.02% 0.17%
Paramount Equity Mortgage 17, -0.02% 1.02%
Lakeview Loan Servicing 18, -0.01% 2.37%
CashCall Mortgage 19, -0.01% 0.17%
Interactive Mortgage 20, -0.01% 0.17%
Castle & Cooke Mortgage 21, -0.00% 0.17%
CMG Mortgage Inc 22, -0.00% 1.35%
Michigan Mutual Inc DBA MiMutual Mortgage 23, -0.00% 1.02%
Augusta Financial Inc 24, -0.00% 0.17%
Movement Mortgage 25, -0.00% 0.17%
Golden Empire Mortgage, Inc 26, -0.00% 0.51%
Mountain West Financial Inc 27, -0.00% 0.17%
Platinum Home Mortgage Corporation 28, 0.00% 0.17%
Finance of America Mortgage 29, 0.00% 0.68%
Dignified Home Loans 30, 0.00% 2.03%
HomeBridge Financial Services, Inc 31, 0.01% 1.02%
Performance Financial, Inc 32, 0.01% 0.34%
Amerisave Mortgage Corporation 33, 0.01% 0.85%
MLD Mortgage Inc 34, 0.01% 0.17%
Sierra Pacific Mortgage 35, 0.02% 2.03%
Stearns Lending 36, 0.02% 0.85%
Nations Lending Corporation 37, 0.02% 1.18%
Wells Fargo Bank 38, 0.04% 0.51%
New American Funding 39, 0.06% 1.69%
Quicken Loans 40, 0.09% 9.31%
Carrington Mortgage Services 41, 0.11% 5.25%
Nationstar Mortgage 42, 0.12% 1.86%
Freedom Mortgage Corporation 43, 0.14% 4.91%
NewDay USA 44, 0.33% 5.08%

* Data is compiled for the Bakersfield, CA commuting zone area, which comprises of county of Kern County, CA. This includes cities/towns/communities of Bakersfield, CA as well as Rosedale, CA, Ridgecrest, CA, Oildale, CA, Rosamond, CA, Delano, CA, Mojave, CA, Shafter, CA, California City, CA, Bear Valley Springs, CA, Golden Hills, CA, Greenfield, CA, Tehachapi, CA, Pine Mountain Club, CA, Wasco, CA, Fuller Acres, CA, Taft, CA, Arvin, CA, Onyx, CA, Lake of the Woods, CA, McFarland, CA, Mountain Mesa, CA, Lake Isabella, CA, Lamont, CA, Buttonwillow, CA, Dustin Acres, CA, Ford City, CA, Keene, CA, Randsburg, CA, Boron, CA, Lost Hills, CA, and Smith Corner, CA. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings for Other Cities

This page ranks the top mortgage lenders in the Bakersfield, CA area. For mortgage lender rankings of other cities, click here.