Top Mortgage Lenders in Portland, ME

Which mortgage lender in the Portland, ME area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Portland, ME area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Portland, ME area is CUSO Mortgage Corporation, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.23%. This means that CUSO Mortgage Corporation provided a -0.23% lower interest rate for its customers than other lenders in Portland, ME for a similar set of borrowers. CUSO Mortgage Corporation has a market share of 1.6%. On the other hand, the most popular lender in the market is Residential Mortgage Services, with a market share of 12.7%. Residential Mortgage Services is an average rate lender in this area, with a “Rate Difference” of -0.02% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Portland, ME area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Portland, ME is CUSO Mortgage Corporation. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is TD Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is CMG Mortgage Inc. The cheapest VA mortgage provider is Navy Federal Credit Union. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Ranking of Mortgage Lenders in Portland, ME

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
CUSO Mortgage Corporation 1, -0.23% 1.61%
Bangor Savings Bank 2, -0.22% 7.90%
Bank of America 3, -0.14% 1.55%
Northeast Home Loan 4, -0.12% 1.06%
HarborOne Mortgage 5, -0.12% 2.21%
CMG Mortgage Inc 6, -0.11% 2.09%
Bar Harbor Bank & Trust 7, -0.08% 0.26%
Servion, Inc 8, -0.07% 0.37%
Amerisave Mortgage Corporation 9, -0.05% 0.35%
Citizens Bank 10, -0.05% 1.17%
People’s United Bank 11, -0.05% 0.42%
Newrez 12, -0.05% 0.26%
TD Bank 13, -0.04% 2.44%
Flagstar Bank 14, -0.04% 0.43%
Caliber Home Loans Inc 15, -0.04% 2.20%
E Mortgage Management 16, -0.04% 0.66%
Usaa Federal Savings Bank 17, -0.04% 1.33%
KeyBank National Association 18, -0.03% 3.98%
Five County Credit Union 19, -0.03% 0.63%
Navy Federal Credit Union 20, -0.03% 0.90%
Mortgage Network, Inc 21, -0.02% 3.04%
Wells Fargo Bank 22, -0.02% 1.12%
Carrington Mortgage Services 23, -0.02% 0.64%
The First 24, -0.02% 2.52%
Residential Mortgage Services 25, -0.02% 12.66%
JPMorgan Chase Bank 26, -0.02% 0.91%
Integrity Mortgage 27, -0.01% 1.13%
Lakeview Loan Servicing 28, -0.01% 0.56%
Cumberland County Federal Credit Union 29, -0.00% 0.49%
Us Bank 30, -0.00% 0.31%
Norwich Commercial Group Inc 31, 0.00% 0.87%
HomeBridge Financial Services, Inc 32, 0.00% 0.53%
Maine Savings Federal Credit Union 33, 0.00% 0.44%
Guaranteed Rate Inc 34, 0.01% 0.63%
University Credit Union 35, 0.01% 0.59%
Bath Savings Institution 36, 0.02% 1.75%
Pennymac Loan Services 37, 0.02% 0.48%
LoanDepot 38, 0.02% 1.98%
Northpoint Mortgage Inc 39, 0.02% 1.77%
Fairway Independent Mort Corp 40, 0.04% 1.92%
Megastar Financial Corporation 41, 0.04% 0.39%
Academy Mortgage Corporation 42, 0.04% 2.64%
The Camden National Bank 43, 0.05% 6.25%
Machias Savings Bank 44, 0.06% 0.44%
Movement Mortgage 45, 0.06% 0.28%
LeaderOne Financial Corp 46, 0.06% 0.63%
Ditech Financial 47, 0.06% 0.46%
Total Mortgage Services 48, 0.07% 0.73%
DAS Acquisition Company 49, 0.08% 1.91%
Reliance First Capital 50, 0.09% 0.38%
Freedom Mortgage Corporation 51, 0.09% 0.35%
Town & Country Federal Credit 52, 0.09% 1.82%
Nationstar Mortgage 53, 0.10% 1.36%
Primary Residential Mortgage Inc 54, 0.11% 0.61%
Embrace Home Loans, Inc 55, 0.14% 2.26%
Quicken Loans 56, 0.14% 9.14%
Evergreen Credit Union 57, 0.14% 1.06%
American Financial Resources Inc 58, 0.17% 0.48%
NewDay USA 59, 0.23% 0.27%
Atlantic Federal Credit Union 60, 0.32% 2.36%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
CUSO Mortgage Corporation 1, -0.16% 1.37%
Bank of America 2, -0.16% 1.64%
Bangor Savings Bank 3, -0.15% 8.71%
CMG Mortgage Inc 4, -0.13% 3.19%
TD Bank 5, -0.11% 1.95%
Maine Savings Federal Credit Union 6, -0.11% 0.40%
Northeast Home Loan 7, -0.10% 1.11%
HarborOne Mortgage 8, -0.10% 2.42%
Wells Fargo Bank 9, -0.08% 1.02%
Flagstar Bank 10, -0.08% 0.58%
Five County Credit Union 11, -0.07% 0.68%
People’s United Bank 12, -0.06% 0.40%
Bar Harbor Bank & Trust 13, -0.06% 0.22%
Servion, Inc 14, -0.05% 0.31%
E Mortgage Management 15, -0.05% 0.77%
Navy Federal Credit Union 16, -0.04% 1.24%
Citizens Bank 17, -0.04% 1.21%
Usaa Federal Savings Bank 18, -0.03% 1.82%
Caliber Home Loans Inc 19, -0.03% 2.41%
JPMorgan Chase Bank 20, -0.02% 0.58%
Us Bank 21, -0.02% 0.25%
Mortgage Network, Inc 22, -0.01% 3.57%
Residential Mortgage Services 23, -0.01% 17.09%
Pennymac Loan Services 24, -0.01% 0.10%
Cumberland County Federal Credit Union 25, -0.01% 0.38%
Reliance First Capital 26, -0.00% 0.03%
HomeBridge Financial Services, Inc 27, -0.00% 0.80%
The Camden National Bank 28, -0.00% 6.68%
Newrez 29, -0.00% 0.12%
Lakeview Loan Servicing 30, 0.00% 0.21%
Freedom Mortgage Corporation 31, 0.00% 0.04%
KeyBank National Association 32, 0.01% 1.68%
The First 33, 0.01% 2.36%
Integrity Mortgage 34, 0.01% 1.14%
Norwich Commercial Group Inc 35, 0.02% 1.06%
LoanDepot 36, 0.02% 0.87%
Ditech Financial 37, 0.03% 0.10%
Megastar Financial Corporation 38, 0.03% 0.44%
NewDay USA 39, 0.03% 0.04%
Fairway Independent Mort Corp 40, 0.04% 2.82%
Guaranteed Rate Inc 41, 0.04% 0.64%
Northpoint Mortgage Inc 42, 0.04% 2.61%
Amerisave Mortgage Corporation 43, 0.04% 0.09%
Nationstar Mortgage 44, 0.04% 0.69%
Carrington Mortgage Services 45, 0.05% 0.16%
Evergreen Credit Union 46, 0.05% 0.37%
University Credit Union 47, 0.06% 0.62%
Movement Mortgage 48, 0.07% 0.38%
Academy Mortgage Corporation 49, 0.07% 3.19%
Total Mortgage Services 50, 0.07% 1.00%
LeaderOne Financial Corp 51, 0.07% 0.87%
Bath Savings Institution 52, 0.08% 1.83%
Machias Savings Bank 53, 0.08% 0.46%
DAS Acquisition Company 54, 0.09% 2.89%
Primary Residential Mortgage Inc 55, 0.12% 0.90%
Quicken Loans 56, 0.12% 4.28%
Town & Country Federal Credit 57, 0.13% 0.92%
Embrace Home Loans, Inc 58, 0.16% 3.04%
American Financial Resources Inc 59, 0.20% 0.69%
Atlantic Federal Credit Union 60, 0.34% 2.53%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bangor Savings Bank 1, -0.35% 6.81%
CUSO Mortgage Corporation 2, -0.29% 1.93%
HarborOne Mortgage 3, -0.15% 1.93%
Northeast Home Loan 4, -0.15% 0.99%
Bank of America 5, -0.11% 1.42%
Bar Harbor Bank & Trust 6, -0.11% 0.32%
Servion, Inc 7, -0.08% 0.45%
Residential Mortgage Services 8, -0.08% 6.73%
Citizens Bank 9, -0.07% 1.13%
Amerisave Mortgage Corporation 10, -0.07% 0.71%
Bath Savings Institution 11, -0.06% 1.64%
The First 12, -0.06% 2.72%
University Credit Union 13, -0.06% 0.55%
Northpoint Mortgage Inc 14, -0.06% 0.65%
Mortgage Network, Inc 15, -0.06% 2.33%
Caliber Home Loans Inc 16, -0.06% 1.91%
Newrez 17, -0.06% 0.45%
Usaa Federal Savings Bank 18, -0.05% 0.69%
Integrity Mortgage 19, -0.05% 1.13%
Norwich Commercial Group Inc 20, -0.04% 0.61%
KeyBank National Association 21, -0.04% 7.05%
People’s United Bank 22, -0.04% 0.45%
Carrington Mortgage Services 23, -0.03% 1.28%
Guaranteed Rate Inc 24, -0.03% 0.63%
Academy Mortgage Corporation 25, -0.01% 1.91%
CMG Mortgage Inc 26, -0.01% 0.61%
E Mortgage Management 27, -0.01% 0.51%
JPMorgan Chase Bank 28, -0.01% 1.36%
Lakeview Loan Servicing 29, -0.01% 1.03%
Cumberland County Federal Credit Union 30, -0.00% 0.63%
LeaderOne Financial Corp 31, 0.01% 0.30%
TD Bank 32, 0.01% 3.10%
Movement Mortgage 33, 0.02% 0.14%
HomeBridge Financial Services, Inc 34, 0.02% 0.18%
Us Bank 35, 0.02% 0.39%
Machias Savings Bank 36, 0.02% 0.41%
Fairway Independent Mort Corp 37, 0.02% 0.71%
Navy Federal Credit Union 38, 0.02% 0.43%
American Financial Resources Inc 39, 0.02% 0.20%
LoanDepot 40, 0.02% 3.45%
Pennymac Loan Services 41, 0.03% 0.99%
DAS Acquisition Company 42, 0.03% 0.59%
Wells Fargo Bank 43, 0.04% 1.26%
Embrace Home Loans, Inc 44, 0.04% 1.20%
Five County Credit Union 45, 0.05% 0.55%
Megastar Financial Corporation 46, 0.05% 0.32%
Primary Residential Mortgage Inc 47, 0.06% 0.22%
Flagstar Bank 48, 0.06% 0.24%
Total Mortgage Services 49, 0.06% 0.38%
Ditech Financial 50, 0.07% 0.95%
Town & Country Federal Credit 51, 0.08% 3.04%
Reliance First Capital 52, 0.10% 0.85%
Freedom Mortgage Corporation 53, 0.10% 0.77%
Maine Savings Federal Credit Union 54, 0.12% 0.49%
The Camden National Bank 55, 0.12% 5.68%
Nationstar Mortgage 56, 0.13% 2.25%
Quicken Loans 57, 0.15% 15.63%
Evergreen Credit Union 58, 0.17% 1.97%
NewDay USA 59, 0.25% 0.57%
Atlantic Federal Credit Union 60, 0.31% 2.13%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
CUSO Mortgage Corporation 1, -0.25% 1.87%
Bangor Savings Bank 2, -0.24% 8.87%
Bank of America 3, -0.15% 1.79%
HarborOne Mortgage 4, -0.14% 2.30%
Northeast Home Loan 5, -0.13% 1.33%
CMG Mortgage Inc 6, -0.08% 1.62%
Bar Harbor Bank & Trust 7, -0.08% 0.36%
Servion, Inc 8, -0.07% 0.48%
People’s United Bank 9, -0.07% 0.45%
Amerisave Mortgage Corporation 10, -0.06% 0.42%
Citizens Bank 11, -0.06% 1.26%
Newrez 12, -0.06% 0.28%
TD Bank 13, -0.04% 2.99%
Carrington Mortgage Services 14, -0.04% 0.21%
Residential Mortgage Services 15, -0.03% 10.82%
KeyBank National Association 16, -0.03% 5.13%
E Mortgage Management 17, -0.03% 0.71%
Mortgage Network, Inc 18, -0.03% 3.04%
Five County Credit Union 19, -0.03% 0.84%
The First 20, -0.03% 3.21%
Caliber Home Loans Inc 21, -0.02% 2.04%
Wells Fargo Bank 22, -0.02% 1.26%
JPMorgan Chase Bank 23, -0.02% 1.13%
Integrity Mortgage 24, -0.01% 1.47%
Norwich Commercial Group Inc 25, -0.01% 0.99%
Cumberland County Federal Credit Union 26, -0.00% 0.65%
Guaranteed Rate Inc 27, -0.00% 0.65%
Us Bank 28, 0.00% 0.36%
HomeBridge Financial Services, Inc 29, 0.00% 0.29%
Fairway Independent Mort Corp 30, 0.00% 1.62%
Maine Savings Federal Credit Union 31, 0.00% 0.60%
LoanDepot 32, 0.01% 1.58%
Lakeview Loan Servicing 33, 0.01% 0.39%
Usaa Federal Savings Bank 34, 0.01% 0.86%
University Credit Union 35, 0.02% 0.80%
Bath Savings Institution 36, 0.02% 2.21%
Northpoint Mortgage Inc 37, 0.02% 2.05%
DAS Acquisition Company 38, 0.03% 1.24%
American Financial Resources Inc 39, 0.04% 0.05%
Pennymac Loan Services 40, 0.04% 0.23%
LeaderOne Financial Corp 41, 0.05% 0.49%
Megastar Financial Corporation 42, 0.06% 0.29%
Academy Mortgage Corporation 43, 0.06% 2.48%
Freedom Mortgage Corporation 44, 0.07% 0.17%
Machias Savings Bank 45, 0.07% 0.53%
Flagstar Bank 46, 0.07% 0.18%
The Camden National Bank 47, 0.08% 6.36%
Total Mortgage Services 48, 0.09% 0.76%
Movement Mortgage 49, 0.09% 0.19%
Town & Country Federal Credit 50, 0.09% 2.46%
Primary Residential Mortgage Inc 51, 0.10% 0.46%
Navy Federal Credit Union 52, 0.13% 0.56%
Embrace Home Loans, Inc 53, 0.14% 1.93%
Evergreen Credit Union 54, 0.15% 1.41%
Ditech Financial 55, 0.15% 0.31%
Nationstar Mortgage 56, 0.15% 0.84%
Reliance First Capital 57, 0.16% 0.28%
Quicken Loans 58, 0.19% 8.72%
Atlantic Federal Credit Union 59, 0.33% 3.17%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
CUSO Mortgage Corporation 1, -0.20% 1.43%
Bank of America 2, -0.19% 1.90%
Bangor Savings Bank 3, -0.15% 10.04%
HarborOne Mortgage 4, -0.13% 2.51%
TD Bank 5, -0.13% 2.45%
Northeast Home Loan 6, -0.12% 1.49%
Maine Savings Federal Credit Union 7, -0.11% 0.58%
CMG Mortgage Inc 8, -0.10% 2.53%
Wells Fargo Bank 9, -0.10% 1.15%
Five County Credit Union 10, -0.08% 0.97%
People’s United Bank 11, -0.07% 0.48%
Servion, Inc 12, -0.06% 0.41%
Bar Harbor Bank & Trust 13, -0.06% 0.32%
E Mortgage Management 14, -0.05% 0.82%
Citizens Bank 15, -0.05% 1.28%
JPMorgan Chase Bank 16, -0.04% 0.74%
Us Bank 17, -0.03% 0.26%
HomeBridge Financial Services, Inc 18, -0.01% 0.45%
Residential Mortgage Services 19, -0.01% 14.13%
Mortgage Network, Inc 20, -0.01% 3.68%
Caliber Home Loans Inc 21, -0.01% 2.55%
Cumberland County Federal Credit Union 22, -0.01% 0.56%
Fairway Independent Mort Corp 23, -0.01% 2.45%
Newrez 24, -0.01% 0.13%
Reliance First Capital 25, -0.00% 0.02%
LoanDepot 26, -0.00% 0.80%
Pennymac Loan Services 27, -0.00% 0.09%
Freedom Mortgage Corporation 28, 0.00% 0.02%
The First 29, 0.01% 3.27%
KeyBank National Association 30, 0.01% 2.21%
Norwich Commercial Group Inc 31, 0.01% 1.30%
Integrity Mortgage 32, 0.01% 1.56%
Lakeview Loan Servicing 33, 0.01% 0.24%
Usaa Federal Savings Bank 34, 0.01% 1.36%
DAS Acquisition Company 35, 0.02% 1.84%
Guaranteed Rate Inc 36, 0.02% 0.61%
The Camden National Bank 37, 0.02% 6.71%
Nationstar Mortgage 38, 0.03% 0.24%
American Financial Resources Inc 39, 0.03% 0.06%
Northpoint Mortgage Inc 40, 0.04% 3.22%
Carrington Mortgage Services 41, 0.04% 0.02%
Amerisave Mortgage Corporation 42, 0.04% 0.13%
Flagstar Bank 43, 0.05% 0.17%
Evergreen Credit Union 44, 0.05% 0.52%
LeaderOne Financial Corp 45, 0.06% 0.74%
Megastar Financial Corporation 46, 0.06% 0.28%
University Credit Union 47, 0.06% 0.91%
Bath Savings Institution 48, 0.08% 2.49%
Total Mortgage Services 49, 0.09% 1.04%
Machias Savings Bank 50, 0.09% 0.58%
Movement Mortgage 51, 0.10% 0.30%
Academy Mortgage Corporation 52, 0.11% 2.90%
Primary Residential Mortgage Inc 53, 0.11% 0.67%
Town & Country Federal Credit 54, 0.13% 1.32%
Navy Federal Credit Union 55, 0.14% 0.80%
Embrace Home Loans, Inc 56, 0.16% 2.62%
Quicken Loans 57, 0.17% 3.98%
Atlantic Federal Credit Union 58, 0.34% 3.66%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bangor Savings Bank 1, -0.37% 7.55%
CUSO Mortgage Corporation 2, -0.29% 2.36%
HarborOne Mortgage 3, -0.17% 2.07%
Northeast Home Loan 4, -0.15% 1.14%
Bank of America 5, -0.11% 1.66%
Bar Harbor Bank & Trust 6, -0.10% 0.39%
Residential Mortgage Services 7, -0.09% 7.09%
Servion, Inc 8, -0.08% 0.56%
Citizens Bank 9, -0.07% 1.24%
Amerisave Mortgage Corporation 10, -0.07% 0.76%
Newrez 11, -0.07% 0.44%
Mortgage Network, Inc 12, -0.07% 2.31%
The First 13, -0.07% 3.14%
Bath Savings Institution 14, -0.06% 1.90%
Northpoint Mortgage Inc 15, -0.06% 0.73%
People’s United Bank 16, -0.06% 0.41%
University Credit Union 17, -0.06% 0.68%
Caliber Home Loans Inc 18, -0.06% 1.46%
Norwich Commercial Group Inc 19, -0.05% 0.63%
Integrity Mortgage 20, -0.04% 1.36%
Carrington Mortgage Services 21, -0.04% 0.41%
KeyBank National Association 22, -0.04% 8.43%
Guaranteed Rate Inc 23, -0.03% 0.71%
Usaa Federal Savings Bank 24, -0.02% 0.29%
Academy Mortgage Corporation 25, -0.01% 2.00%
CMG Mortgage Inc 26, -0.01% 0.58%
LeaderOne Financial Corp 27, -0.01% 0.22%
JPMorgan Chase Bank 28, -0.01% 1.58%
E Mortgage Management 29, -0.00% 0.58%
Cumberland County Federal Credit Union 30, 0.00% 0.76%
Lakeview Loan Servicing 31, 0.02% 0.56%
TD Bank 32, 0.02% 3.61%
LoanDepot 33, 0.02% 2.46%
Us Bank 34, 0.02% 0.46%
Fairway Independent Mort Corp 35, 0.02% 0.68%
Machias Savings Bank 36, 0.03% 0.46%
Movement Mortgage 37, 0.03% 0.07%
HomeBridge Financial Services, Inc 38, 0.04% 0.10%
Five County Credit Union 39, 0.05% 0.68%
DAS Acquisition Company 40, 0.05% 0.56%
American Financial Resources Inc 41, 0.05% 0.02%
Wells Fargo Bank 42, 0.05% 1.39%
Embrace Home Loans, Inc 43, 0.05% 1.14%
Pennymac Loan Services 44, 0.06% 0.39%
Megastar Financial Corporation 45, 0.06% 0.29%
Primary Residential Mortgage Inc 46, 0.07% 0.22%
Total Mortgage Services 47, 0.07% 0.44%
Freedom Mortgage Corporation 48, 0.08% 0.34%
Town & Country Federal Credit 49, 0.09% 3.75%
Navy Federal Credit Union 50, 0.09% 0.29%
Flagstar Bank 51, 0.10% 0.19%
Maine Savings Federal Credit Union 52, 0.12% 0.61%
The Camden National Bank 53, 0.15% 5.97%
Ditech Financial 54, 0.16% 0.66%
Reliance First Capital 55, 0.17% 0.56%
Evergreen Credit Union 56, 0.18% 2.41%
Nationstar Mortgage 57, 0.18% 1.51%
Quicken Loans 58, 0.20% 14.06%
Atlantic Federal Credit Union 59, 0.31% 2.63%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
CMG Mortgage Inc 1, -0.19% 4.28%
Bangor Savings Bank 2, -0.15% 3.62%
Flagstar Bank 3, -0.13% 1.50%
Caliber Home Loans Inc 4, -0.10% 2.17%
The Camden National Bank 5, -0.10% 4.67%
CUSO Mortgage Corporation 6, -0.07% 0.89%
E Mortgage Management 7, -0.06% 0.83%
Ditech Financial 8, -0.06% 0.95%
HarborOne Mortgage 9, -0.05% 2.28%
Carrington Mortgage Services 10, -0.03% 2.45%
Lakeview Loan Servicing 11, -0.03% 1.00%
Newrez 12, -0.02% 0.22%
Residential Mortgage Services 13, -0.02% 23.47%
Reliance First Capital 14, -0.02% 0.83%
Academy Mortgage Corporation 15, -0.02% 4.00%
Bank of America 16, -0.02% 0.17%
Mortgage Network, Inc 17, -0.01% 3.11%
HomeBridge Financial Services, Inc 18, -0.01% 1.61%
KeyBank National Association 19, -0.01% 0.06%
Amerisave Mortgage Corporation 20, -0.01% 0.17%
Citizens Bank 21, -0.01% 0.67%
Servion, Inc 22, -0.01% 0.11%
TD Bank 23, -0.00% 0.06%
Pennymac Loan Services 24, 0.00% 0.44%
Megastar Financial Corporation 25, 0.01% 0.83%
Quicken Loans 26, 0.01% 11.01%
Total Mortgage Services 27, 0.01% 0.50%
Bath Savings Institution 28, 0.01% 0.17%
People’s United Bank 29, 0.01% 0.06%
Movement Mortgage 30, 0.02% 0.44%
Northpoint Mortgage Inc 31, 0.04% 1.33%
Norwich Commercial Group Inc 32, 0.05% 0.67%
Freedom Mortgage Corporation 33, 0.05% 0.50%
Nationstar Mortgage 34, 0.05% 3.62%
Guaranteed Rate Inc 35, 0.08% 0.61%
Fairway Independent Mort Corp 36, 0.09% 3.56%
LeaderOne Financial Corp 37, 0.10% 1.33%
LoanDepot 38, 0.13% 2.22%
Primary Residential Mortgage Inc 39, 0.13% 1.45%
DAS Acquisition Company 40, 0.14% 5.67%
Embrace Home Loans, Inc 41, 0.15% 3.89%
American Financial Resources Inc 42, 0.19% 2.56%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
CMG Mortgage Inc 1, -0.19% 5.33%
Bangor Savings Bank 2, -0.15% 4.47%
Flagstar Bank 3, -0.14% 1.85%
Caliber Home Loans Inc 4, -0.12% 1.99%
The Camden National Bank 5, -0.10% 5.40%
E Mortgage Management 6, -0.07% 0.92%
CUSO Mortgage Corporation 7, -0.07% 1.07%
HarborOne Mortgage 8, -0.05% 2.63%
Lakeview Loan Servicing 9, -0.04% 0.21%
Residential Mortgage Services 10, -0.02% 27.91%
Academy Mortgage Corporation 11, -0.02% 4.47%
Mortgage Network, Inc 12, -0.02% 3.55%
Bank of America 13, -0.02% 0.21%
Pennymac Loan Services 14, -0.02% 0.07%
Citizens Bank 15, -0.01% 0.78%
HomeBridge Financial Services, Inc 16, -0.01% 1.99%
KeyBank National Association 17, -0.01% 0.07%
Reliance First Capital 18, -0.01% 0.07%
Servion, Inc 19, -0.01% 0.14%
TD Bank 20, -0.00% 0.07%
Freedom Mortgage Corporation 21, 0.00% 0.07%
Megastar Financial Corporation 22, 0.00% 0.85%
Newrez 23, 0.00% 0.07%
Total Mortgage Services 24, 0.01% 0.64%
Bath Savings Institution 25, 0.01% 0.21%
People’s United Bank 26, 0.01% 0.07%
Movement Mortgage 27, 0.02% 0.57%
Northpoint Mortgage Inc 28, 0.04% 1.63%
Quicken Loans 29, 0.05% 5.54%
Nationstar Mortgage 30, 0.05% 2.20%
Norwich Commercial Group Inc 31, 0.05% 0.64%
Carrington Mortgage Services 32, 0.05% 0.57%
LoanDepot 33, 0.07% 1.28%
Guaranteed Rate Inc 34, 0.08% 0.78%
Fairway Independent Mort Corp 35, 0.10% 4.05%
LeaderOne Financial Corp 36, 0.10% 1.56%
Primary Residential Mortgage Inc 37, 0.14% 1.70%
DAS Acquisition Company 38, 0.14% 7.10%
Embrace Home Loans, Inc 39, 0.16% 4.47%
American Financial Resources Inc 40, 0.23% 2.77%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Ditech Financial 1, -0.06% 4.36%
Carrington Mortgage Services 2, -0.05% 9.23%
Caliber Home Loans Inc 3, -0.04% 2.82%
Newrez 4, -0.03% 0.77%
Lakeview Loan Servicing 5, -0.03% 3.85%
E Mortgage Management 6, -0.02% 0.51%
HarborOne Mortgage 7, -0.02% 1.03%
The Camden National Bank 8, -0.02% 2.05%
Quicken Loans 9, -0.02% 30.77%
Residential Mortgage Services 10, -0.02% 7.44%
Reliance First Capital 11, -0.02% 3.59%
Bangor Savings Bank 12, -0.02% 0.51%
Amerisave Mortgage Corporation 13, -0.01% 0.77%
Flagstar Bank 14, -0.01% 0.26%
HomeBridge Financial Services, Inc 15, -0.01% 0.26%
CMG Mortgage Inc 16, -0.01% 0.51%
Northpoint Mortgage Inc 17, 0.00% 0.26%
Academy Mortgage Corporation 18, 0.00% 2.31%
Pennymac Loan Services 19, 0.01% 1.79%
Citizens Bank 20, 0.01% 0.26%
American Financial Resources Inc 21, 0.01% 1.79%
CUSO Mortgage Corporation 22, 0.01% 0.26%
DAS Acquisition Company 23, 0.01% 0.51%
Fairway Independent Mort Corp 24, 0.02% 1.79%
Megastar Financial Corporation 25, 0.02% 0.77%
Norwich Commercial Group Inc 26, 0.03% 0.77%
Mortgage Network, Inc 27, 0.03% 1.54%
Primary Residential Mortgage Inc 28, 0.03% 0.51%
Embrace Home Loans, Inc 29, 0.04% 1.79%
Freedom Mortgage Corporation 30, 0.05% 2.05%
LeaderOne Financial Corp 31, 0.05% 0.51%
Nationstar Mortgage 32, 0.06% 8.72%
LoanDepot 33, 0.17% 5.64%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
TD Bank 1, -0.05% 5.75%
Bank of America 2, -0.04% 7.67%
Bangor Savings Bank 3, -0.04% 15.97%
Wells Fargo Bank 4, -0.03% 5.75%
KeyBank National Association 5, -0.02% 6.71%
The Camden National Bank 6, 0.01% 18.85%
Machias Savings Bank 7, 0.01% 1.92%
HarborOne Mortgage 8, 0.01% 1.28%
Embrace Home Loans, Inc 9, 0.01% 0.32%
Mortgage Network, Inc 10, 0.01% 2.24%
Us Bank 11, 0.01% 1.28%
Usaa Federal Savings Bank 12, 0.01% 0.32%
Quicken Loans 13, 0.01% 0.64%
Citizens Bank 14, 0.01% 1.60%
Town & Country Federal Credit 15, 0.01% 0.32%
People’s United Bank 16, 0.02% 2.88%
Northpoint Mortgage Inc 17, 0.02% 0.64%
Evergreen Credit Union 18, 0.02% 0.64%
Navy Federal Credit Union 19, 0.02% 0.96%
Caliber Home Loans Inc 20, 0.02% 1.92%
Guaranteed Rate Inc 21, 0.02% 0.64%
Flagstar Bank 22, 0.03% 0.32%
Five County Credit Union 23, 0.03% 0.32%
LoanDepot 24, 0.03% 0.64%
Academy Mortgage Corporation 25, 0.03% 2.56%
Northeast Home Loan 26, 0.03% 0.96%
JPMorgan Chase Bank 27, 0.04% 2.56%
Cumberland County Federal Credit Union 28, 0.04% 0.32%
Residential Mortgage Services 29, 0.05% 5.43%
Total Mortgage Services 30, 0.06% 1.92%
Bath Savings Institution 31, 0.06% 3.19%
The First 32, 0.08% 3.51%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
TD Bank 1, -0.06% 6.81%
Bank of America 2, -0.05% 10.47%
Wells Fargo Bank 3, -0.04% 6.28%
Bangor Savings Bank 4, -0.02% 14.14%
KeyBank National Association 5, -0.01% 5.24%
The Camden National Bank 6, -0.01% 18.85%
Citizens Bank 7, 0.01% 1.57%
Machias Savings Bank 8, 0.01% 2.09%
People’s United Bank 9, 0.01% 1.57%
Embrace Home Loans, Inc 10, 0.01% 0.52%
Evergreen Credit Union 11, 0.02% 0.52%
Us Bank 12, 0.02% 1.57%
Usaa Federal Savings Bank 13, 0.02% 0.52%
Town & Country Federal Credit 14, 0.02% 0.52%
Quicken Loans 15, 0.02% 0.52%
Mortgage Network, Inc 16, 0.02% 1.57%
HarborOne Mortgage 17, 0.02% 0.52%
Northpoint Mortgage Inc 18, 0.02% 0.52%
Caliber Home Loans Inc 19, 0.03% 2.62%
Navy Federal Credit Union 20, 0.03% 1.05%
Flagstar Bank 21, 0.03% 0.52%
Five County Credit Union 22, 0.03% 0.52%
LoanDepot 23, 0.04% 0.52%
Northeast Home Loan 24, 0.04% 1.57%
Academy Mortgage Corporation 25, 0.04% 2.62%
JPMorgan Chase Bank 26, 0.06% 2.09%
Total Mortgage Services 27, 0.06% 3.14%
Residential Mortgage Services 28, 0.07% 6.28%
The First 29, 0.08% 2.62%
Bath Savings Institution 30, 0.09% 2.62%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bangor Savings Bank 1, -0.06% 18.85%
KeyBank National Association 2, -0.03% 9.02%
TD Bank 3, -0.02% 4.10%
Wells Fargo Bank 4, -0.02% 4.92%
HarborOne Mortgage 5, -0.00% 2.46%
Mortgage Network, Inc 6, 0.00% 3.28%
Quicken Loans 7, 0.00% 0.82%
Navy Federal Credit Union 8, 0.01% 0.82%
Us Bank 9, 0.01% 0.82%
Machias Savings Bank 10, 0.01% 1.64%
Northpoint Mortgage Inc 11, 0.01% 0.82%
People’s United Bank 12, 0.02% 4.92%
Caliber Home Loans Inc 13, 0.02% 0.82%
Academy Mortgage Corporation 14, 0.02% 2.46%
Guaranteed Rate Inc 15, 0.02% 1.64%
JPMorgan Chase Bank 16, 0.02% 3.28%
Evergreen Credit Union 17, 0.02% 0.82%
Citizens Bank 18, 0.02% 1.64%
Bank of America 19, 0.02% 3.28%
Residential Mortgage Services 20, 0.02% 4.10%
The Camden National Bank 21, 0.02% 18.85%
LoanDepot 22, 0.02% 0.82%
Bath Savings Institution 23, 0.03% 4.10%
Cumberland County Federal Credit Union 24, 0.04% 0.82%
The First 25, 0.07% 4.92%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.18% 5.40%
Bangor Savings Bank 2, -0.12% 4.60%
CUSO Mortgage Corporation 3, -0.09% 1.20%
Usaa Federal Savings Bank 4, -0.09% 8.20%
Caliber Home Loans Inc 5, -0.07% 3.70%
CMG Mortgage Inc 6, -0.05% 2.90%
Citizens Bank 7, -0.05% 1.20%
Lakeview Loan Servicing 8, -0.04% 1.40%
LoanDepot 9, -0.04% 5.40%
Mortgage Network, Inc 10, -0.02% 3.20%
People’s United Bank 11, -0.01% 0.10%
The Camden National Bank 12, -0.01% 4.20%
Northeast Home Loan 13, -0.01% 0.60%
Us Bank 14, -0.01% 0.20%
HarborOne Mortgage 15, -0.00% 1.60%
The First 16, -0.00% 0.70%
Amerisave Mortgage Corporation 17, -0.00% 0.20%
Pennymac Loan Services 18, 0.00% 2.90%
Wells Fargo Bank 19, 0.00% 0.50%
Guaranteed Rate Inc 20, 0.00% 0.50%
DAS Acquisition Company 21, 0.00% 1.60%
KeyBank National Association 22, 0.00% 0.10%
Atlantic Federal Credit Union 23, 0.00% 0.20%
Flagstar Bank 24, 0.01% 0.70%
Newrez 25, 0.01% 0.30%
Total Mortgage Services 26, 0.01% 0.60%
LeaderOne Financial Corp 27, 0.01% 0.70%
JPMorgan Chase Bank 28, 0.01% 0.10%
Carrington Mortgage Services 29, 0.01% 1.40%
E Mortgage Management 30, 0.01% 0.10%
Movement Mortgage 31, 0.01% 0.80%
TD Bank 32, 0.02% 0.90%
Integrity Mortgage 33, 0.02% 0.60%
Ditech Financial 34, 0.02% 1.10%
Norwich Commercial Group Inc 35, 0.02% 0.50%
Bath Savings Institution 36, 0.02% 0.10%
HomeBridge Financial Services, Inc 37, 0.02% 0.90%
Megastar Financial Corporation 38, 0.02% 0.60%
Northpoint Mortgage Inc 39, 0.03% 0.50%
Residential Mortgage Services 40, 0.03% 11.50%
American Financial Resources Inc 41, 0.03% 0.70%
Academy Mortgage Corporation 42, 0.03% 1.70%
Reliance First Capital 43, 0.05% 0.60%
Primary Residential Mortgage Inc 44, 0.06% 0.60%
Nationstar Mortgage 45, 0.06% 2.30%
Fairway Independent Mort Corp 46, 0.07% 2.20%
Quicken Loans 47, 0.08% 12.10%
Freedom Mortgage Corporation 48, 0.12% 1.80%
Embrace Home Loans, Inc 49, 0.13% 2.80%
NewDay USA 50, 0.22% 3.20%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.17% 8.17%
Bangor Savings Bank 2, -0.12% 6.53%
CUSO Mortgage Corporation 3, -0.07% 2.18%
Usaa Federal Savings Bank 4, -0.06% 10.71%
CMG Mortgage Inc 5, -0.03% 4.36%
Caliber Home Loans Inc 6, -0.03% 2.18%
Citizens Bank 7, -0.03% 1.63%
Pennymac Loan Services 8, -0.01% 0.36%
The Camden National Bank 9, 0.00% 5.44%
People’s United Bank 10, 0.01% 0.18%
Quicken Loans 11, 0.01% 4.90%
Newrez 12, 0.01% 0.18%
Us Bank 13, 0.02% 0.36%
Northeast Home Loan 14, 0.02% 0.54%
Freedom Mortgage Corporation 15, 0.02% 0.18%
Wells Fargo Bank 16, 0.02% 0.73%
LoanDepot 17, 0.02% 0.54%
Mortgage Network, Inc 18, 0.02% 3.45%
KeyBank National Association 19, 0.03% 0.18%
Guaranteed Rate Inc 20, 0.03% 0.73%
Atlantic Federal Credit Union 21, 0.03% 0.36%
The First 22, 0.03% 0.73%
LeaderOne Financial Corp 23, 0.03% 0.54%
JPMorgan Chase Bank 24, 0.03% 0.18%
Total Mortgage Services 25, 0.03% 0.91%
E Mortgage Management 26, 0.03% 0.18%
DAS Acquisition Company 27, 0.04% 2.00%
Norwich Commercial Group Inc 28, 0.04% 0.54%
Integrity Mortgage 29, 0.04% 0.91%
Bath Savings Institution 30, 0.04% 0.18%
HarborOne Mortgage 31, 0.04% 1.81%
Ditech Financial 32, 0.04% 1.27%
Nationstar Mortgage 33, 0.04% 0.91%
TD Bank 34, 0.05% 0.91%
Flagstar Bank 35, 0.05% 0.73%
Megastar Financial Corporation 36, 0.05% 0.91%
NewDay USA 37, 0.05% 0.54%
Residential Mortgage Services 38, 0.05% 17.97%
Northpoint Mortgage Inc 39, 0.05% 0.73%
Movement Mortgage 40, 0.06% 0.73%
Carrington Mortgage Services 41, 0.06% 0.36%
American Financial Resources Inc 42, 0.06% 0.91%
Academy Mortgage Corporation 43, 0.07% 2.54%
HomeBridge Financial Services, Inc 44, 0.07% 0.91%
Primary Residential Mortgage Inc 45, 0.08% 1.09%
Fairway Independent Mort Corp 46, 0.09% 3.81%
Embrace Home Loans, Inc 47, 0.20% 3.81%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Caliber Home Loans Inc 1, -0.11% 5.57%
Usaa Federal Savings Bank 2, -0.11% 5.12%
Navy Federal Credit Union 3, -0.10% 2.00%
Mortgage Network, Inc 4, -0.07% 2.90%
Lakeview Loan Servicing 5, -0.07% 3.12%
HarborOne Mortgage 6, -0.07% 1.34%
Bangor Savings Bank 7, -0.07% 2.23%
LoanDepot 8, -0.07% 11.36%
Citizens Bank 9, -0.06% 0.67%
DAS Acquisition Company 10, -0.06% 1.11%
Flagstar Bank 11, -0.05% 0.67%
CMG Mortgage Inc 12, -0.05% 1.11%
Northeast Home Loan 13, -0.05% 0.67%
HomeBridge Financial Services, Inc 14, -0.04% 0.89%
The First 15, -0.04% 0.67%
Guaranteed Rate Inc 16, -0.04% 0.22%
Movement Mortgage 17, -0.03% 0.89%
Megastar Financial Corporation 18, -0.03% 0.22%
Academy Mortgage Corporation 19, -0.03% 0.67%
Embrace Home Loans, Inc 20, -0.03% 1.56%
Total Mortgage Services 21, -0.03% 0.22%
Amerisave Mortgage Corporation 22, -0.03% 0.45%
TD Bank 23, -0.03% 0.89%
Pennymac Loan Services 24, -0.03% 6.01%
Carrington Mortgage Services 25, -0.02% 2.67%
Northpoint Mortgage Inc 26, -0.02% 0.22%
Integrity Mortgage 27, -0.02% 0.22%
The Camden National Bank 28, -0.02% 2.67%
Wells Fargo Bank 29, -0.02% 0.22%
LeaderOne Financial Corp 30, -0.02% 0.89%
Ditech Financial 31, -0.02% 0.89%
Fairway Independent Mort Corp 32, -0.02% 0.22%
American Financial Resources Inc 33, -0.01% 0.45%
Newrez 34, -0.01% 0.45%
Norwich Commercial Group Inc 35, -0.01% 0.45%
Residential Mortgage Services 36, 0.01% 3.56%
Reliance First Capital 37, 0.02% 1.34%
Nationstar Mortgage 38, 0.05% 4.01%
Quicken Loans 39, 0.08% 20.94%
Freedom Mortgage Corporation 40, 0.10% 3.79%
NewDay USA 41, 0.21% 6.46%

* Data is compiled for the Portland, ME commuting zone area, which comprises of counties of Androscoggin County, ME, Cumberland County, ME, Franklin County, ME, Kennebec County, ME, Knox County, ME, Lincoln County, ME, Oxford County, ME, Sagadahoc County, ME, Somerset County, ME, and Waldo County, ME. This includes cities/towns/communities of Portland, ME as well as Scarborough, ME, South Portland, ME, Lewiston, ME, Westbrook, ME, North Windham, ME, Auburn, ME, Gorham, ME, Cumberland Center, ME, Brunswick, ME, Augusta, ME, Topsham, ME, Little Falls, ME, Gray, ME, South Windham, ME, Standish, ME, Bath, ME, Bridgton, ME, Searsport, ME, Waterville, ME, Casco, ME, Naples, ME, Camden, ME, Rockland, ME, Yarmouth, ME, Thomaston, ME, Wiscasset, ME, Freeport, ME, Belfast, ME, Bowdoinham, ME, Mechanic Falls, ME, Farmingdale, ME, Winthrop, ME, Waldoboro, ME, Winslow, ME, Lisbon Falls, ME, Falmouth, ME, Oxford, ME, Cousins Island, ME, Gardiner, ME, Winterport, ME, Randolph, ME, Brunswick Station, ME, Unity, ME, Fairfield, ME, Norway, ME, Damariscotta, ME, Farmington, ME, Newcastle, ME, Richmond, ME, and Skowhegan, ME. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings for Other Cities

This page ranks the top mortgage lenders in the Portland, ME area. For mortgage lender rankings of other cities, click here.